Account options

Moved to Australia in the past three months and need to organise your banking quickly? 

Apply online in about 5 minutes. You may have to visit a branch to finish your application.

Everyday Account Smart Access 

A bank account for day-to-day living with the CommBank app to help you easily stay on track and in control of your money. $0 monthly account fee1 for the first year.

Everyday Account Smart Access for students

Enjoy convenient banking with a transaction account for the money you use day-to-day. No monthly account fees if you’re under 30.1

Banking in Australia

  • What should you know?

    Here are some of the things you will need to know in order to manage your money in Australia.

    Tell me more

  • Ways to bank with us

    No matter where you move to in Australia, you can do your banking wherever and whenever suits you.

    Tell me more

  • How to access your money
    once you have arrived

    Opened your Australian bank account and transferred money into it? Learn about what to do next and how to access your money when you need it.

    Explore the options

International Money Transfer

  • Transfer money to your CommBank account

    If you have already set up your bank account, you can send money to your new Australian account straight away. 

    Learn how

  • Send money overseas

    You can also send money overseas using NetBank or the CommBank app with competitive transfer rates and fees. 

    Tell me more

Already bank with us?

The CommBank app can help you stay in control of your money

  • Transaction Notifications: Receive notifications when you pay or are charged for something using your debit or credit card. You can create rules around what types of transactions you are notified about and how often you’re notified. Tell me more
  • Spend Tracker: Have your spending on your credit card put into different categories so you know exactly what you are spending your money on. Tell me more
aerial shot of Australian suburb

Things you should know

  • The target market for this product will be found within the product’s Target Market Determination, available here.

    The advice on this website has been prepared without considering your objectives, financial situation or needs. Because of that, you should, before acting on the advice, consider its appropriateness to your circumstances. Please view our Financial Services Guide (PDF 68KB). Full terms and conditions for the transaction and savings accounts (PDF 660KB) mentioned and Electronic Banking are available here or from any branch of the Commonwealth Bank.

  • Full terms and conditions of the CommBank app are available on the app. The CommBank app is free to download however your mobile network provider charges you for accessing data on your phone. Find out about the minimum operating system requirements on the CommBank app page. NetBank access with NetCode SMS is required.

  • 1 Monthly account fee waived for accounts with at least $2,000 deposited each calendar month (excludes Bank initiated transactions). A monthly account fee waiver will also apply if you’re under 30 years of age. You may also be eligible for a different monthly account fee exemption if you have an aged, disability or war veterans’ pension deposited in your account, have a balance of $50,000 or more in eligible contributing accounts, are reliant on over the counter services because of a disability or have an eligible home loan. Find out more about rates and fees.