EFTPOS terminal fees

Smart terminal

1.1% flat-rate transaction fee1

$29.50 monthly rental

Explore

Smart Mini

1.1% flat-rate transaction fee1

$59 outright

Explore

Smart Integrated

1.1% flat-rate transaction fee1

$29.50 monthly rental

Explore

Essential Plus

Custom pricing for eligible businesses

$29.50 monthly rental

Explore

Other fees & costs

Fee type
What it's for
Amount
Chargeback fee
Charged to cover investigation costs if a customer disputes a transaction
$30 per chargeback
Terminal non-return fee
Charged if you need to replace a damaged EFTPOS machine or don't return your machine
$500
EFTPOS stationery
Charged for EFTPOS stationery
$5 for tally roll (6 pack)
$2 for card reader cleaning card

Why choose CommBank?

1.1% flat-rate transaction fee1

Pay a reliable, competitive flat-rate fee for each transaction.

No lock-in contracts2

Enjoy the freedom and flexibility of no long-term commitments.

No joining fee3

Start taking payments faster with zero upfront costs (unless on custom transaction fee pricing).

Frequently asked questions

Yes, fees include GST unless stated otherwise.

Yes, a monthly rental fee will be charged whether you take payments or not.

The cost of buying or leasing an EFTPOS machine will depend on the provider and terminal you choose. Browse our EFTPOS terminals

The costs of getting an EFTPOS machine might include a joining or establishment fee, plus the outright cost of the terminal or a monthly terminal rental fee. There might also be costs for add-on equipment, such as a terminal stand or power adaptor. 

Find the terminal that's a match for your business

Things you should know

  • 1 1.1% covers Mastercard, Visa, AMEX, JCB, eftpos, and UnionPay transactions (additional costs may apply for all other cards). AMEX/JCB is subject to approval, available to eligible customers only. Eligibility criteria, terms and conditions apply. Please contact AMEX for more information on 1300 363 614, available weekdays 8am to 6pm Sydney time.

    2 No lock-in contracts: Cancel anytime, no fixed-term commitment. For all CommBank EFTPOS terminals, standard terms and conditions apply and 30 days' notice should be given.

    3 For custom pricing, a joining fee may apply if you settle to another financial provider.