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The Reserve Bank of Australia has increased the cash rate. Find out what this means for your home loan.
Take advantage of our current home loan offers that could help with your new, existing or next property.
Earn 100,000 Yello Points when you apply online and settle an eligible home loan.
Eligibility criteria & T&Cs apply.
Get at least 0.10% p.a. off the advertised rate^^
Get at least 0.10% p.a. off the advertised rate^^ on eligible Simple and Standard Variable Rate home loans with a minimum loan balance of $150,000.
$699 conveyancing**
Home-in’s experienced team and secure, award-winning app will help guide you through the conveyancing process. Built by CommBank and trusted by thousands of Australian home buyers, receive real-time status updates, six-hour contract reviews1, and one of the industry’s best on-day settlement rates2. Plus, eligible CommBank customers can access $699 conveyancing with Home-in**.
Exclusive discounts on More nbn® plans
Get $25 off monthly on new More nbn® plans for 36 months, then $10 off monthly ongoing. Plus, get $25 off a Wi-Fi Router pack with a new nbn® plan.3
Sign up using ConnectID and a CommBank credit or debit card as your online payment method.
Eligible CommBank Yello customers can also earn points on new services and ongoing spend with More. T&Cs apply.
You could get discounts and more with CommBank Yello – our customer recognition program. It’s our way of thanking you for banking with us. Eligibility criteria applies.4
Book instantly to speak to a Home Loan Specialist at a time that suits you.
Redraw, change your repayments or loan type to better meet your needs and more.
Fast-track your call, see expected wait times and connect with a specialist in the CommBank app.
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1 Our target is to complete eligible contract reviews within 6 business hours. This timeframe begins once the complete contract has been uploaded through the Home-in app, all required information has been provided, and any required identity verification has been completed. While we aim to meet this 6-business-hour target wherever possible, additional time may be required if further information, clarification, or documentation is needed. In these circumstances, the 6-business-hour timeframe may not be achievable. Reviews will commence during Home-in’s business hours, Monday to Friday, 9am–5pm Australian Eastern Time (AET). Requests submitted outside these hours will be assessed from the next business day.
2 Home-in has one of the highest on-time settlement rates in the industry with 95% of Home-in customers settling on time in 2026 (January – July).
** This offer is valid from 6 May 2025. To secure the offer you will need to engage the services of a Home-in partner law firm via the Home-in app on or after this date. If you engaged the services of a Home-in partner law firm via the Home-in app before this date, you are not eligible for this offer. This offer cannot be combined with other Home-in offers. This offer is only available to CommBank customers who meet the following criteria:
(a) have an eligible CommBank transaction account: Smart Access, Complete Access, Everyday Offset, Pensioner Security (excluding Pensioner Security Passbook accounts) or Private Bank Account; and
(b) fund an eligible residential property purchase using a new eligible CommBank home loan approved for that purchase; and
(c) settle this property purchase using the in-app legal services provided through Home-in. This offer only applies to buy-side conveyancing services for residential property purchases in Australia. Home-in does not offer conveyancing services for the purchase of off-the-plan, rural/agricultural, retail or commercial properties, or properties with a purchase price in excess of $5,000,000. Additional fees apply to conveyancing services in respect of complex titles (such as old system, leasehold and company titles), which are excluded from this offer.
This offer is only available through CommBank’s proprietary channels, it is not available to customers that originate through Bankwest, Unloan or a broker channel.
If you settle on a property without meeting the eligibility criteria, this offer will not apply and you will be required to pay the standard list price for your conveyancing services. If you do not ultimately settle on a property purchase with Home-in within 6 months of your first contract review, any disbursements, contract review fees and ancillary service fees incurred will become payable to Home-in at the standard list price.
The $699 (including GST) offer includes the following conveyancing services: one standard contract review, reasonable negotiation with the vendor’s solicitor, preparation of documents and figures required for settlement and electronic or paper settlement for your property.
Disbursements are additional and charged at cost. For some property purchases, you may require or request additional services for which we charge a professional fee, such as expedited settlement or usage of a trust account. Find out more about Home-in's pricing by visiting home-in.com.au/pricing. Home-in reserves the right to terminate the offer and change the pricing at any time.
Home-in is a brand of CBA New Digital Businesses Pty Ltd ABN 38 633 072 830 trading as Home-in Digital. CBA New Digital Businesses Pty Ltd is a wholly owned but non-guaranteed subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124. CBA New Digital Businesses Pty Ltd is not an Authorised Deposit-taking Institution for the purposes of the Banking Act 1959 and its obligations do not represent deposits or other liabilities of Commonwealth Bank of Australia. For information about privacy, visit our privacy policy.
3 CommBank has an ownership interest in More. More and CommBank have entered into a strategic alliance agreement. More’s Terms and Conditions are available on the More website. By clicking on any links directing to the More website and commencing sign-up, More will collect and handle your personal information under its collection notices and privacy policy outlined on its website.
For more information about the offer and full offer Terms & Conditions, visit the CommBank More Mobile page and the CommBank More nbn® page.
