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The CommBank Small Business App

Emmy, the all-in-one small business payment solution

Emmy, our compact payment terminal, uses Bluetooth to pair with the CommBank Small Business app and turns your Apple or Android smartphone or tablet into a powerful payment tool.

With this solution you can:

  • Get paid sooner
  • Save time running your business by managing admin on the go
  • Focus on what matters most to you and your business.

Get your Emmy device and Small Business app from

$30 per month on Simple Merchant Plan

per month on Simple Merchant Plan.*

Key benefits

Give your customers more ways to pay by accepting a range of payment methods including cash, cheque, BPAY®, bank transfer, debit card and credit card. Then get the funds from card sales into your account on the same day^.

And with EMV chip capabilities and PIN acceptance, Emmy is one of the most secure mobile devices on the market.

A few taps of your finger is all it takes to create paperless estimates and invoices, and email them to your customers on the spot. So you’ll save time on admin and never miss a new business opportunity.

Track the status of estimates and outstanding payments and manage them wherever you are.

Expert support

Expert support

Call anytime for help, 24/7. And if you have an issue with your Emmy device, we can replace it in 4 hours or less**.

Low fee

Low monthly fee

Get it all on a $30 per month Simple Merchant Plan that includes up to $1,500 monthly card turnover plus a Business Transaction Account with no monthly account fee while you stay on the Plan*.

Everday settlement

Everyday settlement

We provide same day settlement^ on the credit and EFTPOS sales your business makes, 7 days a week, 365 days a year.

Read our Small Business app and Emmy FAQs.

View FAQs

Talk to one of our small business specialists today. Call 1800 730 554 or

Things you should know:

BPAY is a registered trademark of BPAY Pty Limited ABN 69 079 137 518.

^ Everyday Settlement is available on transactions made until 10pm AEST for eligible customers with a CommBank business transaction account and a linked CommBank merchant facility.

* Excess usage fees of 1.5% applies to any monthly card turnover over your included amount. Additional fees and charges may apply including $30 chargeback fee (per chargeback) , $110 service cancellation fee and $250 terminal non-return fee. The full fee list will be sent to you once we’ve checked everything successfully.

** In metropolitan and regional areas.

As this advice has been prepared without considering your objectives, financial situation or needs, you should before acting on the advice, consider its appropriateness to your circumstances. Terms and conditions issued by Commonwealth Bank of Australia ABN 48 123 123 124, AFSL 234945, Australian credit licence 234945 for Business Transactions & Savings Accounts are available at or from any of our branches.