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Compare our Low Rate, Low Fee, Interest free and Premium credit cards.
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Our range of interest-free credit products that offer flexible ways to manage your payments with low, simple fees.
Low Rate credit card
Purchase interest rate
10.99% p.a. to 15.99% p.a. (reviewed periodically and may change upon review)14
Monthly fee
$6
Minimum credit limit
$500
Interest free period on purchases
Up to 55 days
More about Low Rate credit card
OFFER
Earn up to $420 cashback to spend how you want
Earn $70 each month when you spend $500 or more per month for the first 6 months on a new Low Rate credit card. Ongoing eligibility, exclusions and offer Ts&Cs apply~
Low Fee credit card
Purchase interest rate
20.99% p.a
Monthly fee
$03/$3
Minimum credit limit
$500
Interest free period on purchases
Up to 55 days
More about Low Fee credit card
OFFER
Earn up to $240 cashback to spend how you want
Earn $40 each month when you spend $500 or more per month for the first 6 months on a new Low Fee credit card. Ongoing eligibility, exclusions and offer Ts&Cs apply#
Interest-free Low Fee credit card
Purchase interest rate
0% p.a
Monthly fee
$10 or $015
Credit limit
$400 - $1,500
Interest free period on purchases
N/A
More about Interest-free Low Fee credit card
CommBank Neo card
Purchase interest rate
0% p.a
Monthly fee
$15, $20 or $251
Available credit limits
$1,000, $2,000 or $3,000
Interest free period on purchases
N/A
More about CommBank Neo credit card
Smart credit card
Purchase interest rate
20.99% p.a
Monthly fee
$07/$19 - After 1 January 2027, the monthly spend based fee waiver will be removed and the $19 monthly fee will apply.
Minimum credit limit
$2,000
Interest free period on purchases
Up to 44 days
Rewards program
CommBank Yello
Offer
Earn up to 60,000 CommBank Yello points
Earn 30,000 CommBank Yello points when you spend $4,500 or more on eligible spend with your new Smart credit card within 90 days of activating your card, and become CommBank Yello eligible within that 90-day period and remain eligible until the points are paid. Earn an additional 30,000 CommBank Yello points when you keep your account open for more than 12 months from card activation and are CommBank Yello eligible at the 12-month anniversary of your card activation as well as at the time the points are paid to your account (which is usually within 31 days from the date that full eligibility requirements are met).
CommBank Yello eligibility criteria and an eligible transaction account are required. Offer and CommBank Yello T&Cs apply.^
Ultimate credit card
Purchase interest rate
20.99% p.a
Monthly fee
$07/$35 - After 1 January 2027, the monthly spend based fee waiver will be removed and the $35 monthly fee will apply.
Minimum credit limit
$6,000
Interest free period on purchases
Up to 44 days
Rewards program
CommBank Yello
OFFER
Earn up to 100,000 CommBank Yello points and up to $600 in travel credits from Travel Booking
Spend $9,000 or more on eligible spend with your new Ultimate credit card within 90 days of activating your card to receive $300 in travel credits from Travel Booking. You’ll also earn 50,000 CommBank Yello points when you meet this spend requirement and become CommBank Yello eligible within that 90-day period. You must remain CommBank Yello eligible until the points are paid. Earn an additional 50,000 CommBank Yello points when you keep your account open for more than 12 months and are CommBank Yello eligible at the 12-month anniversary of your card activation and until the points are paid (which is usually within 31 days from the date on which eligibility requirements are met).
CommBank Yello eligibility criteria and an eligible transaction account are required. You may also receive a $25 travel credit each month, valued at $300 each year, while you continue to meet the eligibility requirements for the Ultimate card’s monthly travel credit benefit. Exclusions, Offer and CommBank Yello T&Cs apply.*
A credit card allows you to borrow money from a bank, giving you access to a predetermined amount of funds, known as your credit limit. This limit is established when you apply for the card, and it represents the maximum amount you can borrow at any given time.
