Help & support
Less effort and more support for those big life decisions when buying your next property.
Eligible customers can receive conditional approval in as little as 10 minutes when they get started online.
Access benefits, cashback and discounts through CommBank Yello.
Not sure what your next move looks like yet? One of the first decisions is whether to buy first, sell first, or keep your current home. Here’s how the most common approaches compare.
Buy first, then sell
What this means
Secure your next home before selling your existing one.
May suit you if…
Things to consider:
A Bridging loan may help cover the gap between buying and selling, so you don’t feel pressured to sell quickly.
Sell first, then buy
What this means
Sell your current home before purchasing your next one.
May suit you if…
Things to consider
Keep your current home
What this means
Keep your current property (e.g. as an investment) and buy another.
May suit you if…
Things to consider:
You can start your home buying journey in the CommBank app – Buy a home. Access to guidance, tools and insights, from saving for your home loan through to the home buying process.
Depending on your situation, there may be other paths worth exploring:
If your needs have changed, weigh up whether renovating your current home or moving makes more sense.
Use your equity to support your next purchase or generate rental income.
Options like LMI, guarantors or government schemes may help if your deposit is smaller.
Prefab homes can be built faster off-site and installed on your land.
Explore ways to improve energy efficiency with solar, batteries and more.
A bridging loan can help cover the temporary gap between buying and selling your properties.
Search for a property estimate and suburb insights with a comprehensive snapshot of a property and its neighbourhood.
Home-in’s experienced team and secure, award-winning app2 will help guide you through the conveyancing process. Built by CommBank and trusted by thousands of Australian home buyers, receive real-time status updates, six-hour contract reviews3, and one of the industry’s best on-day settlement rates4.
Understand your finances
Explore your options
Plan your next steps
Having conditional pre-approval could ensure you don’t miss out on the property you want.
Take advantage of our current home loan offers that could help with your, new, existing or next property.
You could get cashback, discounts and more with CommBank Yello
Get help from Ceba in the CommBank app or connect with a specialist who can message you back. You’ll need CommBank app notifications turned on so you know when you’ve received a reply.
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Book instantly to speak to a Home Loan Specialist at a time that suits you.
Redraw, change your repayments or loan type to better meet your needs and more.
Fast-track your call, see expected wait times and connect with a specialist in the CommBank app.
Get instant help from our virtual assistant or chat to a specialist.
Rate/s apply to new lending only and may include a margin below or above the applicable reference rate. The current reference rates including for Interest Only payments can be found here.
2 We Money - Property Innovation of the Year Award (2024), Customer Service Excellence Award - Customer Service Organization of the Year: Small (2023), Finder Innovation Awards - Best Online Customer Service Innovation (2023).
3 Contracts are reviewed within six business hours 95% of the time (October 2023). To ensure contracts are reviewed within six business hours, customers must upload the entire contract within the Home-in app.
4 Home-in has one of the highest on-time settlement rates in the industry with 95% of Home-in customers settling on time in 2023.
* This offer is valid from 6 May 2025. To secure the offer you will need to engage the services of a Home-in partner law firm via the Home-in app on or after this date. If you engaged the services of a Home-in partner law firm via the Home-in app before this date, you are not eligible for this offer. This offer cannot be combined with other Home-in offers.
This offer is only available to CommBank customers who meet the following criteria:
(a) have an eligible CommBank transaction account: Smart Access, Complete Access, Everyday Offset, Pensioner Security (excluding Pensioner Security Passbook accounts) or Private Bank Account; and
(b) fund an eligible residential property purchase with a CommBank home loan; and
(c) settle this property purchase using the in-app legal services provided through Home-in.
This offer only applies to buy-side conveyancing services for residential property purchases in Australia. Home-in does not offer conveyancing services for the purchase of off-the-plan, rural/agricultural, retail or commercial properties, or properties with a purchase price in excess of $5,000,000. Additional fees apply to conveyancing services in respect of complex titles (such as old system, leasehold and company titles), which are excluded from this offer.
This offer is only available through CommBank’s proprietary channels, it is not available to customers that originate through Bankwest, Unloan or a broker channel.
If you settle on a property without meeting the eligibility criteria, this offer will not apply and you will be required to pay the standard list price for your conveyancing services. If you do not ultimately settle on a property purchase with Home-in within 6 months of your first contract review, any disbursements, contract review fees and ancillary service fees incurred will become payable to Home-in at the standard list price.
The $699 (including GST) offer includes the following conveyancing services: one standard contract review, reasonable negotiation with the vendor’s solicitor, preparation of documents and figures required for settlement and electronic or paper settlement for your property.
Disbursements are additional and charged at cost. For some property purchases, you may require or request additional services for which we charge a professional fee, such as expedited settlement or usage of a trust account.
Find out more about Home-in's pricing by visiting home-in.com.au/pricing. Home-in reserves the right to terminate the offer and change the pricing at any time.
Home-in is a brand of CBA New Digital Businesses Pty Ltd ABN 38 633 072 830 trading as Home-in Digital. CBA New Digital Businesses Pty Ltd is a wholly owned but non-guaranteed subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124. CBA New Digital Businesses Pty Ltd is not an Authorised Deposit-taking Institution for the purposes of the Banking Act 1959 (Cth) and its obligations do not represent deposits or other liabilities of Commonwealth Bank of Australia.
