Smart

A wireless terminal with standalone and integrated modes for uninterrupted reliability. 

Ideal for small businesses, retail, hospitality & professional services

1.1% flat-rate transaction fee2

$29.50 monthly rental

No lock-in contract3

Integrates with 110+ point-of sale (POS) systems

Features

  • Yes

    POS integration4

  • Yes

    Standalone

  • Yes

    Dual SIM

  • Yes

    Wi-Fi & 4G connection

  • Yes

    Surcharging

  • Yes

    Tipping

  • Yes

    Reporting dashboard

  • Yes

    Customise with apps5

  • Yes

    Split billing

  • Yes

    Digital receipts

Apply now

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Smart Mini

A portable pocket-sized device that connects to the Smart Mini app with Bluetooth.

Ideal for sole traders, tradies, food trucks & market stalls

1.1% flat-rate transaction fee2

$59 outright

No lock-in contract3

No POS integration

Features

  • No

    POS integration

  • Yes

    Standalone

  • No

    Dual SIM

  • No

    Wi-Fi & 4G connection6

  • Yes

    Surcharging

  • Yes

    Tipping

  • Yes

    Reporting dashboard

  • No

    Customise with apps

  • No

    Split billing

  • Yes

    Digital receipts

Apply now

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Smart Integrated

A hardwired terminal with secure and reliable broadband connectivity.

Ideal for bars, pools, gyms, stadiums & venues

1.1% flat-rate transaction fee2

$29.50 monthly rental

No lock-in contract3

Integrates with 500+ POS systems

Features

  • Yes

    POS integration4

  • No

    Standalone

  • No

    Dual SIM

  • No

    Wi-Fi & 4G connection

  • Yes

    Surcharging

  • Yes

    Tipping

  • No

    Reporting dashboard

  • No

    Customise with apps

  • Yes

    Split billing

  • No

    Digital receipts

Apply now

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Essential Plus

Use wireless or wired to accept payments at the table, anywhere in store, or countertop. 

Ideal for larger businesses including hotels & supermarkets

Custom transaction fee pricing for eligible businesses

$29.50 monthly rental

No lock-in contract3

Integrates with 750+ POS systems

Features

  • Yes

    POS integration4

  • Yes

    Standalone

  • No

    Dual SIM

  • Yes

    Wi-Fi & 4G connection

  • Yes

    Surcharging

  • Yes

    Tipping

  • No

    Reporting dashboard 

  • No

    Customise with apps

  • Yes

    Split billing

  • No

    Digital receipts

Call 1800 730 554

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Our terminals accept these payment types

Eftpos, Visa, Mastercard, American Express, JCB, UnionPay, Google Pay and Apple Pay

Industry EFTPOS terminals

Built for bars, restaurants & cafes

Smart Hospitality

A custom terminal for hospitality, offering cloud-based POS integration, split billing, customisable tipping, and Pay at Table functionality.

1.1% transaction fee2

$29.50 monthly rental

No lock-in contract3

Apply now

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Built for GPs, dentists, optometrists, etc.

Smart Health

A custom terminal for Medicare, private health fund claims and gap payments. Use as standalone or integrate with your Practice Management Software.

1.1% transaction fee2

$29.50 monthly rental

No lock-in contract3

Call 1800 222 484

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Built for pharmacies

Smart Health for Pharmacies

A terminal and mobile payments7 solution designed to work within your existing workflows. Offers item-level surcharging, end-of-day reporting, and more.

1.1% transaction fee2 for in-store payments and tailored pricing for mobile payments

$29.50 monthly rental

No lock-in contract3

Call 1800 222 484

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Things to consider when choosing an EFTPOS terminal 

Your industry

The Smart terminal is our flagship EFTPOS terminal suitable for most industries. Also check out our industry-tailored solutions, including hospitalityhealthcare and not-for-profits

Where you'll take payments

Whether you’re serving customers at the counter, on the floor or on the go, our payment devices move with your business. Consider the Smart terminal, Smart Mini or Essential Plus for portable, mobile transactions. Need the added reliability of a wired terminal? Smart Integrated is our EFTPOS terminal designed for more robust broadband connectivity and stability.

Your POS software

Our Smart, Smart Integrated and Essential Plus terminals are compatible with many major point-of-sale (POS) systems.4 If you're unsure if you'll need POS integration, our Smart terminal can be used in standalone mode. 

Things you should know 

  • As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on the information, consider its appropriateness to your circumstances. Please view our Merchant Agreement (PDF 232KB)Financial Services Guide (PDF 72KB) and Operator and User Guides at our merchant support hub.

    This page contains links that will bring you to a third party website, owned and operated by an independent party over which CBA has no control ("3rd Party Website"). Any link you make to or from the 3rd Party Website will be at your own risk. Any use of the 3rd Party Website will be subject to and any information you provide will be governed by the terms of the 3rd Party Website, including those relating to confidentiality, data privacy and security.

    1 Same day settlement is available on all EFTPOS transactions made before 9.30pm (Sydney/Melbourne time) and all eCommerce transactions made before 5:30pm (Sydney/Melbourne time) for eligible customers with a CommBank Business Transaction Account and a linked CommBank merchant facility.

    2 1.1% covers Mastercard, Visa, AMEX, JCB, eftpos, and UnionPay transactions (additional costs may apply for all other cards). AMEX/JCB is subject to approval, available to eligible customers only. Eligibility criteria, terms and conditions apply. Please contact AMEX for more information on 1300 363 614, available weekdays 8am to 6pm Sydney time.

    No lock-in contracts: Cancel anytime, no fixed-term commitment. 30 days’ written notice for termination applies as per Terms and Conditions.

    4 Available via an accredited POS vendor that provides the feature. View accredited POS vendors for Smart terminal, Smart Integrated and Essential Plus.

    5 App Marketplace available on the Smart terminal only with additional apps coming soon. App Marketplace is not available on Smart Mini or Smart Integrated.

    Smart Mini reader must be paired to a mobile or tablet device with Wi-Fi or 4G connectivity.

    7 Call us on 1800 222 484 to discuss your tailored rate.

    Mastercard and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated. American Express is a trademark of American Express. Visa is a registered Trademark of Visa in the United States. JCB is a registered trademark of JCB International. Union Pay is a registered trademark of UnionPay International Co., Ltd. Eftpos is a registered trademark of eftpos Payments Australia Ltd. Verifone is a registered trademark of VeriFone Inc.