How the Awards Program works

Access the Awards program and earn Awards points as soon as you start using your CommBank Awards credit card. You can:

  • Earn points on everyday credit card purchases with no expiry on points
  • Redeem Awards points in-store at any Myer and Flight Centre
  • Redeem Awards points for over 1,000 items on the Awards site including Gift Cards, electronics, travel and cash back
  • Easily check your Awards points balance in NetBank or the CommBank app
  • Earn Bonus Points when you make purchases with your credit card at one of our bonus partners including the Bonus Points eShop

Earning points

The number of Awards points you earn per $1 spent will depend on what type of CommBank Awards credit card you have.
  • Points are earned on eligible transactions and are subject to points capping2
  • For an annual fee of $30, you can choose to earn Qantas Frequent Flyer points instead of Awards points, at a rate of 2.5 CommBank Awards points to 1 Qantas Point3

Download the CommBank Awards Program Terms and Conditions

Awards points

Credit card  
Awards points earned per $1 spent
Maximum points per year
1 point2
50,000 points

(30,000 points if you have opted-in to Qantas Frequent Flyer Direct)
1 point2
150,000 points

(120,000 points if you have opted-in to Qantas Frequent Flyer Direct)
1.25 points2
1 million
1 point2
60,000 points
1 point2
300,000 points

Bonus Points

Earn Bonus Points for every $1 spent when shopping with our bonus partners. There’s no cap on how many extra points you can earn, so you can build your points balance faster.

Bonus Points

Bonus partner
Bonus Points earned per $1 spent
Over 150 online stores through the Bonus Points eShop
Up to 10 and (both online only)
10 (online only)
Up to 15
Crown Metropol, Crown Promenade Hotel, Crown Towers, Magshop (online only), RedBalloon (online only), Village Cinemas Australia (online only)

Using your points 

Pay with points at Myer

Redeem your Awards points instantly in-store at any Myerstore. Simply present your Awards credit card at a Myer register and ask to pay with points.

Show me how

Choose from over 1,000 items

Redeem your Awards points for huge variety of Gift Cards, electronics, appliances, beauty products, homewares, movie tickets and more on the Awards site, accessible through NetBank or the CommBank app.

Download Awards guide

Turn your points into travel at Flight Centre

Redeem your Awards points for flights, holiday packages, cruises and more in-store at Flight Centre5, with no blackout dates.

Transfer points to frequent traveller programs

Transfer your Awards points via the Awards site to over 20 airline partners, including Qantas Frequent Flyer and Velocity Frequent Flyer.

Flexibility with Points Plus Pay

With Points Plus Pay you can use the Awards points you have and then pay the rest with your CommBank credit card at Myer, Flight Centre or for selected items on the Awards site.

Get cash back

Redeem your Awards points for cash, credited straight into your credit card account, so you can treat yourself to whatever you like.

Check & redeem your points

You can check your points balance and redeem online at the Awards site, accessible via NetBank or the CommBank app.

Using the CommBank app

  • Log on to the CommBank App
  • Tap on the Cards icon
  • Tap View Awards (below your Awards card details)

Using NetBank

  • Log on to NetBank
  • Go to your account list
  • Open the Awards site (using the link next to your Awards card details)

Don’t have a CommBank Awards credit card yet?

Things you should know

1 Source: DBM Consultants, customers 18+ with a rewards/loyalty card in the 12 months to August 2018.

2 Points are earned on eligible transactions (most purchases, but not for example cash advances, BPAY transactions, payments to the Australian Taxation Office unless made using a Business Awards card, or balance transfers) and are subject to points capping - refer to the CommBank Awards Program Terms and Conditions.

3 You must be opted in to Qantas Frequent Flyer Direct to earn Qantas Points. To opt in to Qantas Frequent Flyer Direct, visit the Awards website redeem travel page, or call 13 1661. There is a $30 annual fee charged for opting in. The earning and redemption of Commonwealth (CommBank) Awards points are subject to the You must be a Qantas Frequent Flyer member to earn and redeem Qantas Points. A joining fee may apply. Membership and Qantas Points are subject to the terms and conditions of the Qantas Frequent Flyer program, available at Once CommBank Awards points have been redeemed for Qantas Points, they are governed by the terms and conditions of the Qantas Frequent Flyer program and cannot be converted back to CommBank Awards points or redeemed under the CommBank Awards Program. It is important to note that any CommBank Awards points earned prior to the date of your opt-in cannot be transferred to your Qantas Frequent Flyer account.

4 Pay with CommBank Awards points available in-store at Myer only. Ask a Myer team member in-store to check the redeemable value of your points. Some exclusions apply, including using points to pay Myer card accounts, lay-by, purchases at some food and service outlets; and Miele appliances. More information is available at Points cannot be redeemed for cash. A minimum of 208 points and a maximum of 1 million points redemption per day applies. Refer to the CommBank Awards website, accessible through NetBank, for full terms and conditions. Redemption of Awards points using your credit card via Apple Pay is unavailable in-store at Myer stores Australia-wide. Customers must use their Awards credit card to pay with points at Myer. 

5 Minimum redemption of 2,500 Awards points applies. All travel products and offers from Flight Centre Limited are subject to availability and can only be booked by the general public. The redemption of Awards points for travel at Flight Centre Limited is subject to the CommBank Awards program terms and conditions available at as well as booking agency online and retail booking terms and conditions. Flight Centre Travel Group Limited (ABN 25 003 377 188) trading as Flight Centre, Student Flights & Travel Associates.  Redemption of Awards points using your credit card via Apply Pay is unavailable in-store at Flight Centre stores Australia-wide and for Flight Centre online via the Awards website. Customers must use their Awards credit card to pay with points at Flight Centre.

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