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Features

Awards credit card features

Awards points

 

Up to 1.5 Awards points^ for every $1 spent on the Commonwealth Bank Awards American Express Credit Card®

Up to 1 Awards point^ for every $1 spent on the Commonwealth Bank Awards MasterCard® along with the convenience of worldwide acceptance at over 32 million locations.

 

Interest-free period

 

Up to 55 days interest free on purchases and most bill payments

 

Shop online safely

 

We guarantee that you will never be held liable for fraudulent use of your credit card provided you follow the Credit Cards Conditions of Use (PDF 247KB).

 

Security chip protection

 

Enhanced security chip on your MasterCard® credit card and leading fraud detection systems.

 

MasterCard® PayPass™, a faster way to pay

 

Make payments by simply tapping your MasterCard® credit card against a PayPass™ reader.

 

Apply for an additional card

 

Share your account with an additional credit card and earn points faster. A $15 annual fee applies.

 

State of the art fraud protection

 

Advanced systems in place, monitoring your account 24/7.

 

Emergency Travel Assistance

 

Help is available to you 24/7 while you are away from home.

 

Insure your card with CreditCard Plus

 

Offers optional credit card repayment cover against death, disablement and involuntary unemployment up to a maximum of $25,000. 

 

Transactions updated instantly

 

Your Commonwealth Bank Credit Card gives instant transactions updates, 24/7, 365 days a year*. 

 

Transaction Location Mapping

 

With the power of Search technology, you can keep track of your spending.

 

Alerts

 

Make sure that you never miss a credit card payment by setting up custom alerts and payment reminders.

 

Shop online safely

We guarantee that you will never be held liable for the unauthorised use of your credit card when you shop online, provided you follow the Credit Cards Conditions of Use (PDF 247KB).

When using your MasterCard® or Visa card, Secure Internet Shopping offers the peace of mind you need to buy online. Just look for the MasterCard® SecureCode™ logo or Verified by Visa logo on a merchant’s website. When you’re ready to purchase simply enter your Visa Password or MasterCard® SecureCode™. 

Find out more about how our sophisticated credit card fraud detection systems and advanced security measures keep you safe.

Benefit from enhanced security protection

Feel secure with state of the art fraud detection systems. And with your MasterCard® card, you will have the reassurance that your card and money is protected by an enhanced security chip. Find out more

Enjoy a faster way to pay

MasterCard® PayPass™ is a faster, easier way to make purchases. Make payments by simply tapping your card against a PayPass™ reader. Once the transaction is confirmed, you're done. No need to sign or enter a PIN for amounts under $100. You just Tap and Go. Find out more about MasterCard® PayPass™, its features, where you can find it and more.

Apply for an additional credit card

We can provide you with an additional card for $15, if you choose to share your account. Remember that you will be responsible for their transactions as well as your own. Apply for an additional cardholder now (PDF 552KB).

State of the art fraud protection

We know how important security is to you so we have developed state of the art fraud detection systems which monitor your account 24/7. The systems detect any abnormal transactions or spending patterns on your account, and if deemed suspicious, we will contact you immediately to confirm it was yours.

Emergency Travel Assistance

Wherever you travel worldwide, you can always count on MasterCard Global Service™ for any card-related need. Call us 24 hours a day, 365 days a year and we'll connect you with a representative who speaks your language, and can help with lost or stolen cards, emergency replacement cards and more.

Insure your card with CreditCard Plus

CreditCard Plus is an affordable insurance option that’s designed to help you meet your minimum monthly credit card repayments if you suffer total temporary disablement due to an injury or illness or if you are involuntarily unemployed. In some cases, it can cover you for the balance owing on your card. Conditions and fees apply*. 

Transactions updated instantly

Your Commonwealth Bank Credit Card gives instant transaction updates, 24/7, 365 days a year*. There’s no more waiting overnight or until Tuesday to see your weekend transactions. With instant updates, you’ll always know where you stand.

Transaction Location Mapping

Ever seen a transaction from a store you don’t remember shopping at? With the power of Search technology, you can keep track of your spending like never before. From your online credit card statement, you can easily monitor the shops and locations where you have used your card.

Alerts

Make sure that you never miss a credit card payment by setting up custom alerts and payment reminders. You will then receive an SMS or email five days before your credit card payment is due, making it simple to manage your repayments**.

 

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