When using a credit card, you are effectively borrowing money from a lender. You’ll have to pay back that money in the future, possibly along with interest, too.
More information about credit cards and the different types of cards can be found here – How do credit cards work?
Credit card interest is a charge for borrowing money from a financial institution with your credit card.
How much interest you’ll pay depends on the type of card you have, the transactions you make, and when you make repayments.
More information can be found here
Before you begin your credit card application, it's important you meet our eligibility criteria and have a few documents ready for the application.
For a handy guide to help you get started on your credit card application process, visit our credit card application guide.
You can start a credit card application above.
If you’re already a CommBank customer and registered for NetBank, you can save time by confirming your personal details before providing your proof of income.
New to CommBank or don’t have NetBank? We'll just need some of your personal details, photo ID and proof of income.
Credit cards come with extra costs. Understanding what they are is key to avoiding / minimising them.
Understand your credit card fees
Understand your credit card interest
# Offer commenced 15 March 2026 and is only available on new Low Fee credit cards applied for. Offer not available to customers who currently hold, or have held, any activated Low Rate or Low Fee card types in the 24 months prior as a primary cardholder or customers who switch from other card types.
$40 cashback will be awarded for every month (statement period) in which $500 or more is spent on eligible purchases, for up to six eligible statement periods. Maximum cashback available is $240. The first eligible spend period will commence from the day your account is opened, up to the end of your second statement period after account opening. This means your first eligible spend period may be longer than one statement period. After this date, the offer spend requirements will align to each statement period that follows, for up to six eligible statement periods in total.
Total spend per statement period is based on the transaction date (the date the purchase is made). Transactions must be fully processed and posted to your account within 14 days of the transaction date to be eligible and will be allocated to the statement period in which the transaction date occurred. This means a transaction may appear on a later statement but still be counted toward the minimum spend requirement for an earlier statement period. Cash advances and refunds are not included as eligible transactions. Refunds processed in a statement period will reduce your eligible spend for that statement period, meaning you will need to spend an additional amount equal to the refund to meet the minimum spend requirement for that period, regardless of when the original transaction occurred.
Cashback will be credited within 90 days of the end of each eligible statement period where the spend criteria has been met and will appear on your statement as ‘CASHBACK’. You will be ineligible for the cashback if your account is closed, switched to another card or in default at any time prior to the cashback being credited to your account.
Offer only available on one credit card per customer. We reserve the right to close or vary this offer at any time
~ Offer commenced 15 March 2026 and is only available on new Low Rate credit cards applied for. Offer not available to customers who currently hold, or have held, any activated Low Rate or Low Fee card types in the 24 months prior as a primary cardholder or customers who switch from other card types.
$70 cashback will be awarded for every month (statement period) in which $500 or more is spent on eligible purchases, for up to six eligible statement periods. Maximum cashback available is $420. The first eligible spend period will commence from the day your account is opened, up to the end of your second statement period after account opening. This means your first eligible spend period may be longer than one statement period. After this date, the offer spend requirements will align to each statement period that follows, for up to six eligible statement periods in total.
Total spend per statement period is based on the transaction date (the date the purchase is made). Transactions must be fully processed and posted to your account within 14 days of the transaction date to be eligible and will be allocated to the statement period in which the transaction date occurred. This means a transaction may appear on a later statement but still be counted toward the minimum spend requirement for an earlier statement period. Cash advances and refunds are not included as eligible transactions. Refunds processed in a statement period will reduce your eligible spend for that statement period, meaning you will need to spend an additional amount equal to the refund to meet the minimum spend requirement for that period, regardless of when the original transaction occurred.
Cashback will be credited within 90 days of the end of each eligible statement period where the spend criteria has been met and will appear on your statement as ‘CASHBACK’. You will be ineligible for the cashback if your account is closed, switched to another card or in default at any time prior to the cashback being credited to your account.
Offer only available on one credit card per customer. We reserve the right to close or vary this offer at any time.
