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Buy, invest or unlock equity in your home as a small business owner

Buy, invest or unlock equity in your home as a small business owner

Just because you own a business doesn't mean getting a home loan has to be a challenge.

Just because you own a business doesn't mean getting a home loan has to be a challenge.

You’ve worked hard to get your small business up and running. So now that you’re in control of things on the work front, it’s the perfect time to fulfil your dreams on the home front.

You may have put off a search for a home loan that’s right for you because you don’t have the time or may think it might be too complicated. While the requirements for a business owner are different to those of a wage-earner, there are three key things that could simplify the process and start you on your journey to home ownership.

It's not as complex as you may think.

If you’re like most small business owners, you may have placed the idea of home lending in the ‘too hard’ basket, believing you won’t be able to come up with the necessary documents.

We understand the challenges for small business owners and that is why we only ask for your most recent year’s financial documents. Our automatic property valuations may mean we can give you a faster approval and you can count on us to keep you updated on the status of your application as you go, so you’re fully aware of the next steps.

A little technology can go a long way.

Our easy-to-use online tools and apps will give you the knowledge and confidence you need to make the right decision and act quickly. With our new CommBank Property app, you can understand your affordability and streamline your property search based on your financial position and lifestyle needs. The app offers tailored insights into your property and suburb search; and it has a property search function that integrates your affordability into the property listings to help convert your search into a reality sooner.

Based on your affordability, our calculators will tell you how much you may be able to borrow, what your repayments and your upfront costs would be, so you can be in control and have the confidence to act quickly when the right property comes up.

Your business goals need to be understood.

With all the home loans available, your options might seem overwhelming — so it’s tough to know if you’re making the right choices at the right time. Our holistic services take into account all your business and lifestyle goals, offering you support at the right time of your home buying journey.

Our lending experts are available to guide you through your decision making, with professional advice when and where you need it. Help is always at hand from our business specialists right across Australia’s largest branch network, so you can take full advantage of our home lending options to make the right decision sooner.

If you’re ready to start your home buying journey, speak to our home lending or mobile lending specialists today.

Important information: This article contains general information only and has been prepared without considering your objectives, financial situation or needs; accordingly before acting on any information in this article, you should consider whether it is suitable for you. This solution is offered by Commonwealth Bank of Australia ABN 48 123 123 123 124 AFSL and Australian credit licence number 234945. Applications are subject to credit approval. Fees and conditions apply.