Features & benefits

Take payments in-store or on the move

With Bluetooth connectivity you can accept payments on a fixed countertop or when moving around in-store.

Same Day Settlement2

Receive same day settlement into your linked CommBank Business Transaction Account on the credit and EFTPOS sales your business makes.¹

Merchant Choice Routing

An available feature on interchange pricing plans, Merchant Choice Routing allows you to choose which network debit contactless payments get processed through, potentially saving on fees. 

24/7 local support

You'll receive:

  • Training for you and your staff on delivery
  • 24/7 Australian-based customer support 
  • A replacement EFTPOS terminal within four hours3 if needed

Offer customers value-added services

  • Offer customers value-added services such as XPOS products, including phone cards, recharge cards and gift cards
  • Supports pay@table when linked to a pay@table enabled point of sale system
  • Supports Alipay, offering customers even more ways to pay.


Multiple connectivity options

  • Broadband internet connectivity with 4G/3G fall back capability4 
  • Link to your POS via USB or serial cable

How to apply

It's easy to get started

  • We'll tailor a package to suit your business needs
  • To get started, speak to your Relationship Manager or give us a call on 1800 230 177


Essential plus user guide

Download the PDF


Order EFTPOS rolls & more

Existing customers can order stationery online any time.

Take me there

Things you should know

The $0 terminal rental fee is available to eligible customers, who apply for and open a new merchant terminal from 17 February 2020 and settle to a CommBank Business Transaction Account on eligible pricing plans. Offer valid until 31 December 2020 and subject to change. The $0 terminal rental fee offer, means customers have their terminal rental fees waived for the first 6 months for upto a maximum of 3 terminals, available on Essential Lite and Essential Plus. The offer is only available at the initial application and cannot be extended to additional terminals after the application has been processed. For more information on our range of EFTPOS products and pricing plans, please visit commbank.com.au/merchantterminal.

2 Available to eligible customers with a Commonwealth Bank business transaction account and a linked Commonwealth Bank eligible merchant facility. ‘Same Day Settlement’ includes all card sales made before 10pm (AEST). Everyday Settlement applies to EFTPOS payments, which are treated as normal credit/debit transactions (for Commonwealth Bank account holders). 

3 Replacement within 4 business hours in all locations except remote areas. 3 to 5 business days for remote areas. A remote area is not serviced by a technician and only phone support is available.

4 4G only available in 4G compatible areas.

Eligible POS providers include Retail Pro (Heritage POS), Magenta POS, Fred IT

View Terms and Conditions for Business Transaction and Savings Accounts and our Financial Services Guide and consider them before making any decision about these products. This advice has been prepared without considering your objectives, financial situation or needs. Before acting on the advice, please consider if it’s right for you. Bank fees and charges may apply. Some of the apps shown require individual development.