^ Offer commences 29 September 2026 and is available only for new Smart credit card applications. The offer is not available to customers who currently hold, or have held, any activated Awards card types (standard, gold, platinum, diamond) or Smart and Ultimate cards in the previous 24 months as a primary cardholder, or to customers who switch from another card type to a Smart or Ultimate card.
To be eligible to receive up to 60,000 CommBank Yello points with a new Smart credit card, you must spend at least $4,500 on eligible spend within 90 days from the date your card is activated and keep your account open for more than 12 months. You must also be eligible for CommBank Yello within 90 days from card activation and at the 12 month anniversary date of card activation.
Cash advances and refunds are not eligible spend. Spend is assessed using the original transaction date. Refunds processed during the spend period do not count towards the minimum spend requirement and will increase the required spend requirement by the refund amount.
To receive the initial 30,000 CommBank Yello points, you must meet the eligible spend criteria and become eligible for CommBank Yello within 90 days of activating your card If you become eligible for CommBank Yello within this period, the CommBank Yello points will be paid to your CommBank Yello points balance, which can be viewed in the CommBank App. You will also need to be eligible for CommBank Yello when you choose to redeem your points.
To receive an additional 30,000 CommBank Yello points, you must keep your account open for more than 12 months from the date your card is activated and be eligible for CommBank Yello both at the 12-month anniversary of your card activation and at the time the additional CommBank Yello Points are paid (which is usually within 31 days from the date that full eligibility requirements are satisfied). You must receive the initial 30,000 CommBank Yello points to be eligible to receive the additional 30,000 Yello points.
CommBank Yello points are typically paid within 31 days of meeting the offer eligibility. Occasionally, this may take longer. CommBank Yello points will appear as “Credit Card Sign-Up offer”. More information on CommBank Yello eligibility can be found here: https://www.commbank.com.au/commbank-yello/faqs.html
You will not be eligible for any CommBank Yello points that have not yet been paid if your Credit Card account is closed, switched to another card, or in default at any time before the relevant CommBank Yello points are credited.
Offer is only available on one credit card per customer.
CommBank may vary or withdraw this Offer acting fairly and reasonably; having regard to its legitimate business interests; and providing reasonable prior notice for unfavourable or material changes.
There may be tax implications of receiving CommBank Yello points under this Offer. Please check our FAQs available at commbank.com.au/commbank-yello/faqs for further information or seek independent advice from your accountant or tax adviser.
We will make every effort to provide accurate information on the CommBank Yello website and in other communications about the Program, and to operate our systems and processes consistently with these Offer terms and conditions. However, sometimes errors do occur (for example, due to limitations in our systems and processes). Where that happens, without limiting any rights you may have relating to the error, we may, as appropriate, at a later time but as soon as practicable after the error has been identified, make adjustments to put you in the same or similar position had the error not occurred. To the extent permitted by law, we are not responsible for any inaccuracies or misdescriptions except to the extent caused by our negligence, fraud or wilful misconduct.
These Offer terms and conditions apply in addition to the CommBank Yello Terms and Conditions. If there is any inconsistency, the CommBank Yello Terms and Conditions prevail in relation to Program eligibility and Program rules, and these Offer terms prevail in relation to this Offer. For further information on Program eligibility, refer to the CommBank Yello Terms and Conditions.
* Offer commences 29 September 2026 and is available only for new Ultimate credit card applications. The offer is not available to customers who currently hold, or have held, any activated Awards card types (standard, gold, platinum, diamond, smart, ultimate) or Smart and Ultimate cards in the previous 24 months as a primary cardholder, or to customers who switch from another card type to an Ultimate credit card.
Acquisition Offer
To be eligible to receive up to 100,000 CommBank Yello points with a new Ultimate credit card, you must spend at least $9,000 on eligible purchases within 90 days from the date your card is activated and keep your account open for more than 12 months from the date of card activation. You must also be eligible for CommBank Yello and remain eligible until the points are paid. To receive the $300 in Travel Credits you are only required to meet the $9,000 spend eligibility requirement. Up to $300 in travel credits may also be credited in equal payments of $25 for each month if you continue to meet the eligibility requirements for the Ultimate card’s monthly travel credits benefit.
