Features & benefits

Special discounts

Standard Variable Rate Home Loan, get a discounted interest rate based on the Loan to Value Ratio (LVR)# and access to further interest rate discounts

Fixed Rate home loans and Viridian Lines of Credits* get access to further interest rate discounts in addition to the standard package benefit.

Save on fees

No upfront home loan establishment fees, monthly home loan service fees and a fee waiver on one eligible credit card¹ – just an annual package fee of $395.

Save on products

As part of the Wealth Package you’ll get special discounts on your eligible home loans and a fee waiver on one eligible credit card1.

Eligibility

family house

CommBank Yello

CommBank Yello is our customer recognition program – designed to shine the spotlight on you. If you qualify as a CommBank Yello Homeowner customer, you can benefit from a $4 per month cashback on your Package fee (up to $48 annually).

Rates & fees

  • Discounted interest rates

    • Save 0.70% and a discounted interest rate based on Loan to Value Ratio (LVR)# on a Standard Variable Rate home loan
    • Save 0.70% p.a. on Viridian Line of Credit*
    • Save 0.15% p.a. on Fixed Rate home loans
  • Fees

    • $395 annual Wealth Package fee. If you’re an eligible CommBank Yello customer you may receive a monthly cashback on your Package fee. 
    • $0 upfront home loan establishment fee (usually $600)
    • $0 monthly home loan service fee (usually $8)
    • $0 annual fees on one eligible credit card

Existing customers

Where can I check package benefits?

Speak to your Home Lending Specialist or log into NetBank or the ​CommBank app.

Check your Package benefits online

To check your package benefits, log into NetBank or the  ​CommBank app.

NetBank:

  1. Log on to NetBank
  2. Click on the Home Loan tab
  3. Click on 'Manage my loan'
  4. Click on 'Wealth Package benefits'

CommBank app:

  1. Log into the app
  2. Tap 'Accounts' and then 'Home Loan'
  3. Tap the 'Manage' button
  4. Tap the 'More info & settings' link. This will open a new window
  5. Tap the 'Manage my loan' tab
  6. Under ‘Summary’, tap on 'Wealth Package benefits'

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Message us in the CommBank app

Get instant answers from Ceba our virtual assistant, or connect with a specialist who can message you back. You’ll need notifications for the CommBank app turned on so you know when you’ve received a reply. 

How to message us

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Things you should know

  • 1 Each Wealth Package is entitled to this benefit for any one eligible card account in the name of a package holder. The credit card must be active on the credit card fee charging date to receive Package benefits.

    # From 19 November 2022, any new Standard Variable Rate home loans or top ups on existing Standard Variable Rate home loans, which are participating in a Package Agreement, are eligible for discounted interest rates based on LVR. For more information visit commbank.com.au/home-loans/standard-variable-rate.

    2 To apply for a Wealth Package, you must have an eligible home loan or line of credit with an initial package lending balance of at least $150,000 at the time of your application. Package lending balance is the sum of the account balance of eligible home lending accounts and the credit limit of Viridian Line of Credit accounts that you have with us at the time you apply for Wealth Package. Eligible home loans include: Standard Variable Rate home loan, Fixed Rate home loans and Viridian Line of Credit. A non-refundable annual fee of $395 is payable in advance. The package can be established in the name of one or two individual’s name/s, or in the name of a corporate entity. It cannot be established in the name of a business or family investment trust. Please refer to the Wealth Package Fact Sheet and Package Terms and Conditions for full details.

    * On and from 3rd June 2023, Viridian Line of Credit is unavailable for new fundings and limit increases.

    To be eligible for Wealth Package, you must have a current eligible home loan or line of credit with an initial package lending balance of at least $150,000 when you apply for Wealth Package. The package can be established in the name of one or two individual’s name/s, or in the name of a corporate entity. It cannot be established in the name of a business or family investment trust. Trust loans can however be linked to the trustee package (personal or company) where the trustee is an applicant (i.e. a borrower) on the loan.