How will you take payments?

EFTPOS terminals

Reliable, secure, feature-packed EFTPOS terminals to help your business accept payments with ease.

Smart

Accept fast and secure payments wirelessly. Use as standalone or integrate with one of 110+ POS systems.

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Smart Mini

A palm-sized portable device for those on the go. Simply enter an amount on your phone so customers can tap to pay.

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Smart Integrated

Hardwired for reliable Broadband connectivity. Built to handle large transaction volumes. Integrates with 500+ POS systems.

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Essential Plus

Accept all essential payment types at the table, countertop or anywhere in-store. Integrates with 750+ POS systems.

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Call 1800 730 554

Payment gateways & eCommerce tools

Our payment orchestration and gateway tools help customers pay you easily online.

PowerBoard

An eCommerce solution delivering payment choice, operational efficiency and security via a single API integration. 

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BPOINT

A payment gateway with flexible checkout options. Popular with businesses that have complex needs around recurring payments.

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CommWeb

A sophisticated and highly customisable payment gateway. Popular with medium to large businesses.

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Qkr

Qkr is a mobile app designed to help schools securely accept and streamline payments from parents.

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Why choose CommBank merchant services?

Get paid same day

Same-day settlement with a linked CommBank Business Transaction Account.1

Stay up & running

Access integration support, 24/7 help when you need it, plus get a replacement terminal within 4 hours.2

Peace of mind

Know that Australia's largest financial institution is working hard to protect your business from fraud.

For your industry

Our payment solutions that are popular with businesses like yours.

Retail

Payment solutions, EFTPOS terminals, Buy Now Pay Later, and eCommerce platforms tailor-made for your retail business. Learn more

Hospitality

A custom terminal for hospitality, with cloud-based POS integration, split billing, customisable tipping, and Pay at Table. Learn more

Health

Our end-to-end solutions mean greater operational efficiencies for your healthcare business or pharmacy. Learn more

Frequently asked questions

Merchant services are designed to help your business accept payments, whether in-store, online, or on the go. These services include a range of payment solutions such as EFTPOS terminals, eCommerce payment gateways with value-added features such as surcharging and refunds.

A merchant facility is the arrangement or service provided by a bank or payment provider that enables a business (the merchant) to accept electronic payments from customers. This includes credit cards, debit cards, and other payment methods. It usually involves:

  • Hardware: EFTPOS terminals or integrated POS system
  • Software: Payment gateways for online transactions
  • Merchant account: A special type of account where funds from card transactions are held before being transferred to the business’ bank account

If you need to take payments in person or in store, consider an EFTPOS terminal. If you’re taking payments using a website, consider a payment gateway solution.

If you're taking payments in store, you’ll need an EFTPOS terminal to accept card and digital wallet payments. If your retail business operates entirely online, you’ll need a payment gateway solution to securely accept online orders and payments. Explore our retail payment solutions.

Things you should know

  • As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on the information, consider its appropriateness to your circumstances. Please view our Merchant Agreement (PDF)Financial Services Guide (PDF) and Operator and User Guides at our merchant support hub.

    1 Same day settlement is available on all EFTPOS transactions made before 9.30pm (Sydney/Melbourne time) and all eCommerce transactions made before 5:30pm (Sydney/Melbourne time) for eligible customers with a CommBank Business Transaction Account and a linked CommBank merchant facility.

    2 Replacement within 4 business hours in all locations except remote areas (3 to 5 business days). A remote area is not serviced by a technician and only phone support is available.

    3 Available via an accredited POS vendor that provides the feature. View accredited POS vendors for Smart terminalSmart Integrated and Essential Plus.

    This page contains links that will bring you to a third party website, owned and operated by an independent party over which CBA has no control ("3rd Party Website"). Any link you make to or from the 3rd Party Website will be at your own risk. Any use of the 3rd Party Website will be subject to and any information you provide will be governed by the terms of the 3rd Party Website, including those relating to confidentiality, data privacy and security.