Cash advances and refunds are not eligible spend. Spend is assessed using the original transaction date. Refunds processed during the spend period do not count towards the minimum spend requirement and will increase the required spend by the refund amount.
Offer is only available on one credit card per customer.
CommBank Yello points
To receive the initial 50,000 CommBank Yello points, you must meet the eligible spend criteria and become eligible for CommBank Yello within 90 days of activating your card. You must also remain eligible for CommBank Yello until the CommBank Yello points are paid (which is usually within 31 days from the date on which full eligibility requirements are met), and you must also be CommBank Yello eligible on the 12-month anniversary date of card activation. If you become eligible for CommBank Yello within this period, the CommBank Yello points will be paid to your CommBank Yello points balance. You will also need to be eligible for CommBank Yello when you choose to redeem your points.
To receive the additional 50,000 CommBank Yello points, you must have received the initial 50,000 CommBank Yello points, keep your account open for more than 12 months from the date your card is activated, and be eligible for CommBank Yello both at the 12-month anniversary of your card activation and at the time the additional CommBank Yello Points are paid (which is usually within 31 days from meeting the eligibility requirements).
CommBank Yello points are typically paid within 31 days of meeting the relevant offer eligibility criteria. Occasionally, this may take longer. CommBank Yello points will appear as “Credit Card Sign-Up offer” in your CommBank Yello points activity. More information on CommBank Yello eligibility can be found here: https://www.commbank.com.au/commbank-yello/faqs.html
Travel Credits:
To receive travel credits, you must log in to the CommBank app or NetBank and access the Travel Booking platform within 90 days after your spend period ends. If your travel credits are not visible, you may need to access the platform again after they have been credited. CommBank Yello eligibility is not a requirement to receive the travel credits.
Travel credits will be credited to your Travel Booking account within 90 days after you meet the relevant eligibility criteria for each credit. Once credited, travel credits are subject to the Travel Booking terms and conditions. For more information about earning or redeeming travel credits via Travel Booking, including full terms and conditions, visit Travel Booking Terms and Conditions
Travel Booking is provided by Hopper Inc (Hopper). Hopper is not part of the CBA Group. CBA is not responsible for the content on this portal, nor the provision of any of the services that are offered through this portal. The services offered are subject to the Travel Booking terms and conditions. CBA does not guarantee the obligations or performance of Hopper or the services it offers.
All travel products and offers from Travel Booking are subject to availability and can only be booked by a holder of an Eligible CommBank Card.
Eligible CommBank Card means an active CommBank retail or business credit and debit cards, StepPay card or Travel Money Cards.
Customers are responsible for reviewing and accepting the terms and conditions of Hopper Inc. and any relevant provider (e.g. Airline, Hotel, Car company) before confirming a booking.
CommBank will receive a portion of the revenue generated from the Travel Booking platform.
You will not be eligible for any uncredited CommBank Yello points or travel credits if your Credit Card account is closed, switched to another card or in default.
Monthly Travel Credits:
While you have an open and active Ultimate credit card, monthly Travel Credits will be applied to your Travel Booking Wallet within 7 business days of the grant or issuance, but in some cases may take longer, and have a 1-year expiry from the date granted, issued, and/or credited. These travel credits are not transferable or exchangeable for cash. Expiry dates can be viewed in your Wallet & Offers page of the Travel Booking website.
Monthly Travel credits are only issued for a card account statement period where the applicable card fee has been charged for that statement period. Where the fee is waived or not charged, no travel credit will be provided for that period, except where the fee is waived by meeting the minimum spend requirement (Ultimate: $4,000 per statement period). Travel Credit benefit is subject to change, and removal without notice and at our discretion.
