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Support / How do I make a BPAY payment?

Benefits of BPAY

Convenience

Access BPAY through the CommBank app or NetBank and pay your bills anytime, anywhere.

Automation

Schedule immediate, future or recurring BPAY payments and store biller details so its quicker the next time.

Safety and security

Enjoy peace of mind on your transactions through unique Customer Reference Numbers, which are validated at the time of payment.

Australian owned and operated

Pay bills to over 55,000 businesses in Australia.

Take the mindwork out of your Bills

A recurring transfer can be set up to pay frequent bills, deposit money into your saving or home loan account each payday, or to make a regular payment to someone's account at another financial institution.

You can schedule a future or recurring transfer using NetBank or the CommBank app. To do so, follow the steps below or find out more here: How do I set up a future or recurring transfer?

CommBank app

Pay a new biller

  1. Log on to the CommBank app
  2. Tap Pay
  3. Tap BPAY then Pay new biller
  4. Enter your Biller code, Reference no. and Biller nickname then tap Done
  5. Select the payment Amount, Account and a Description if you want
  6. Tap Pay > Select it to Pay Now, Pay Later or Create a recurring Payment

Pay an existing biller

  1. Log on to the CommBank app 
  2. Tap Pay
  3. Tap BPAY then select relevant biller
  4. Select the payment Amount, Account and a Description if you want
  5. Tap Pay > Select it to Pay Now, Pay Later or Create a recurring Payment

NetBank

Pay an individual bill to someone new

  1. Log on to NetBank 
  2. Select Transfers & BPAY
  3. Choose the From account
  4. Click + Add New, choose BPAY
  5. Fill in biller code, ref and biller name and choose Next
  6. Enter the amount, a description (that’s optional) and confirm when – now, later or set up a regular payment
  7. Click Pay to confirm the payment 

Pay an individual bill to someone already in your address book

  1. Log on to NetBank
  2. Select Transfers & BPAY
  3. Choose the From account 
  4. From the To selection box, choose a BPAY biller account
  5. Enter the amount, a description (that’s optional) and confirm when – now, later or set up a regular payment and choose Next
  6. Click Pay to confirm the payment

BPAY View and BPAY View AutoPay

You can get billers to send bills to you in NetBank and the CommBank app – helping you to see, track and pay bills easily from one place. 

You can pay bills immediately, later or automatically using BPAY View AutoPay

Discover more about BPAY View

Using Bills and upcoming payments in NetBank

  1. We’ll let you know which billers in your NetBank address book offer BPAY View®. Just switch to online bills.1
  2. Or when you pay an eligible biller in the app, we’ll give you the option to get those bills sent straight to the app.
  3. You only need to add a bill once in NetBank or the app.2

Bill Sense in the CommBank app

Bill Sense can predict your future bills and regular payments so you can set money aside and plan ahead. All on one simple timeline to keep you on track.

Go to Bills and payments in the menu in the app to start using Bill Sense.

Discover more

Tools & support

Keep in mind

    • A BPAY bill payment limit applies. You can increase this in NetBank and by going to the CommBank app choosing Settings then Payment limits. Increasing your daily limits may increase your liability for unauthorised transactions
    • Some billers don’t accept BPAY payments made from a credit card
    • While your payment is instantly debited from your account, the biller may not immediately receive it - BPAY payments can take up to two days to process
    • Public holidays, weekends or payments made after 6pm (Sydney/Melbourne time) on a business day may cause a slight delay in your BPAY payment being processed
    • BPAY View® AutoPay3 is only available in NetBank. It can take up to two business days for a biller to action your BPAY View request. You may get one further bill in the post as a result, depending on their billing cycle
    • BPAY payments can be made by phone banking. Discover more about Phone Banking

We're here to help

Things you should know

  • 1 If a biller isn’t in your address book check if they offer BPAY View first. If they do, you’ll need to choose Add bill to add them to your address book then switch to online bills.

    2 It can take up to two business days for a biller to action your BPAY View request. You may get one further bill in the post as a result, depending on their billing cycle.

    3 With BPAY View AutoPay you tell us the maximum amount we should automatically debit from your chosen account for each biller. When a new bill arrives, so long as it’s equal to or less than the maximum limit, that bill will be automatically paid.

    BPAY is a registered trademark of BPAY Pty Limited ABN 69 079 137 518.