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* The associated rate includes a margin below or above the applicable reference rate that applies for new lending only. As at 22 October 2019 the Extra Home Loan reference rate for Owner Occupied home loans is 4.03% and the current Extra Home Loan reference rate for Investment home loans is 4.38% p.a. Extra Home Loan (4 Year Introductory Rate) is only available for first home buyers where none of the applicants have previously owned or currently hold an interest in property anywhere in Australia. At the end of the introductory period, a reduced discount applies for the remaining life of the loan, which will result in the interest rate and repayments increasing at that time.
** To be eligible for a package you must have an initial total home lending balance of $150,000 (the sum of the account balance of eligible home lending and line of credit accounts) and pay an annual package fee of $395. Package rates shown are based on a discount of 0.50% p.a. on the Standard Variable Rate and Viridian Line of Credit, and a discount of 0.15% p.a. on Fixed Rates in a package. Low Doc loans not eligible. Please refer to the Wealth Package Fact Sheet or Mortgage Advantage Fact Sheet for full details.
Applications for finance are subject to the Bank’s normal credit approval including a valuation if applicable. Full terms and conditions are included in the Loan Offer. Fees and charges are payable. An annual fee and eligibility criteria applies to Wealth Package and terms and conditions are available on application.