When redeeming these monthly travel credits, the entire value of your Travel Booking Wallet will be applied to pay for all or a portion of the booking amount in a single transaction. If the booking amount is less than the total value of your travel credits, the remaining balance of travel credits will remain in your Travel Booking Wallet for future use.
In the event that you no longer hold an open and active Eligible CommBank Card, you will forfeit all accumulated monthly travel credits.
For full terms and conditions including the features provided by Hopper, and for any capitalised terms used here related to Travel Booking, visit travelbooking.hopper.com/terms.
Travel Booking is provided by Hopper Inc (Hopper). Hopper is not part of the CBA Group. CBA is not responsible for the content on this portal, nor the provision of any of the services that are offered through this portal. The services offered are subject to the Travel Booking terms and conditions. CBA does not guarantee the obligations or performance of Hopper or the services it offers.
All travel products and offers from Travel Booking are subject to availability and can only be booked by a holder of an Eligible CommBank Card.
Eligible CommBank Card means an active CommBank retail or business credit and debit cards, StepPay card or Travel Money Cards.
Customers are responsible for reviewing and accepting the terms and conditions of Hopper Inc. and any relevant provider (e.g. Airline, Hotel, Car company) before confirming a booking.
CommBank will receive a portion of the revenue generated from the Travel Booking platform.
General:
CommBank may vary or withdraw this Offer acting fairly and reasonably; having regard to its legitimate business interests; and providing reasonable prior notice for unfavourable or material changes.
There may be tax implications of receiving CommBank Yello points under this Offer. Please check our FAQs available at commbank.com.au/commbank-yello/faqs for further information or seek independent advice from your accountant or tax adviser.
We will make every effort to provide accurate information on the CommBank Yello website and in other communications about the Program, and to operate our systems and processes consistently with these Offer terms and conditions. However, sometimes errors do occur (for example, due to limitations in our systems and processes). Where that happens, without limiting any rights you may have relating to the error, we may, as appropriate, at a later time but as soon as practicable after the error has been identified, make adjustments to put you in the same or similar position had the error not occurred. To the extent permitted by law, we are not responsible for any inaccuracies or misdescriptions except to the extent caused by our negligence, fraud or wilful misconduct.
These Offer terms and conditions apply in addition to the CommBank Yello Terms and Conditions. If there is any inconsistency, the CommBank Yello Terms and Conditions prevail in relation to Program eligibility and Program rules, and these Offer terms prevail in relation to this Offer. For further information on Program eligibility, refer to the CommBank Yello Terms and Conditions.
1If you don't have any processed transactions in a given statement period and pay your previous statement closing balance in full by the due date, you won't be charged a monthly fee for that statement period. We may process transactions later than the day you originally made them. This is when your transaction is no longer a pending transaction and has been fully processed by us.
2CommBank Yello is our rewards and recognition program, designed to help you get more from your banking. Eligible customers can enjoy personalised offers, discounts, presale access and exclusive experiences, plus earn and redeem CommBank Yello points through eligible shopping, travel and other Yello offers.
3For Low Fee credit cards, there is no monthly fee when you spend at least $300 on your Low Fee credit card in your statement period to qualify for no monthly fee for that month. Otherwise, the monthly fee is $3. Spend includes all purchases and cash advances made using your Low Fee credit card, minus any refunds. This is for all transactions fully processed in the given statement period (not pending transactions).
4How Ongoing eligibility conditions apply for CommBank Yello. Eligibility is typically assessed at the beginning of each calendar month based on your activity in the previous calendar month. The exact date we complete the assessment and update your eligibility may vary. Offer eligibility conditions also apply and offers may vary between customers. For more information visit commbank.com.au/commbankyello
There may be tax implications associated with participating in CommBank Yello (such as earning Points, redeeming Rewards, receiving Benefits, or winning prizes). For some information on potential tax implications, please check out our FAQs available at commbank.com.au/commbank-yello/faqs or seek independent advice from your accountant or tax adviser.