The offer of a $25 discount off the Recommended Retail Price (RRP) per month on a More nbn® plan for 36 months is available to eligible CommBank customers who sign-up for a new More nbn® plan via the website by 31 March 2027 by completing ConnectID® verification, and using a CommBank credit or debit card at checkout, or for select customers who are notified of their eligibility to apply the offer to an existing More nbn® service via the More customer Portal and who complete ConnectID® verification by 31 March 2027. If you are eligible to apply the 36-month discount to your existing service, you will be notified of your eligibility by More, and this option will be available to you in the More Customer Portal. Not all services and customers are eligible to have the discount applied to an existing service. Eligible CommBank customers may also receive a one-time $25 discount off the RRP of a single Wi-Fi router pack when purchased in the same transaction as a new More nbn® plan. CommBank customers can receive a CommBank discount on a maximum of 2 nbn® services and 2 Wi-Fi router packs per More account (whether under this offer or any other More nbn® offer that has been or may become available to you). Wi-Fi routers available under this offer are as set out on the More website from time to time and are subject to change without notice. To maintain this offer, you must continue to pay for your discounted More nbn® plan with an eligible CommBank online bill payment method. Offer does not apply to additional services, charges or usage outside those that are included with your base monthly plan. The 36 months discount period commences from the day that your nbn® service is activated for new More nbn® services, or from the next billing period after the offer is applied to an eligible existing More nbn® service via the More customer Portal. After this, your plan will revert to the RRP current at that time, subject to an ongoing monthly discount of $10 per month off the RRP so long as you use an eligible CommBank debit or credit card as your online bill payment method. The RRP of More nbn® plans are available on the More website and are subject to change in accordance with More’s Standard Form of Agreement. CommBank and More reserve the right to vary, update or remove this offer at any time. Read full Terms and Conditions for the offer, More's Standard Form of Agreement and policies on More’s website
From 1 October 2026, eligible CommBank Yello customers can earn up to 3,000 CommBank Yello points for each new More nbn®, mobile and mobile broadband service when you keep your service active for 6 months (New Service Points). New Service Points will be credited by CommBank in 6 equal monthly instalments following new service activation (Instalment Period). To access this offer you must qualify to earn CommBank Yello points in accordance with the CommBank Yello Terms and Conditions, sign up using ConnectID®, pay for the transaction using your CommBank card and activate your service within 30 days of purchase. You must continue to qualify to earn CommBank Yello points and pay for your services using an eligible online CommBank bill payment method for the full Instalment Period. If at any point during the Instalment Period, you cease to meet the eligibility requirements, you will forfeit any points that have not yet been credited to your account. CommBank is responsible for administering the CommBank Yello program and the crediting, redemption, expiry and use of CommBank Yello Points are governed by the CommBank Yello Terms and Conditions. CommBank will handle all questions, complaints and disputes relating to CommBank Yello program and/or CommBank Yello points. Offer available until withdrawn on advance prior notice. Full T&Cs apply, see www.more.com.au/policies.
4Ongoing eligibility conditions apply for CommBank Yello. Eligibility is typically assessed at the beginning of each calendar month based on your activity in the previous calendar month. The exact date we complete the assessment and update your eligibility may vary. Offer eligibility conditions also apply and offers may vary between customers. For more information visit commbank.com.au/commbankyello.
There may be tax implications associated with participating in CommBank Yello (such as earning Points, redeeming Rewards, receiving Benefits, or winning prizes). For some information on potential tax implications, please check out our FAQs available at commbank.com.au/Commbank-yello/faqs or seek independent advice from your accountant or tax adviser.
* If you’re a CommBank Yello, Yello Plus, Gold or Diamond customer, you could earn up to 24,000 CommBank Yello points (paid in 12 monthly instalments) in connection with this offer, subject to the eligibility requirements set out below. Customers who qualify for:
This offer applies to any new Amber Electric residential electricity plan, in areas where Amber is available, including NSW, Victoria, SA, ACT and Southeast Queensland. Yello Points are earned per new Amber service customer, per Amber account. To qualify to earn Yello Points under this offer, customers must be eligible for CommBank Yello, qualify for the applicable CommBank Yello tier(s), and become a new Amber service customer by signing up to an eligible Amber Electric plan between 1 October 2026 and 30 September 2027 (inclusive). Customers must have not held an Amber account at any time between 30 September 2025 and 30 September 2026.
Any caps, limits or restrictions on the number of points that may be earned apply as set out here: Yello Points are credited in 12 equal monthly instalments, for a maximum of 12 months per customer. Customers must remain an active Amber service customer with a current Amber monthly subscription and continue to meet the applicable CommBank Yello eligibility at time of points being credited, to remain eligible for the monthly instalments. If a customer ceases to be an Amber service customer, they will still receive the instalment for the calendar month in which they ceased to be a customer (credited in the following month), but will not receive any further instalments, and no instalments already credited will be reversed. The redemption, expiry and use of CommBank Yello Points are governed by the CommBank Yello Terms and Conditions available at commbank.com.au/commbank-yello. CommBank Yello points earned under this offer are not transferable to any other person and are linked solely to the CommBank Yello account of the customer who earned them. Amber and/or CommBank reserves the right to withdraw, vary or substitute this offer and/or the CommBank Terms and Conditions at any time
5 To be eligible to receive these CommBank Yello benefits, you must meet the eligibility criteria for the CommBank Gold or CommBank Diamond tier in the CommBank Yello program. Benefit and offer terms and conditions may also apply. Ongoing eligibility criteria applies for CommBank Yello. For full terms and conditions and more information on benefits and offers, see commbank.com.au/commbankyello
^^Discount applies to advertised rates and may differ from pricing available through other channels. Discount margin offers are subject to change. Terms, conditions, fees, charges, lending and eligibility criteria apply. Offer is available for new lending over $150,000 for Standard Variable Rate and Simple Home Loan when you apply online. Rates are subject to change and the discount margin offer may be withdrawn at any time.
