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Low Fee Student credit card

Enjoy up to 55 days interest free on purchases and pay no annual fee in the first year.*

Rates and fees

$29 or $0 Annual fee waived for the first year and waived each subsequent year when you spend a minimum of $1,000 in the previous year*.
19.74% p.a. purchase interest rate
21.24% p.a. cash advance interest rate

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Things you should know

We'll waive your annual fee for the first year. You’ll continue to pay no annual fee in subsequent years as long as you spend at least $1,000 using your Student Card in the previous year (on purchases and cash advances only). If you spend less than $1,000 in the previous year and you are a Student, simply present your Student identification in branch following charging of the annual fee to request a refund.

1 Subscription to this service may be limited
2 Excludes some manual transactions and some contactless payments
3 At the end of the balance transfer period, the interest rate on any outstanding transferred balances converts to the cash advance rate current at that time. Other fees and charges may be payable.
4 Charge applies to cash advances at Commonwealth Bank branches.
5 Charge applies to cash advances through a terminal of any financial institution in Australia, at ASB Bank in New Zealand, Commonwealth Bank in Indonesia and Commonwealth Bank in Vietnam.
6 Charge applies to cash advances by way of funds transfer through NetBank, PhoneBank Transfer, Commonwealth Bank Customer Service Centre, Australia Post, 13 2221 Transfer Cash, NetBank Transfer Home Loan, Mobile Bank Transfer and NetBank Transfer Personal Loan.
7 Fee applies to cash advance transactions made at other financial institutions within Australia.
8 A maximum charge of $150.00 (or a flat fee of $2.50 applies if your closing balance on previous business day was in credit).
9 Charge applies to purchases of cash equivalent items or cash substitutes including gambling transactions or traveller’s cheques.
10 Excludes transactions flagged as recurring (e.g. direct debits) and transactions not sent to us for authorisation. Other Terms & Conditions apply.

Note: For cash advances and balance enquiries made through a non-Commonwealth Bank ATM in Australia, the ATM owner may charge you a fee, which will be disclosed at the time of the transaction. If you proceed with the transaction, the ATM owner’s fee will be debited to your account (in addition to the cash advance amount) if applicable. You should check the ATM owner’s fees that apply carefully before completing.

The information on this website has been prepared without considering your objectives, financial situation or needs. Because of that, you should, before acting on the information, consider its appropriateness to your circumstances. Please view our Financial Services Guide. Please view our Credit Card Conditions of Use.

Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated. PayPass and Tap & Go are trademarks of Mastercard International Incorporated.