You’ll need to update your browser so you can continue to log on to your online banking from 28th February. Update now.
CloseLoss or damage caused by: |
Loss or damage caused by: |
Loss or damage caused by: |
Loss or damage caused by: |
|
|---|---|---|---|---|
Collision or impact damage |
Collision or impact damage Yes |
Collision or impact damage No |
Collision or impact damage No |
|
Damage from an uninsured driver |
Damage from an uninsured driver Yes* |
Damage from an uninsured driver Yes |
Damage from an uninsured driver Yes |
|
Fire damage |
Fire damage Yes |
Fire damage Yes |
Fire damage No |
|
Liability for damage to other people's property caused by your vehicle (known as Legal Liability)
|
Liability for damage to other people's property caused by your vehicle (known as Legal Liability)
Yes |
Liability for damage to other people's property caused by your vehicle (known as Legal Liability)
Yes |
Liability for damage to other people's property caused by your vehicle (known as Legal Liability)
Yes |
|
Storm, hail or flood damage |
Storm, hail or flood damage Yes |
Storm, hail or flood damage No |
Storm, hail or flood damage No |
|
Theft of keys
|
Theft of keys
Yes |
Theft of keys
No |
Theft of keys
No |
|
Theft or attempted theft |
Theft or attempted theft Yes |
Theft or attempted theft Yes |
Theft or attempted theft No |
|
Vandalism or malicious act |
Vandalism or malicious act Yes |
Vandalism or malicious act No |
Vandalism or malicious act No |
|
Cover Benefits |
Cover Benefits |
Cover Benefits |
Cover Benefits |
|
Accidental death
|
Accidental death
Yes |
Accidental death
No |
Accidental death
No |
|
Loss of or damage to baby capsules and child seats
|
Loss of or damage to baby capsules and child seats
Yes |
Loss of or damage to baby capsules and child seats
No |
Loss of or damage to baby capsules and child seats
No |
|
Domestic pets
|
Domestic pets
Yes |
Domestic pets
No |
Domestic pets
No |
|
Emergency accommodation costs
|
Emergency accommodation costs
Yes |
Emergency accommodation costs
No |
Emergency accommodation costs
No |
|
Emergency repairs
|
Emergency repairs
Yes |
Emergency repairs
No |
Emergency repairs
No |
|
Hire car following theft
|
Hire car following theft
Yes |
Hire car following theft
No |
Hire car following theft
No |
|
Loss of or damage to personal items. Up to
|
Loss of or damage to personal items. Up to
Yes |
Loss of or damage to personal items. Up to
No |
Loss of or damage to personal items. Up to
No |
|
Replacement of a new vehicle after a total loss |
Replacement of a new vehicle after a total loss Yes |
Replacement of a new vehicle after a total loss No |
Replacement of a new vehicle after a total loss No |
|
Substitute vehicle
|
Substitute vehicle
Yes |
Substitute vehicle
Yes |
Substitute vehicle
Yes |
|
Temporary cover for replacement vehicle
|
Temporary cover for replacement vehicle
Yes |
Temporary cover for replacement vehicle
Yes |
Temporary cover for replacement vehicle
Yes |
|
Towing and storage costs |
Towing and storage costs Yes |
Towing and storage costs Yes |
Towing and storage costs No |
|
Loss of or damage to trailers and caravans
|
Loss of or damage to trailers and caravans
Yes |
Loss of or damage to trailers and caravans
No |
Loss of or damage to trailers and caravans
No |
|
Transportation costs
|
Transportation costs
Yes |
Transportation costs
No |
Transportation costs
No |
|
Cover Options (at an additional premium) |
Cover Options (at an additional premium) |
Cover Options (at an additional premium) |
Cover Options (at an additional premium) |
|
Hire car following an incident
|
Hire car following an incident
Yes |
Hire car following an incident
No |
Hire car following an incident
No |
|
Removal of excess for glass damage |
Removal of excess for glass damage Yes
|
Removal of excess for glass damage No
|
Removal of excess for glass damage No
|
|
Protected No Claim Discount |
Protected No Claim Discount Yes |
Protected No Claim Discount No |
Protected No Claim Discount No |
|
Cover Options (for a reduced premium) |
Cover Options (for a reduced premium) |
Cover Options (for a reduced premium) |
Cover Options (for a reduced premium) |
|
Driver age restriction (excluding cover for drivers under 30 years of age) |
Driver age restriction (excluding cover for drivers under 30 years of age) Yes |
Driver age restriction (excluding cover for drivers under 30 years of age) No |
Driver age restriction (excluding cover for drivers under 30 years of age) No |
|
Optional additional basic excess |
Optional additional basic excess Yes |
Optional additional basic excess No |
Optional additional basic excess No |
* Included under the Insured Event 'Collision or impact damage'.
The Insured Events, Cover Benefits and Cover Options are subject to the terms and conditions of the policy including various exclusions. Full details about the policy coverage are available in the Car Insurance Product Disclosure Statement.
Wherever possible, you should have your CommInsure home insurance policy number with you, as this will help us identify your policy quickly.
Learn moreThe restriction will apply regardless of the circumstances surrounding the need for a person under 30 to drive the vehicle.
Learn moreYes. You can log into NetBank to find information relating to your Car and Home Insurance policies like your payment due date, and policy owners in NetBank.
Comprehensive cover for Collision or Impact damage, Theft, vandalism or malicious act, Fire, Storm, Hail and Flood. A range of Cover Benefits are also included at no additional cost. You can also choose between a range of Cover Options to vary your premium.
Learn more
Cover for your vehicle if it’s damaged by fire or theft. Also includes liability cover for other people’s property, up to the value of $20 million.
Learn more
Liability cover for damage your vehicle causes to other people’s property, up to the value of $20 million.
Learn moreAs this information has been prepared without considering your personal objectives, financial situation or needs, you should, before acting on it, consider its appropriateness to your circumstances. This information is provided by CIL and where we refer to ‘we’ and ‘our’, we mean CIL.
You can download a Car Insurance Product Disclosure Statement (PDS) and Financial Services Guide (FSG) by clicking on the links, or calling 13 24 23 for a paper copy.
Car Insurance is provided by CommInsure, a registered business name of Commonwealth Insurance Limited ABN 96 067 524 216 AFSL 235030 (CIL). CIL is a wholly owned non-guaranteed subsidiary of Commonwealth Bank of Australia ABN 48 123 123 124 (The Bank). The Bank does not guarantee the obligations or performance of CIL or the products it offers.
