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About the Commonwealth Portfolio loan

What it means

  • Versatile all-in-one loan lets you combine investment and personal borrowings in a flexible and easy-to-manage facility
  • With a combined borrowing limit, you can setup multiple sub accounts, each with adjustable limits and fixed or variable interest rate options

What you get

  • Multiple borrowers under the one combined limit
  • Up to 12 sub-accounts per facility. Each facility must have at least one variable rate sub-account
  • Quick and easy reallocation of limits between sub-accounts without the need for new documentation
  • Choice of variable or fixed interest rate options on each sub-account. Fixed rates are available for up to 15 years
  • Convenient access to funds from your variable rate sub-account. Transact online with CommBiz or NetBank, over the phone, at ATMs, by cheque, or at any CommBank branch
  • One consolidated loan statement that separates personal and investment borrowings

Rates and fees

Our latest rates and fees make it easy for you to compare products and make the right financial choices.

Learn more

Related products

BetterBusiness loan

This loan can help fund your company growth or finance a business initiative and offer the flexibility of fixed or variable interest rates.

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Bank guarantee

Offer your customers and suppliers a guarantee of payment to secure a contract or leasing arrangement without tying up your working capital.

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Important information

Applications for finance are subject to the Bank’s normal credit approval. Full terms and conditions of the Commonwealth Portfolio Loan will be included in the loan offer. Fees and charges may apply.

The information on this website has been prepared without considering your objectives, financial situation or needs. You should, before acting on this information, consider its appropriateness to your circumstances. Please view our Financial Services Guide. Full Terms and conditions for CommBiz and NetBank are available here or from any branch of the Commonwealth Bank.