Help & support
1.1% flat rate transaction fee1
$29.50 per month terminal rental fee
Offer: $0 terminal rental fee for 6 months2
Apply by 31 December 2022 to get up and running for the first 6 months, on up to 3 terminals.
Surcharging, tipping, digital receipts, and a Lite POS to help manage payments easily.3
Take payments at the table, in-store, on the road or wherever your customers are.
Access apps to provide a better experience for you and your customer.10
Enhanced connectivity with Dual SIM and Wi-Fi.4
Enjoy same day settlement on all sales your business makes, 365 days a year.5
Facilitate payments with accessibility mode and tactile indicators for people living with vision or motor impairment.
Improve your customers’ experience and simplify your business through apps from our App Marketplace.
Download a range of available apps or build customised apps tailored for your business.6
24/7 Australian-based support
Whenever you need us, we have our specialists on standby. We’ll even give you complimentary training on how to use your new terminal.
Protecting you and your customers
Fraud protection to help protect you, your business and your customers.
Accidents happen but we’re ready
If anything happens to your EFTPOS terminal, we’ll get you a replacement within four hours.7
$29.50 per month
Rental fee per terminal
$0 joining fee
With no lock-in contracts8
Non-return fee
If you don't return your terminal when you finish your plan, or it is damaged, you may be charged $500 per terminal
1.1% per transaction
On all Mastercard, Visa, AMEX, JCB, eftpos, and UnionPay transactions
Investigation fee
$30 chargeback fee will cover the investigation if a customer disputes a transaction
A smarter way to take payments, with a sleek, all-in-one EFTPOS terminal
$29.50 per month to rent
1.1% flat rate transaction fee
Versatile and seamless integration with your POS vendor in-store
$29.50 per month to rent
Custom transaction fee pricing
As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on the information, consider its appropriateness to your circumstances. Please view our Merchant Agreement (PDF), Financial Services Guide (PDF) and Operator and User Guides at our merchant support hub.
1 1.1% covers Mastercard, Visa, AMEX, JCB, eftpos, and UnionPay transactions (additional costs may apply for all other cards).
2 The $0 terminal rental fee is available to eligible customers who apply for and open a new merchant terminal, and settle to a CommBank Business Transaction Account on eligible pricing plans. Offer valid until 31 December 2022 and subject to change. The $0 terminal rental fee offer means customers have their terminal rental fees waived for the first 6 months for up to a maximum of 3 terminals, available on Smart, Essential Lite and Essential Plus. The offer is only available at the initial application and can’t be extended to additional terminals after the application has been processed. Offer is not available for group deals (including Alliance Partners). For more information on our range of EFTPOS products and pricing plans, visit commbank.com.au/merchants.
3 Surcharging is a useful tool to recover the costs of processing card payments in your business. However, the value of the surcharge must not exceed the value that it costs you to accept the transaction, you can find more information at commbank.com.au/surcharging.
4 Subject to network coverage and compatible areas.
5 Same day settlement is available on all EFTPOS transactions made before 9.30pm (Sydney/Melbourne time) and all eCommerce transactions made before 5:30pm (Sydney/Melbourne time) for eligible customers with a CommBank transaction account and a linked CommBank merchant facility.
6 App Marketplace available on all Smart terminals with publicly available apps coming soon.
7 Replacement within 4 business hours in all locations except remote areas. 3 to 5 business days for remote areas. A remote area is not serviced by a technician and only phone support is available.
8 For Interchange pricing a joining fee may apply if you settle to another financial provider.
9 A Business Transaction Account is required to settle your transactions, if you apply online through NetBank. You can choose to settle your transactions to an alternate account held with us or another financial service provider by calling our Merchant Sales team on 1800 730 554, any time after your application is finalised. Terms, conditions, fees and charges apply to Business Transaction Accounts and NetBank. Read the Terms and Conditions for Business Transaction and Savings Accounts (PDF) and the Electronic Banking Terms and Conditions (PDF) and consider whether these products are right for you. The target market for this product can be found within the product’s Target Market Determination.
10 Split billing available via an app.
* Available via an accredited POS vendor that provides the feature.
Mastercard and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated. American Express is a trademark of American Express. Visa is a registered Trademark of Visa in the United States. JCB is a registered trademark of JCB International. Union Pay is a registered trademark of UnionPay International Co., Ltd. Eftpos is a registered trademark of eftpos Payments Australia Ltd. Diners Club is the registered trademark of Diners Club International Limited. Verifone is a registered trademark of VeriFone Inc.