To opt out of CommBank Yello and stop receiving Benefits, go to the CommBank Yello Hub in the CommBank app, or visit your local branch. You may continue to receive messages about CommBank Yello generally. Opting out doesn't opt you out of marketing communications or CommBank Yello for Business. Information is handled in accordance with our Group Privacy Statement, the CommBank Yello Program terms and conditions, and the CommBank Yello Privacy Collection Notice.
5Cover is provided by XCover.com, a trading name of Cover Genius Pty Ltd (ABN 43 159 983 598, AFS Licence No. 490058), and underwritten by Allied World Assurance Company Ltd (ABN 54 163 304 907), for Commonwealth Bank of Australia (CBA). Limitations, exclusions (including for pre-existing medical conditions and persons aged 80 years or over) and eligibility criteria apply. You may need to upgrade your travel insurance in order to have a comprehensive or extended level of cover. Before acting on this information you should consider the appropriateness of the product with regard to your personal circumstances. See the Card Insurances Combined Product Disclosure Statement & Financial Service Guide and Card Travel Insurance TMD for details. Commonwealth Bank and its related bodies corporate do not issue or guarantee this insurance. It does not represent a deposit with or liability of either Commonwealth Bank or any of its related bodies corporate. We do not provide any advice on this insurance based on any consideration of your objectives, financial situation or needs. If you purchase an upgrade policy, we (Commonwealth Bank) receive a commission which is a percentage of your premium.
6Mastercard Travel Rewards are only available through participating merchants outside Australia. To receive the advertised cashback, pay with your Smart and Ultimate Mastercard at a participating overseas merchant and meet the offer’s terms and conditions. You must pay in the overseas currency of the offer – transactions made in Australian dollars are not eligible. Cashbacks may take up to 30 days to appear on your statement. Visit mastercard travel rewards for a list of participating merchants and to find out more.
7For Ultimate credit cards, there is no monthly fee if you spend at least $4,000 on your Ultimate credit card in your statement period to qualify for no monthly fee for that month. Otherwise the monthly fee is $35. Spend includes all purchases and cash advances made using your Ultimate credit card, minus any refunds. This is for all transactions fully processed in the given statement period (not pending transactions). From your first statement issued on or after 1 January 2027, the monthly fee waiver based on spend will be removed and the $35 monthly fee will apply.
For Smart credit cards, there is no monthly fee if you spend at least $2,000 on your Smart credit card in your statement period to qualify for no monthly fee for that month. Otherwise the monthly fee is $19. Spend includes all purchases and cash advances made using your Smart credit card, minus any refunds. This is for all transactions fully processed in the given statement period (not pending transactions). From your first statement issued on or after 1 January 2027, the monthly fee waiver based on spend will be removed and the $19 monthly fee will apply.
8No international transaction fees on purchases or cash advances made overseas or online. For international cash advances, the cash advance fee will apply.
9To gain access to participating airport lounges, you must register your Smart and Ultimate card on the Mastercard Travel Pass app or mastercardtravelpass.dragonpass.com, generate a membership QR code and present this along with your boarding pass for validation. Ultimate customers receive two complimentary lounge visits per calendar year, each visit can be used by either the primary cardholder or guest. Guest must always be accompanied by the primary cardholder and cannot use the access on their own. Smart customers will pay a fee. Please note, your lounge access may be blocked if your account is closed, in arrears, reported lost or stolen, or has been blocked by us for any reason. To redeem an offer visit the Mastercard Travel Pass app or mastercardtravelpass.dragonpass.com to select your preferred offer and generate an offer QR code. Present the valid offer QR code to the cashier and redeem the offer. Please note, offers vary by location. For information on accessing lounges, offer locations, a full list of Terms and Conditions and Frequently Asked Questions, visit FAQs.
10We’re unable to block cash advance transactions that aren’t sent to us for authorisation. These will not incur any additional fees or interest charges.
11We’re unable to block cash advance transactions that aren’t sent to us for authorisation. These will not incur any additional fees or interes1t charges.
