Get a fast start with the right account

  • Business banking made easier

    Get started with Australia’s most recommended business bank account1.
    Open a Business Transaction Account online with a $0 monthly fee option and unlimited electronic transactions. Fees, terms and conditions apply2.

    Take a look

  • Next steps

Everything you need for fast, secure payments

Take payments wherever your customers are with an all-in-one EFTPOS terminal and a range of eCommerce solutions.

Plus enjoy same day settlement3 on all sales your businesses makes, 365 days a year.

Take in-person EFTPOS payments

A smarter way to take payments, with a sleek, all-in-one EFTPOS terminal. And whenever you need us, we have our Australian-based specialists on standby4.

Take your business online 

Simple eCommerce tools to take your business online and accept payments securely.

Payment solutions for your industry

Explore the EFTPOS and payment solutions that are popular with businesses like yours.

Retail

Make shopping seamless

Payment systems, EFTPOS terminals, Buy Now Pay Later, and eCommerce platforms tailor-made for your retail business. 

Payments for retail

Hospitality

Manage payments in your cafe or restaurant

Discover payment tools, EFTPOS terminals, and eCommerce platforms designed to pair perfectly with your hospitality business. 

Payments for hospitality

Health

Focus more on helping patients, and less on admin

Streamline your payments, process instant claims and promote your practice with our complete digital health solution.5

Smart Health

Get fast access to finance

Financing options to meet your needs, whether to purchase a property, equipment, trade globally, or pay staff and suppliers.6

Loan40.svg I need a simple term loan

BetterBusiness Loan is a simple, flexible loan to manage or grow your business.

  • Borrow $10,000 - $1 million
  • Variable or fixed interest rate
  • Flexible loan term and repayment frequency

ManageCashFlow40.svg I need to manage cashflow

With a Business Overdraft, overdraw from your linked account to cover cash shortfall.

  • Borrow from $2,000 - $100,000
  • Variable interest rate, charged on amount used
  • Repay when money hits your account

Find government support

See what government grants may be available for your business with Benefits finder in the CommBank app.​ 

Manage your business on the go

Use the CommBank app to make and take payments, check statements, and access features designed to help you stay on top of cash flow.

Turn your big business idea into a side hustle

If you’ve got a great idea that you want to turn into a side hustle, find out more about the Smart Mini. It could be a major companion to your success!

Discover Smart Mini

Access market leading offers

Exclusive to CommBank customers. See our full range of offers for your business.

Order now

Discount More nbn® & phone plans.

Eligible businesses can save 30%, with free hardware and modem on 24 month contract. T&Cs apply.

Expires 31/12/23

50% off select QuickBooks packages for first 6 months

Manage your invoicing, bookkeeping and billing easily, all in one place.

Expires 31/12/23

100% cashback with Google Ads

Engage your customer base and drive traffic to your online business, with targeted Google Ads. 

Expires 31/12/23

Ready to get started?

Our Business Transaction Account2 is Australia’s most recommended business bank account1, now with a $0 Monthly Account Fee option. Open online in minutes.

Take a look

Award-winning digital banking

Winner of Canstar's 2023 Bank of the Year Award for Digital Banking.7

canstar-bank-of-the-year-2010-23

Things you should know

  • As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on the advice, consider its appropriateness to your circumstances.

    1 DBM Australian Financial Awards 2023 – ‘Most recommended Major Business Bank’ and ‘Most Recommended Business Bank Account (Major Bank)’. Presented March 2023. Award is based on information collected from the DBM Atlas research program – feedback from over 18,000 businesses January 2022 through December 2022.

    You can view the Terms and Conditions for Business Transaction and Savings Accounts [PDF], Merchant Agreement [PDF] our Financial Services Guide [PDF] and the Electronic Banking Terms & Conditions [PDF] and should consider them before making any decision about these products and services. Bank fees and charges may apply. 

    Same day settlement is available on all EFTPOS transactions made before 9:30pm (Syd/Melb time) and all eCommerce transactions made before 5:30pm (Syd/Melb time) for eligible customers with a CommBank transaction account and a linked CommBank merchant facility. 

    4 A remote area is not serviced by a technician and only phone support is available.

    5 View our CommBank Smart Health Terms and Conditions (PDF)Financial Services Guide (PDF) and Operator and User Guides at our merchant support hub.

    6 View our Merchant Agreement (PDF)Financial Services Guide (PDF) and Operator and User Guides at our merchant support hub.

    7 We received the Canstar Digital Banking Bank of the Year Award in June 2023. For more information, visit canstar.com.au.

    Credit provided by the Commonwealth Bank of Australia. These products are only available to approved business customers and for business purposes only. Applications for finance are subject to the Bank's eligibility and suitability criteria and normal credit approval processes. View our Current Terms and Conditions for Business Finance, Credit provided by the Commonwealth Bank of Australia.  These products are only available to approved business customers and for business purposes only. Applications for finance are subject to the Bank's eligibility and suitability criteria and normal credit approval processes. View our Current Terms and Conditions for Business Finance and our Current Terms and Conditions for Asset Finance (PDF) and consider them before making any decision about these products. All rates are subject to change. Fees, charges, terms, conditions and lending criteria apply.

    The target market for this product will be found within the product’s Target Market Determination, available here