Account options

Our everyday bank accounts feature benefits designed for people moving to Australia.

Why not organise your banking before you get on the plane? It only takes 5 minutes.

Everyday Account Smart Access 

A bank account for day-to-day living with the CommBank app to help you easily stay on track and in control of your money. $0 monthly account fee1 for the first year.

Everyday Account Smart Access for students

Enjoy convenient banking with a transaction account for the money you use day-to-day. No monthly account fees if you’re under 30.2

Banking in Australia

  • How to access your money once you have arrived

    Opened your Australian bank account and transferred money into it? Learn about what to do next and how to access your money when you need it.

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  • What you need to know

    You don't need to wait until you arrive to start getting your banking organised. Here are some of the things you will need to know in order to manage your money in Australia.

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  • Ways to bank with CommBank

    No matter where you move to in Australia, you can do your banking wherever and whenever suits you, however you like.

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Making the move

  • Make moving to Australia easier with our moving to Australia checklist.

    Take a look

International Money Transfers

  • What you need to know

    Receive money from overseas easily and securely with an International Money Transfer.3

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  • Send money today

    Easily send money to your new CommBank account.

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Things you should know

  • 1 After the initial 12 month period, a monthly fee applies unless you are eligible for a further waiver. Monthly account fee waived for accounts with at least $2,000 deposited each calendar month (excludes Bank initiated transactions). A monthly account fee waiver will also apply if you’re under 30 years of age. You may also be eligible for a different monthly account fee exemption if you have an aged, disability or war veterans’ pension deposited in your account, have a balance of $50,000 or more in eligible contributing accounts, are reliant on over the counter services because of a disability or have an eligible home loan. Find out more about rates and fees.

    2 A monthly account fee waiver will apply if you’re under 30 years of age, or if you deposit at least $2,000 each calendar month (excludes Bank-initiated transactions). You may also be eligible for a different Monthly Account Fee exemption if you have an aged, disability or war veterans’ pension deposited in your account, have a balance of $50,000 or more in eligible contributing accounts, are reliant on over the counter services because of a disability, or have an eligible home loan. Find out more about rates and fees.

    3 A fee up to $11 AUD may apply.

    The target market for this product will be found within the product’s Target Market Determination, available here.

    The advice on this website has been prepared without considering your objectives, financial situation or needs. Because of that, you should, before acting on the advice, consider its appropriateness to your circumstances. Please view our Financial Services Guide (PDF 68KB). Full terms and conditions for the transaction and savings accounts (PDF 660KB) mentioned and Electronic Banking are available here or from any branch of the Commonwealth Bank.