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Learn more about how to manage your credit card

Using your interest free period

To get the most out of your credit card, you need to understand how the interest-free period works.

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Understanding your repayments

You might be looking for a new credit card or want to learn more about the different interest rates, fees and charges that may apply to your credit card. 

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Credit card repayment calculator

By paying that little bit extra each month, you can pay off your credit card faster and pay less interest.

Find out how

Ways to manage your credit card

Activate your card

You’ll need to activate and choose a PIN for your new card before you can use it.

It’s quick and easy to do this in NetBank.

Activate now in NetBank

Set up AutoPay

With AutoPay, you can set up an automatic direct debit from your savings or transaction account to cover the full closing balance due each month, a set amount each month or the minimum amount due each month.

Set up AutoPay in NetBank

Switch to online statements

Online statements offer a convenient way to manage your finances, help reduce paper clutter and ease the strain on the environment.

Log on to NetBank

Changing your credit card limit

You can apply to increase or decrease your credit card limit.

Find out how

Upgrade your credit card

Some CommBank credit cards offer even more features and benefits. Find out how to upgrade to one.

Find out how

Add an additional cardholder

Adding an additional cardholder is an easy way to share your CommBank credit card with a family member or friend. Find out how.

Find out how

Lock, block, limit®

Lock, block, limit® is an Australian-first, award-winning security innovation exclusive to CommBank. It gives you the power to control your credit card transactions and enjoy extra security in real-time using the CommBank app or NetBank.

Find out how

CommBank Awards

Earn points quickly when you use your CommBank Awards credit card for daily spending, with no expiry on points. And redeem exclusively instore at Myer and Flight Centre or from over 1,000 Award items.

Find out how

Understanding your statement

Find everything you need to understand your credit card statement.

Find out now