12Travel Booking is provided by Hopper Inc (Hopper). Hopper is not part of the CBA Group. CBA is not responsible for the content on this portal, nor the provision of any of the services that are offered through this portal. The services offered are subject to the Travel Booking Terms and Conditions. CBA does not guarantee the obligations or performance of Hopper or the services it offers.
All travel products and offers from Travel Booking are subject to availability and can only be booked by a holder of an Eligible CommBank Card.
Eligible CommBank Card means an active CommBank retail or business credit and debit cards, StepPay card or Travel Money Cards.
Customers are responsible for reviewing and accepting the terms and conditions of Hopper Inc. and any relevant provider (e.g. Airline, Hotel, Car company) before confirming a booking.
For more information, read the full Travel Booking Terms and Conditions.
CommBank will receive a portion of the revenue generated from the Travel Booking platform.
Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian credit licence 234945.
13From 10 December 2024, interest rates offered on approval vary from 10.99% p.a. to 15.99% p.a. The rate offered to you (your personalised interest rate) within this range depends on different factors, including your individual credit risk score.
Once your credit contract is entered into, your personalised interest rate will be reviewed periodically and may change upon review. We may also vary the range of rates available for new Low Rate credit cards at any time. We’ll notify you as outlined in the conditions of use if your personalised interest rate changes.
All customers with an existing CommBank Low Rate credit card, and customers who switch from an existing CommBank credit card to a Low Rate credit card will be offered or will retain an interest rate of 13.99% p.a. This rate may be varied at any time during the term of the credit contract.
Please refer to the Low Rate credit card FAQs for more information.
14While you have an open and active Ultimate/Smart credit card, Travel Credits will be applied to your Travel Booking Wallet within 7 business days of the grant or issuance, but in some cases may take longer, and have a 1-year expiry from the date granted, issued, and/or credited. These travel credits are not transferable or exchangeable for cash. Expiry dates can be viewed in your Wallet & Offers page of the Travel Booking website.
Travel credits are only issued for a card account statement period where the applicable card fee has been charged for that statement period. Where the fee is waived or not charged, no travel credit will be provided for that period, except where the fee is waived by meeting the minimum spend requirement (for the Ultimate credit card: $4,000 per statement period; for the Smart credit card: $2,000 per statement period). Travel Credit benefit is subject to change, and removal without notice and at our discretion.
When redeeming these travel credits, the entire value of your Travel Booking Wallet will be applied to pay for all or a portion of the booking amount in a single transaction. If the booking amount is less than the total value of your travel credits, the remaining balance of travel credits will remain in your Travel Booking Wallet for future use.
In the event that you no longer hold an open and active Eligible CommBank Card, you will forfeit all accumulated travel credits.
For full terms and conditions including the features provided by Hopper, and for any capitalised terms used here related to Travel Booking, visit Travel Booking Terms and Conditions.
Travel Booking is provided by Hopper Inc (Hopper). Hopper is not part of the CBA Group. CBA is not responsible for the content on this portal, nor the provision of any of the services that are offered through this portal. The services offered are subject to the Travel Booking terms and conditions. CBA does not guarantee the obligations or performance of Hopper or the services it offers.
All travel products and offers from Travel Booking are subject to availability and can only be booked by a holder of an Eligible CommBank Card.
Eligible CommBank Card means an active CommBank retail or business credit and debit cards, StepPay card or Travel Money Cards.
Customers are responsible for reviewing and accepting the terms and conditions of Hopper Inc. and any relevant provider (e.g. Airline, Hotel, Car company) before confirming a booking.
CommBank will receive a portion of the revenue generated from the Travel Booking platform.
15While you have an open and active Ultimate or Smart credit card, dining credits will be automatically credited to your Dine In Deals account. Please allow up to 7 business days for a dining credit to appear in your account. In some circumstances, it may take longer.
Dining credits are not transferable or exchangeable for cash. Unused dining credits will accumulate in your Dine In Deals account and expire 12 months after the date they are credited to your account.
