Repayment & redraw

  • Changing your repayment

    Stay in control of your home loan repayment. In NetBank you can: 

    • Change your repayment amount, frequency and date
    • Change the account you make repayments from
    • Cancel your direct debit arrangement 
    • Change your repayment type from Interest Only to Principal and Interest

    Tell me more

    Change in NetBank

  • Redrawing extra repayments

    Accessing your additional repayments could be an option when you need additional funds.

    Tell me more

    Redraw in NetBank

  • Understanding your statements

    Get a step-by-step guide to understanding your home loan statement and how to start getting your statement online.

    Show me more about repayments

Flexible options for your home loan

  • Increase your home loan (top up)

    If you’re planning renovations, want to consolidate your debts or simply need extra cash, borrowing additional funds with your existing home loan could be the perfect solution.

    Tell me more about topping up my home loan

  • Switch, refix or split your home loan

    If you need to change your home loan type to better meet your needs, we’re here to help.

    Many of our loans offer the flexibility for you to switch, split or adjust terms.

    Tell me more about switching, refixing or splitting

Features and benefits

  • CommBank Yello

    CommBank Yello is our customer recognition program, designed to shine the spotlight on you. Get access to bright and shiny benefits like cashbacks, discounts and prize draws – simply for being our customer.

    Tell me more about CommBank Yello

  • Exclusive offers

    As a CommBank home loan customer, you can benefit from exclusive offers including fast contract reviews with Home-in and additional nbn® and mobile savings with More.

    Discover more Exclusive offers

  • Interest offset

    Offset the funds in your linked accounts against the balance of your eligible home loan, to potentially save thousands in interest and cut years off your loan term.

    Tell me about interest offset accounts

  • Wealth Package

    Enjoy discounts on eligible loans and credit cards.

    See your Wealth Package benefits

  • Home Hub in the CommBank app

    • View track and manage your properties all in one place in the Home Buying Hub within the CommBank app. 
    • Including Property Search, powered by Domain, and individually customised reports for a property or suburb you’re interested in.

    Discover Home Hub

  • CommBank Green Loan

    The CommBank Green Loan is a 10-year secured fixed rate loan designed for existing, eligible home loan customers to buy and install clean energy products such as solar panels, battery packs and solar hot water systems.

    Read more about CommBank Green Loan

  • Insurance

    Our range of insurance options can help protect what matters to you.

    Explore insurance options

  • CommBank My Property

    The CommBank My Property experience in NetBank and the CommBank app provides personalised property insights that change dynamically over time, allowing you to track and manage your property portfolio, explore your options and plan for the future.

     

    Discover CommBank My Property

Building equity & selling

  • Building & using equity

    To build the equity in your home sooner or increase the value of your property, make extra repayments or open an interest-offset account.

    You may already have the flexibility to use the existing equity in your home to renovate, invest or improve your lifestyle.

    Show me how to use equity

  • Selling a property

    Deciding to sell your property can be overwhelming. We can help you throughout your home selling journey with our handy tips and tools.

    Tell me more about selling a property

Pay off your home loan sooner

Making small changes now can save you time and money.

Pay off your home loan sooner

Making small changes now can save you time and money.

Message us 24/7

Get instant help from Ceba in the CommBank app or connect with a specialist who can message you back. You’ll need CommBank app notifications turned on so you know when you’ve received a reply. 

Message us

Get help

Home loan support

  • See what options are available to home loan customers needing financial assistance.

    More on home loan support

  • Making your home loan work for you

    Our home buying guide contains handy information on how to manage your home loan, even when your circumstances changes.

    Read buying guide (PDF)