How the Awards Program works

  • Access the Awards program and earn Awards points as soon as you start using your CommBank Awards credit card. You can:

    • Earn points on everyday credit card purchases with no expiry on points
    • Redeem Awards points at Myer or Flight Centre
    • Redeem Awards points for a range of Awards items on the Awards site including Gift Cards, electronics, travel and cash back
    • Easily check your Awards points balance in NetBank or the CommBank app
    • Earn Bonus Points when you make purchases with your credit card at one of our bonus partners including the Bonus Points eShop

Earning points

The number of Awards points you earn per $1 spent will depend on what type of CommBank Awards credit card you have.

  • Points are earned on eligible transactions and are subject to points capping2
  • For an annual fee of $30, you can choose to earn Qantas Frequent Flyer points instead of Awards points, at a rate of 2.5 CommBank Awards points to 1 Qantas Point3

Download the CommBank Awards Program Terms and Conditions

Credit card
Award points earned per $1 spent
Maximum points per year
1 point2
50,000 points
1 point2
150,000 points
1.25 points2
1,000,000 points
Up to 3 points2
Unlimited points
1 point2
60,000 points
1 point2
300,000 points

Bonus Points

Earn Bonus Points for every $1 spent when shopping with our bonus partners. There’s no cap on how many extra points you can earn, so you can build your points balance faster.

Bonus Points

Bonus partner
Bonus Points earned per $1 spent
Over 150 online stores through the Bonus Points eShop
Up to 10 (online only)
10 (online only)
Up to 15
Magshop (online only)

Using your points 

  • Pay with points at Myer

    Redeem your Awards points instantly in-store at Myer or online at If you’re redeeming in-store, simply present your Awards credit card at a Myer register and ask to pay with points.

    Show me how

  • Choose from a range of items

    Redeem your Awards points for a huge variety of Gift Cards, electronics, appliances, beauty products, homewares, movie tickets and more on the Awards site, accessible through NetBank or the CommBank app.

    Visit Awards site

  • Turn your points into travel at Flight Centre

    Redeem your Awards points for flights, holiday packages and more in-store, over the phone or online at Flight Centre5, with no blackout dates.

  • Transfer points to frequent traveller programs

    Transfer your Awards points via the Awards site to over 10 airline partners, including Qantas Frequent Flyer and Velocity Frequent Flyer.

  • Flexibility with Points Plus Pay

    With Points Plus Pay you can use the Awards points you have and then pay the rest with your CommBank credit card at Myer or Flight Centre or for selected items on the Awards site.*

  • Get cash back

    Redeem your Awards points for cash, credited straight into your credit card account, to help pay down your balance. Note cash back does not contribute to your minimum payment due. 

Check & redeem your points

You can check your points balance and redeem online at CommBank Awards, accessible via NetBank or the CommBank app.

Using the CommBank app

  • Log on to the CommBank App
  • Tap Accounts to go to your account list
  • Tap your Awards card and select the Awards icon

Using NetBank

  • Log on to NetBank
  • Go to your account list
  • Select the 'View awards' link next to your Awards card

Don’t have a CommBank Awards credit card yet?

Contact us  

   You can contact CommBank Awards by calling 13 1661, 8am - 8pm, Monday – Friday (Sydney/Melbourne time) or emailing CommBank Awards.

Things you should know

  • 1 Source: DBM Consultants, customers 18+ with a rewards/loyalty card in the 12 months to January 2021.

    2 How you earn or redeem CommBank Awards points will be subject to the Commonwealth (CommBank) Awards Program Terms & Conditions. You only earn points on eligible transactions (this excludes, for example, BPAY transactions, cash advances, balance transfers and payments to the Australian Taxation Office unless made using a Business Awards card). The number of points you can earn may be capped. Awards and the number of points required for Awards are subject to change at any time without notice.

    How Ultimate Awards points work: 

    You can earn up to 3 Awards points for eligible purchases you make on the Ultimate Awards card. 

    You get 3 Awards points for every $1 spent on international transactions. International transactions include any purchase you make overseas or when shopping online from Australia if the merchant or entity who processes the payment is based overseas. 

    You get 2 Awards points for every $1 spent at major Australian supermarkets, department stores and petrol stations. Earning these points depends on how the merchant categorises their business and provide us this information (directly or through their financial institution). You’re unable to get these points if you use an intermediary platform such as PayPal for these transactions.

    You get 1 Awards point for every $1 spent on all other purchases. 

    Once you have spent $10,000 in any given statement period, you will earn 0.5 Awards points for every dollar you spend on any other purchases within that period.

    How Awards points and Qantas Points work:

    If you are opted in to Qantas Frequent Flyer Direct, you can earn CommBank Awards points which are then automatically transferred to Qantas Points as follows. Awards credit card holders can earn up to 50,000 Awards points per year, which is equal to 20,000 Qantas Points. Gold Awards credit card holders can earn up to 75,000 Awards points per year, which is equal to 30,000 Qantas Points. Platinum Awards credit card holders can earn up to 150,000 Awards points per year, which is equal to 60,000 Qantas Points. Diamond Awards credit card holders can earn up to 1,000,000 Awards points per year, which is equal to 400,000 Qantas Points. Ultimate Awards cardholders can earn unlimited Awards points per year, which are then transferred to Qantas Points. 

    How Awards points are transferred to Qantas Points:

     Visit the Awards website Redeem Travel page or call 13 1661 to opt in to Qantas Frequent Flyer Direct for an annual fee of $30. Once you have opted into Qantas Frequent Flyer Direct, any CommBank Awards points will be transferred to Qantas Points and added to your Qantas Frequent Flyer account at the applicable conversion rate. You need to be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. You may need to pay a joining fee. Membership and the earning and redemption of points are subject to the Qantas Frequent Flyer program terms and conditions. Call 13 11 31 with any further questions.

    4 Pay with CommBank Awards points available online at or at any Myer retail store in Australia when presenting a valid CommBank Awards credit card. Ask a Myer team member in-store to check the redeemable value of your points. Some exclusions apply, including using points to pay Myer card accounts, lay-by, purchases at some food and service outlets; and Miele appliances. More information is available at Points cannot be redeemed for cash. A minimum redemption value of $1 applies per transaction. A maximum of 1 million points redemption per day applies. Refer to the CommBank Awards website, accessible through NetBank, for full terms and conditions. Redemption of Awards points using your credit card via Apple Pay is unavailable in-store at Myer stores Australia-wide. Customers must use their Awards credit card to pay with points at Myer.

    5 All travel products and offers from Flight Centre Travel Group are subject to availability and can only be booked by the general public. The redemption of Awards points for travel at Flight Centre Travel Group is subject to the CommBank Awards program terms and conditions as well as booking agency online and retail booking terms and conditions. Flight Centre Travel Group (ABN 25 003 377 188) trading as Flight Centre and Travel Associates.

    Commonwealth Bank of Australia ABN 48 123 123 124 Australian credit licence 234945.