Save with our low 2 Year Fixed Rate home loan (Owner Occupied) with our Wealth Package

1.99 % PA
Principal and Interest rate
3.94 % PA
Comparison rate*

Includes 0.15% p.a. discount with no establishment fee or monthly loan service fees. Minimum package lending balance from $150,000.1 Comparison rate warning.

For a limited time only, lock in our low fixed rate with the rate lock feature at the reduced fee of $375. Conditions apply. (Rate lock is an optional feature that protects you against rate rises before your loan is funded~learn more about rate lock.)

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Features & benefits


Lock in a great rate so you know what your repayments will be and can confidently plan for the future.

Split your loan

Enjoy the flexibility of a split loan – how you choose to split it is up to you.

More about splitting

Wealth Package

Enjoy discounts on eligible loans and credit cards.

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Choice of repayments

Choose to pay weekly, fortnightly or monthly.

$2,000 cashback when you switch your home loan to us

Apply by 31 December 2021 and have your loan funded by 31 March 2022. Minimum refinance amount $250,000. Not available for Bridging Loans.

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Couple reviewing home loan details

Already have a home loan with us?

You can switch or refix your existing home loan online

  • To switch in NetBank, go to 'Settings' and then select 'Change to fixed rate / refix home loan'. 
  • In the CommBank app, go to your home loan, tap ‘Manage loan’ then select ‘Change your loan’

Change in Netbank

Check your home loan

Split your loan

You can also split your home loan and enjoy the best of fixed and variable.

Call 13 2224

More about splitting your home loan

Things you should know

1 Package requires at least $150,000 in package lending balance, and an annual fee of $395 applies. Package lending balance is the sum of the account balance of eligible home lending accounts and the credit limit of Viridian Line of Credit accounts that you have with us at the time you apply for Wealth Package. Eligible home loans are limited to those accounts that can be included in the Wealth Package.

* Comparison rate calculated on a $150,000 secured loan over a 25 year term. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rates for variable Interest Only loans are based on an initial 5 year Interest Only period. Comparison rates for fixed or guaranteed Interest Only loans are based on an initial Interest Only period equal in length to the fixed or guaranteed period. During an interest only period, your interest only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan.

Applications for finance are subject to the Bank's normal credit approval. Full terms and conditions are included in the Loan Offer. Other fees and charges are payable.