You will receive a dining credit only where the applicable credit card fee has been charged for the relevant period. However, you will still receive the dining credit if the fee is waived because you meet the minimum spend requirement (for the Ultimate credit card: $4,000 per statement period; for the Smart credit card: $2,000 per statement period). You will not receive a dining credit if the fee is waived or not charged for any other reason.
The Dine In Deals offer is subject to change and removal at our discretion, acting reasonably and, where practicable, with prior notice to you.
Where a dining credit is redeemed through Dine In Deals, the amount payable will be calculated in the following order: Any applicable Dine In Deals discount will be applied to the eligible transaction amount; any applicable promo code will then be applied to the discounted amount; and any available dining credit will be applied last. The final amount payable is calculated as: eligible transaction amount - Dine In Deals discount - promo code value - dining credit value. Where a customer has both a promo code and a dining credit available, the promo code will be applied before the dining credit. Example: For an eligible transaction of $100 with a 25% Dine In Deals discount, a $10 promo code and a $10 dining credit: the 25% Dine In Deals discount reduces the transaction amount from $100 to $75; the $10 promo code reduces the amount payable from $75 to $65; and the $10 dining credit reduces the amount payable from $65 to $55. Accordingly, the final amount payable will be $55, plus any applicable service fee.In the event that you no longer hold an open and active Ultimate or Smart credit card, any unused dining credits will be forfeited.
EatClub and CommBank reserve the right to revoke access to offers, reverse discounts, or cancel bookings where misuse and fraudulent activity is reasonably suspected.
Dine In Deals is a platform and service provided by EatClub Pty Ltd ABN 67 610 093 297, accessible to customers of CommBank via the CommBank App. Dine In Deals offers dining deals at participating restaurants and venues. EatClub is not part of the CBA Group. CommBank does not endorse any participating venue, or the services offered through the Dine In Deals platform, and is not responsible for, nor does it warrant or guarantee, the accuracy or completeness of the platform content or the performance of EatClub or its services. For full terms and conditions governing the use of Dine In Deals, visit eatclub.com.au/terms/dineindeals.
16Cracked Screen Cover reimburses eligible mobile phone screen repair costs only and does not provide cover for damage to any other part of the device. Cover begins when your eligible card account is opened and applies to eligible mobile phones for up to 3 years from the date of purchase. To be eligible, the phone must have been purchased using an eligible CommBank card or be part of a phone plan paid for using an eligible CommBank card. Limits apply: Ultimate – 1 claim per year up to $1,000 with a 10% excess. Limits apply: Smart– 1 claim per year up to $500 with a 10% excess. Cover is provided by XCover.com, a trading name of Cover Genius Pty Ltd (ABN 43 159 983 598, AFS Licence No. 490058), and underwritten by Allied World Assurance Company Ltd (ABN 54 163 304 907), for Commonwealth Bank of Australia (CBA). See the Card Insurances Combined Product Disclosure Statement & Financial Service Guide and Card Travel Insurance TMD for details.
17DashPass Benefits: Benefits of DashPass from DoorDash include $0 delivery fees and reduced service fees on orders from DashPass eligible restaurants that meet the minimum order value requirement (“DashPass Benefits”). Provided the customer uses the eligible CommBank Ultimate, Smart, Diamond or Platinum Credit Card as payment method and maintains this card as a saved payment method in their DoorDash wallet Additional fees on orders may apply. For complete DoorDash Terms and Conditions click here. DashPass orders may be subject to delivery driver and geographic availability.
DashPass is provided by DoorDash Technologies Pty Ltd ABN 96 634 446 030. DoorDash is not part of the CommBank Group and CommBank is not responsible for the content, services or performance of DashPass. Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian credit licence 234945. CommBank is solely responsible for the eligible CommBank credit card and its applicable terms and conditions, and DoorDash is not part of the CommBank Group and is not responsible for the content, services or performance of any CommBank product, including any eligible CommBank credit card. Each of DoorDash and CommBank is responsible only for the products and services it supplies.
