Home loan calculators
How much can I borrow?
Use your income and expenses to estimate how much you may be able to borrow for a home loan.
Stamp duty & upfront costs calculator
Estimate the other costs of buying a property, including government costs, stamp duty, and fees.
Split loan calculator
See how splitting your home loan between fixed and variable interest rates could work for you.
Refinance calculator
You could potentially save by refinancing your current home loan with us.
Make the most of our home loan tools
Start planning now to save time later in your home buying journey with our home loan tools and calculators.
Tools to help you research
Property reports
Want to know more about a property or an area you’re considering buying or selling in? Your complimentary Property Report is customised to your needs, with the latest information on new listings, auctions and recent sales.
Property search
Find your perfect property sooner with market estimates and affordability snapshots.
Compare home loans
Compare home loan options and adjust variables like interest rates and loan term.
Budget planner
Work out your budget based on household and lifestyle expenses, to get an idea of how much you may be able to afford in repayments.
The CommBank Property app
Work out how affordable a property could be, search for properties that suit your lifestyle, assess the property’s potential value and when you’re ready, apply for a loan.
Factsheets & guides
Home Buying Guide
Expert guidance, handy tips and useful information – because everyone’s home buying needs are different.
Refinance Guide
A step-by-step guide to help you refinance, whether it’s for an existing CommBank home loan or to switch from another financial institution.
Construction Loan Guide
A comprehensive guide to help you understand the process of building a new home, so you can be in control.
Borrowing options
- Home Loan Packages guide
- Property Share
- Co-Borrower
- Becoming a Guarantor
- For Wealth Package opened before April 2017
- For Mortgage Advantage Package opened before April 2017
Terms and Conditions
Other reference guides
- Early Repayment Adjustment (ERA) & Calculation Example
- Early Repayment Adjustment Formulae Guide
- Fees and Charges Brochure
- Summary of Home Loan Interest Rates
- Important Things To Know About Home Loans
- Low Deposit Options Guide
- Interest Only Switching Guide
- Redraw Guide
- Application Outcome Guide
- Online Auction Guide
- Refinance Guide
- FASTRefi® guide
- Substitution of Security Guide
- Investing in Property guide
Manage your loan
Manage your home loan
CommBank My Property
CommBank My Property redefines how you view, track and manage your home loan online to help you achieve your property goals.
Support
Borrowing options & add-ons
See all home loan interest rates
We can help
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Call 13 2224
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Book appointment
Book a time that suits you to speak to one of our Home Lending Specialists instantly.
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Find a mobile lender
Our Mobile Lenders will meet you at a time and place that suits you.
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Visit your nearest branch
Our Home Lending Specialists can be found at more than 950 branches across Australia.
Things you should know
Applications for finance are subject to the Bank's normal credit approval. Full terms and conditions will be included in the Bank's loan offer. Fees and charges are payable.
Our calculators and tools provide estimates for your general information only and are based on the accuracy of information input. The estimates are not a quote or a loan offer.
To be eligible for Wealth Package, you must have a current eligible home loan or line of credit with an initial package lending balance of at least $150,000 when you apply for Wealth Package. The package can be established in the name of one or two individual’s name/s, or in the name of a corporate entity. It cannot be established in the name of a business or family investment trust. Trust loans can however be linked to the trustee package (personal or company package) where the trustee is an applicant (i.e. the borrower) on the loan. For example, a loan held in the name of “John Smith ITF The Smith Family Trust” can have a package established in the name of John Smith as the trustee.
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