Business loans & finance

This loan can be used for business purposes and the purchase of commercial property, as part of the Government Coronavirus SME Guarantee Loan Scheme Phase 2 designed to support small and medium sized enterprises.

• Borrow up to $1 million (lending criteria applies)¹
• Three, four or five year Better Business Loan
• Secured or unsecured loan options
• Available until 30 June 2021

A simple loan to help you manage or grow your business. It can be secured or unsecured with flexible repayment options.

Your business could:

• Borrow from $10,000 for business purposes
• Make extra repayments and access them with redraw
• Pay interest only on the amount you owe
• Get flexibility in how you repay your loan 

Purchase an asset for your business and pay it back over a set term.

Your business could: 

• Borrow from $10,000 to fund a car or equipment for business purposes
• Receive a discount for purchasing eligible energy efficient equipment
• Reduce repayments by paying a lump sum at the end of the loan term

A highly flexible loan with transparent pricing to support your business to grow, and repayment options to meet your cash flow cycle. 

Your business could: 

• Borrow from $500,000
• Get flexibility in how you structure your loan 
  
• Have multiple loans within one facility that has an overall limit

Access additional funds directly from your business transaction account, to manage your business cash flow or unexpected expenses. 

Your business could: 

• Borrow $2000 or more
  
• Get the convenience of extra funds linked directly to your transaction account

Use this to help give a landlord, customer or supplier certainty that you can make a payment.

Your business could:

• Promise payment to a third party
• Pay a landlord a guarantee for a tenancy
• Use either cash or property to provide security to the Bank