Getting started

  • Renovate or move? 

    If you like where you live, you may want to consider renovating instead of finding a new home. 

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  • Turning your home into an investment

    Depending on your circumstances, you could consider turning your current home into an investment property.

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  • Seller's checklist

    Use our seller's checklist to help you get started and ensure you're as prepared as possible.

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  • Steps to buying a new home

    There are a few extra steps to consider when you’re buying a home for the second time around. 

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Book a time with a Home Lending Specialist

Our low Extra Home Loan rate

Our Extra Home Loan is a low interest rate and low-fee home loan.

See low Extra Home Loan rate

Home loan offer

Getting ready to buy

  • Weigh up the costs  

    Consider all the costs involved in selling a home and make sure your finances are in check. 

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  • What can I afford? 

    Your financial situation may be different to when you last bought and what you can afford could have changed too. 

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  • Get a property report 

    A property report can help you understand the market and the value of homes in the area you're looking to buy. 

    Get property report

  • Find a property 

    Use the CommBank property search to search for properties and gain market insights. 

    Seach for properties

Our step-by-step home buying guide

Find a new home

  • Getting your finance ready

    Having conditional pre-approval could ensure you don’t miss out on the property you want.

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  • Making an offer and more

    We can talk you through the final steps to owning a new home. 

    Keep reading

  • Buying before you sell 

    If you buy before you sell, you may be eligible for bridging finance. 

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See our home loan options 

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Things you should know

  • As at 20 May 2022 Extra Home Loan reference rate for Owner Occupied home loans is 4.03% p.a. and the current Extra Home Loan reference rate for Investment home loans is 4.38% p.a. 

    1 To apply for a Wealth Package, you must have an eligible home loan or line of credit with an initial package lending balance of at least $150,000 at the time of your application. Eligible home loans include: Standard Variable Rate home loan, Fixed Rate home loans and Viridian Line of Credit. A non-refundable annual fee of $395 is payable in advance. The package can be established in the name of one or two individual’s name/s, or in the name of a corporate entity. It cannot be established in the name of a business or family investment trust. Customers with Low Documentation loans are not eligible to apply for Wealth Package.

    Subject to credit approval. Fees, charges, terms and conditions apply. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice.