Home loan calculators

  • How much can I borrow?

    Use your income and expenses to estimate how much you may be able to borrow for a home loan.

    Calculate now

  • Home loan repayments calculator

    Work out how much your home loan repayments might be.

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  • Stamp duty & upfront costs calculator

    Estimate the other costs of buying a property, including government costs, stamp duty, and fees.

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  • Refinance calculator

    You could potentially save by refinancing your current home loan with us.

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Tools to help you research

  • Property and suburb reports

    Want to know more about a property or an area you’re considering buying or selling in? Your complimentary Property Report is customised to your needs, with the latest information on new listings, auctions and recent sales. 

    Show me more

  • Property search

    Find your perfect property sooner with market estimates and affordability snapshots. 

    Take me there

  • Compare home loans

    Compare home loan options and adjust variables like interest rates and loan term.

    Compare home loans

  • Budget planner

    Work out your budget based on household and lifestyle expenses, to get an idea of how much you may be able to afford in repayments.

    Calculate now

  • Home Hub

    Get access to all the property tools and guidance you need in one place in Home Hub within the CommBank app. 

    Check out Home Hub

Start your home buying journey with us today 

Know your borrowing power

Get the confidence to act quickly when the right property comes along

Check conditional approval

Apply for a loan

When you've found a property or want to refinance with CommBank.

Apply for a home loan

Ask a Lending expert

Talk on the phone or in person – whatever works best for you.

Book an appointment

Make informed property decisions with Home Hub

Get access to all the property tools and guidance you need in one place in Home Hub within the CommBank app. 

Check out Home Hub

$699 conveyancing for eligible CommBank customers*

Home-in’s experienced team and secure, award-winning app1 will help guide you through the conveyancing process. Built by CommBank and trusted by thousands of Australian home buyers, receive real-time status updates, six-hour contract reviews2, and one of the industry’s best on-day settlement rates3.  

Learn more about this offer

Manage your loan

CommBank My Property

CommBank My Property redefines how you view, track and manage your home loan online to help you achieve your property goals.

Show me how

Laptop screen of My Property

See all home loan interest rates

Things you should know

  • 1 We Money - Property Innovation of the Year Award (2024), Customer Service Excellence Award - Customer Service Organization of the Year: Small (2023), Finder Innovation Awards - Best Online Customer Service Innovation (2023).

    2 Contracts are reviewed within six business hours 95% of the time (October 2023). To ensure contracts are reviewed within six business hours, customers must upload the entire contract within the Home-in app.

    3 Home-in has one of the highest on-time settlement rates in the industry with 95% of Home-in customers settling on time in 2023.

    * This offer is valid from 6 May 2025. To secure the offer you will need to engage the services of a Home-in partner law firm via the Home-in app on or after this date. If you engaged the services of a Home-in partner law firm via the Home-in app before this date, you are not eligible for this offer. This offer cannot be combined with other Home-in offers.

    This offer is only available to CommBank customers who meet the following criteria:

    (a) have an eligible CommBank transaction account: Smart Access, Complete Access, Everyday Offset, Pensioner Security (excluding Pensioner Security Passbook accounts) or Private Bank Account; and 

    (b) fund an eligible residential property purchase with a CommBank home loan; and

    (c) settle this property purchase using the in-app legal services provided through Home-in.

    This offer only applies to buy-side conveyancing services for residential property purchases in Australia. Home-in does not offer conveyancing services for the purchase of off-the-plan, rural/agricultural, retail or commercial properties, or properties with a purchase price in excess of $5,000,000. Additional fees apply to conveyancing services in respect of complex titles (such as old system, leasehold and company titles), which are excluded from this offer.

    This offer is only available through CommBank’s proprietary channels, it is not available to customers that originate through Bankwest, Unloan or a broker channel. 

    If you settle on a property without meeting the eligibility criteria, this offer will not apply and you will be required to pay the standard list price for your conveyancing services. If you do not ultimately settle on a property purchase with Home-in within 6 months of your first contract review, any disbursements, contract review fees and ancillary service fees incurred will become payable to Home-in at the standard list price.

    The $699 (including GST) offer includes the following conveyancing services: one standard contract review, reasonable negotiation with the vendor’s solicitor, preparation of documents and figures required for settlement and electronic or paper settlement for your property.

    Disbursements are additional and charged at cost. For some property purchases, you may require or request additional services for which we charge a professional fee, such as expedited settlement or usage of a trust account.

    Find out more about Home-in's pricing by visiting home-in.com.au/pricing. Home-in reserves the right to terminate the offer and change the pricing at any time.

    Home-in is a brand of CBA New Digital Businesses Pty Ltd ABN 38 633 072 830 trading as Home-in Digital. CBA New Digital Businesses Pty Ltd is a wholly owned but non-guaranteed subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124. CBA New Digital Businesses Pty Ltd is not an Authorised Deposit-taking Institution for the purposes of the Banking Act 1959 (Cth) and its obligations do not represent deposits or other liabilities of Commonwealth Bank of Australia.

    Applications for finance are subject to the Bank's normal credit approval. Full terms and conditions will be included in the Bank's loan offer. Fees and charges are payable.

    Our calculators and tools provide estimates for your general information only and are based on the accuracy of information input. The estimates are not a quote or a loan offer.

    To be eligible for Wealth Package, you must have a current eligible home loan or line of credit with an initial package lending balance of at least $150,000 when you apply for Wealth Package. The package can be established in the name of one or two individual’s name/s, or in the name of a corporate entity. It cannot be established in the name of a business or family investment trust. Trust loans can however be linked to the trustee package (personal or company package) where the trustee is an applicant (i.e. the borrower) on the loan. For example, a loan held in the name of “John Smith ITF The Smith Family Trust” can have a package established in the name of John Smith as the trustee.

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