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Earn more points with Contactless on your
CommBank Awards American Express® Card

American Express

Your CommBank Awards American Express® Card and CommBank Mastercard ® or Visa are linked to one account. Use your CommBank American Express Card and earn more points for every dollar you spend. You can also use your Mastercard or Visa and enjoy the convenience of worldwide acceptance.

Managing two cards on the one account is easy. Both cards have the same interest rate and one credit limit and balance, plus you’ll receive a single monthly statement and pay one annual fee for your two cards. There is no extra cost to add a CommBank American Express Card to your account.

Now you can make Contactless payments with your CommBank Awards American Express Card which means a fast, easy, secure way to pay for purchases under $100 while earning more points for your everyday spend.


The CommBank Awards American Express Card can give you more points for every dollar you spent so you can redeem rewards even sooner.^

CommBank Americal Express Awards credit card image

New features

Now you can make Contactless payments with your CommBank Awards American Express Card.

  • It’s fast. Contactless technology means you don’t have to swipe or insert to pay for purchases under $100.
  • It’s easy. Simply hold your new card to the terminal, wait for the beep or light and you’re done.
  • More points. Your CommBank Awards American Express Card earns you more CommBank Awards points for every dollar you spend.^
  • It’s secure. The embedded microchip adds security. It makes it more difficult to fraudulently copy your credit card details. Plus, our 100% money back guarantee means you’ll never be liable for fraudulent use 


Why use a pin?

From 1 August 2014, signatures will no longer be accepted for purchases made in person on all credit and debit cards issued in Australia and will require a PIN to complete the transaction. Of course, you can still make contactless payments for purchases under $100.

  • Security - While signatures can be forged, a PIN combination can have up to 12 digits, meaning there are over one billion possible combinations - making it the more secure form of identification.
  • Fast and Convenient - You can get through the checkout faster for purchases over $100 with a PIN. Plus, you can change your PIN at any time and anywhere with CommBank.

Merchant acceptance

Earn more points where you shop every day. There are thousands of places in Australia where you can use your CommBank Awards American Express Card without being surcharged, including major supermarkets, petrol stations, department stores and many other retail outlets. A merchant is required to tell you beforehand if a surcharge will apply.

Things you should know:

^ Points are earned on eligible transactions and are subject to points capping. From 1/7/17, you'll earn maximum points per $1 spent when you use your American Express card for eligible transactions overseas and at supermarkets, department stores and petrol stations in Australia; and 0.5 points per $1 spent using your American Express card everywhere else. Refer to the CommBank Awards Program Terms and Conditions for more information. Mastercard and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated. American Express is a trademark of American Express. This card is issued by Commonwealth Bank of Australia pursuant to a licence from American Express.