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Standard Variable Rate home loan

A competitive variable rate home loan with discounts tailored to you, plus access to offset and an extensive range of features.

Partnership offers

Looking for a new home? Moving into a new home? Or just looking for a better NBN and electricity deal? We’ve got you covered. 

Benefit from exclusive offers via our partnerships to deliver savings and value beyond your home loan, with discounts on your energy, internet and more.

Enjoy a discount for the life of your loan

Our Extra Home Loan has a variable interest rate and low fees.2

3.99% CommBank Green Loan

A 10-year secured fixed rate loan designed for existing, eligible home loan customers to buy and install clean energy products such as solar panels, battery packs and solar hot water systems.

Flexible home loan options

We’ve got flexible home loan options to suit your changing lifestyle.


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Things you should know

  • 1 To apply for a Wealth Package, you must have an eligible home loan or line of credit with an initial package lending balance of at least $150,000 at the time of your application. Package lending balance is the sum of the account balance of eligible home lending accounts and the credit limit of Viridian Line of Credit accounts that you have with us at the time you apply for Wealth Package. Eligible home loans include: Standard Variable Rate home loan, Fixed Rate home loans and Viridian Line of Credit. A non-refundable annual fee of $395 is payable in advance. The package can be established in the name of one or two individual’s name/s, or in the name of a corporate entity. It cannot be established in the name of a business or family investment trust. Please refer to the Wealth Package Fact Sheet and Package Terms and Conditions for full details.

    2 Rate/s apply to new lending only and may include a margin below or above the applicable reference rate. The current reference rates can be found here.

    Comparison rates calculated on a $150,000 secured loan over a 25 year term. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rates for variable Interest Only loans are based on an initial 5 year Interest Only period. Comparison rates for fixed or guaranteed Interest Only loans are based on an initial Interest Only period equal in length to the fixed or guaranteed period. During an interest only period, your interest only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan.

    For all our interest rates including interest rates for Interest Only payments, see our Home Loan Interest Rates.

    Subject to credit approval. Fees, charges, terms and conditions apply. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice. You should also read our Financial Services Guide.