Changes to points earned on American Express® cards
These changes are our response to new regulations that apply to credit cards. Here’s a summary of the points you can earn from the start date of your July 2017 statement period.
No change to points earned on your Mastercard or Visa card so you'll:
- Continue to earn 1.25 points per $1 spent on all eligible purchases.
Where can I shop using my American Express card?
Here are some of the supermarkets, petrol stations and department stores in Australia1 where you can earn the maximum number of points using your American Express card.
Including Coles Express, Woolworths Petrol, BP, 7-Eleven, Caltex, Shell, United, Gull, Ampol, Mobil, Apco, Speedway, Better Choice, Lowes Petroleum, Budget Petrol, South West Fuel, Liberty, Pentaco, Tasco, Vibe, Metro, Puma
Things you should know
Points are earned on eligible transactions and are subject to points capping. For full terms and conditions, please refer to the CommBank Awards Program terms and conditions.
1 To earn points at the higher rate, the business must be a Higher Points Merchant, which means a business or organisation in Australia classified as a 'supermarket', 'department store' or 'service (petrol) station' for the purposes of American Express transactions, excluding any business or organisation paid using an intermediary payment platform, for example, PayPal. CommBank Awards relies on the way a business is classified for American Express transactions to pay Awards points at the higher rate. These classifications are not controlled or set by CommBank Awards and we are not responsible if a business is classified incorrectly or changes its classification. Exceptions may apply if an individual merchant does not accept American Express as a form of payment.
2 Source: Roy Morgan Research, customers 18+ with a rewards/loyalty card in the 12 months to February 2017.
3 If you don’t activate you’ll receive Base cover which includes personal liability cover and overseas emergency medical assistance and hospital expenses only. Restrictions, exclusions (including for pre-existing medical conditions and persons aged 80 years or over), limits and excesses apply. Insurance is issued and managed by AWP Australia Pty Limited (trading as Allianz Global Assistance) (ABN 52 097 227 177, AFSL No.245631) on behalf of the insurer Allianz Australia Insurance Limited (ABN 15 000 122 850, AFSL No. 234708) for Commonwealth Bank of Australia.
4 Available in-store at Myer only. Ask a Myer team member in-store to find out the redeemable value of your points. A minimum and maximum points redemption applies. Awards points cannot be returned to your account. A Myer Returns Card for the dollar value of the amount you have paid for with points will be provided to you. Myer in its sole discretion may refuse the use of Awards points. Awards points cannot be redeemed for cash or any other offer, used at Myer towards payment of Myer Store or Myer Visa card accounts, lay-by accounts; purchase of ‘Coles Group and Myer’ Gift Cards and purchases at some food and service outlets. Other exclusions may apply from time to time and will be available at myer.com.au
5 Minimum redemption of 2,500 Awards points applies. All travel products and offers from Flight Centre Limited are subject to availability as well as booking agency online and retail booking terms and conditions. Flight Centre Limited (ABN 25003 377 188) trading as Flight Centre, Escape Travel, Student Flights, Travel Associates & Cruiseabout. Lic No. QLD TAG262, NSW 2TA2719, ACT 18800224, VIC 31089, TAS TAS031, SA TTA254, WA 97A 589, NT 008.
6 The Nilson Report, Issue 1095 September 2016. Mastercard and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated.
7 Lock, Block, Limit excludes transactions flagged as recurring (e.g. direct debits), not sent to us for authorisation, or made via Tap & Pay set up on a compatible smartphone or via a PayTag. Other conditions apply.
American Express is a trademark of American Express. The Commonwealth Bank American Express Card is issued and administered by Commonwealth Bank of Australia pursuant to a license from American Express. Commonwealth Bank of Australia Ltd ABN 48 123 123 124. Australian credit licence 234945.