Money management tools

Easy to use money management tools to help you stay on top of your finances.  

Track your spending habits

Categorise your spending and see where your money is going.

Start tracking your spending

Keep track of your spending & saving

Stay on top of your bills, set savings goals and more – all in one place.

Discover Money Plan

Budget & save

Reach your money goals with our range of savings tools and tips.

Learn to budget and save

Stay in control of your bills

Predict bills and manage your regular payments and subscriptions in the CommBank app.

Get started with Bill Sense

Identify potential spare cash

Have potential spare cash predicted and identified each pay cycle so you can grow your savings.

Discover Smart Savings

Find grants or rebates you may be able to claim

We can help you find government grants, rebates and concessions.

Try Benefits Finder

Latest offers & deals

CommBank Yello Cashback Offers

Access exclusive shopping offers from your favourite brands.

Discover CommBank Yello Cashback Offers3

Partner discounts & deals

Get more out of being a CommBank customer with great deals on nbnTM and phone plans (including exclusive discounts for business owners) and conveyancing services, as well as access to wholesale electricity prices.

See all partner offers

Customers with eligible health and life policies can utilise the AIA Vitality program to access exclusive shopping vouchers and discounts across a range of brands and gym memberships.

Find out more about AIA Vitality4

Financial support to help manage your repayments

If you’re experiencing temporary financial difficulty or if your circumstances have changed, get in touch with us early for help. We’ll work with you on a personalised basis to find solutions to help manage your loan. 

Support for home loan customers

Home loan support options are available for eligible customers. Take a look at our range of options to help with your repayments.

More about home loan support

Credit card & personal loan support

If you're finding it hard to keep up with credit card or personal loan repayments, see how we can help. 

Get support

Are you experiencing financial difficulty?

Cost of living tips

Hear tips1 from our Personal Finance Expert, Jess Irvine, that may help you with the rising cost of living. 

3 ways to budget your money

How to get help if you’re struggling with the rising cost of living

5 ways to combat the rising cost of living

5 ways to cut your grocery bills

Lower costs on insurance

  • There are a few things you can do to bring costs down on your car, home, health and/or life insurance including:

    • Review your optional cover inclusions and remove any you don’t need 
    • Consider updating the agreed value of your car to adjust your premium
    • Review your building and contents sum insured with the Building Calculator and Contents Calculator to make sure it's up to date
    • Check out our car insurance comparison tool to see which cover is right for you
    • If you have the option, you can also choose to pay your home and car insurance monthly with no additional premium
    • Consider adjusting your excess to reduce your premium, though you’ll pay a higher excess if you need to claim later
    • Check your health insurance rebate levels are still competitive
    • Consider policies which have programs offering additional discounts and benefits

Have a small business? 

We know you have unique needs as a small business owner. We have a range of support options and exclusive offers for business

Find out more  about the right products to support your business

Prepare your business for interest rate rises

Learn how a changing rate environment could impact your business and tips to prepare. 

Business rate rise support

Track your cashflow

See a monthly summary of your incoming and outgoing cash flow on eligible business accounts, at a glance. 

Explore Business cash flow view

Stay in control with Smart Alerts

Set alerts for your Business Transaction Account in the CommBank app or NetBank and we'll instantly tell you if your account balance is low, high, overdrawn or if you've just been paid. 

Explore Smart Alerts

Other resources & support

There are a range of resources that can help you with managing cost of living expenses. These include community and independent resources, as well as government organisations.

As a CommBank customer, you can access three confidential telephone counselling sessions, free of charge. The Customer Support Service provides informal and friendly discussions with a qualified and professional counsellor if you are in need of emotional or psychological support. You can make an appointment by calling 1300 360 793.

Find more support resources

Message us 24/7

Get instant help from Ceba in the CommBank app or connect with a specialist who can message you back. You’ll need CommBank app notifications turned on so you know when you’ve received a reply. 

Message us

Get help

Be aware of scammers who thrive in a cost of living crisis

  • While you’re thinking about how to cut spending or earn extra cash as costs of living continue to increase, scammers are thinking of ways to take advantage of the situation.

    Learn more about scams safety

Things you should know

  • This presentation is intended to provide general information of an educational nature only. As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on this advice, consider its appropriateness to your circumstances. Terms and conditions for the CommBank products and services mentioned should be considered before making any decisions. Applications for finance are subject to approval. Fees and charges may apply.

    Bill Sense is available in CommBank app versions 4.8 or above. We predict your bills based on patterns in your transactions, how much you pay and when. We may not predict all your bills. Our prediction date and amounts may be different from your actual bill. Check your bills and due dates to avoid late fees or paying an incorrect amount. The Bill Sense terms and conditions (look for ‘Bills and payments’) are available within the CommBank app. Bill Sense only includes Principal and Interest Home Loans in the bill calendar and timeline.

    Ongoing eligibility conditions apply, see commbank.com.au/commbankyello for more information and the full terms and conditions. The CommBank Yello Cashback Offers program (‘CommBank Yello Cashback Offers’) rewards you with cashback after you activate (where required) an offer presented to you via the CommBank app and you make a purchase in accordance with the Terms and Conditions of that offer. Cashback is typically received within 14 business days of a qualifying purchase, but in some cases may take longer. If you are not already enrolled, you can enrol if you are at least 18 years old, hold an eligible CommBank credit or debit Mastercard, Business credit card or StepPay digital card and meet the ‘Base eligibility criteria’ in the CommBank Yello Terms and Conditions. CommBank travel money cards, corporate credit cards, business debit cards and pre-paid Mastercards are not eligible. Your participation in CommBank Yello Cashback Offers is governed by the full Terms and Conditions available in the CommBank app.

    4AIA Vitality and AIA Vitality Starter are provided by AIA Australia. Eligibility for membership to the AIA Vitality or AIA Vitality Starter program arises under, and is subject to, the AIA Vitality Terms and Conditions. Access to AIA Vitality or AIA Vitality Starter is dependent upon the insurance product held. AIA Vitality partners, benefits and rewards are subject to change at any time. For the most up-to-date information and to view the AIA Vitality Terms and Conditions, visit www.aia.com.au/en/individual/aia-vitality.html