Account options

Our everyday bank accounts feature benefits designed for people moving to Australia.

Why not organise your banking before you get on the plane? It only takes 5 minutes.

Everyday Account Smart Access 


A bank account for day-to-day living with Australia’s #1 banking app1 to help you easily stay on track and in control of your money. $0 monthly account fee2 for the first year.

Everyday Account Smart Access for students


Enjoy convenient student banking with a transaction account for the money you use day-to-day. Your student account comes with $0 monthly account fee while you study.3

Banking in Australia

  • How to access your money once you have arrived

    Opened your Australian bank account and transferred money into it? Learn about what to do next and how to access your money when you need it.

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  • What you need to know

    You don't need to wait until you arrive to start getting your banking organised. Here are some of the things you will need to know in order to manage your money in Australia.

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  • Ways to bank with CommBank

    No matter where you move to in Australia, you can do your banking wherever and whenever suits you, however you like.

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Making the move

  • Make moving to Australia easier with our moving to Australia checklist.

    Take a look

International Money Transfers

  • What you need to know

    Receive money from overseas easily and securely with an International Money Transfer.4

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  • Send money today

    Easily send money to your new CommBank account.

    Find out more

Things you should know

  • 1 The Forrester Digital Experience ReviewTM: Australian Mobile Banking Apps, Q3, 2020. Forrester Research does not endorse any company included in any Digital Experience ReviewTM report.

    2 After the initial 12 month period, a monthly fee applies unless you are eligible for a further waiver. Monthly account fee waived for accounts with at least $2,000 deposited each calendar month (excludes Bank initiated transactions). A monthly account fee waiver will also apply if you’re under 25 years of age. You may also be eligible for a different monthly account fee exemption if you have an aged, disability or war veterans’ pension deposited in your account, have a balance of $50,000 or more in eligible contributing accounts, are reliant on over the counter services because of a disability or have an eligible home loan. Find out more about rates and fees.

    3 Student discounts apply if you are a tertiary student at an educational institution located in Australia or are undertaking an Australian Apprenticeship.

    Monthly account fee waived once you show us suitable student identification or confirmation of enrolment in branch. The waiver will be applied based on the expiry date listed on your Student ID. If your studies exceed 5 years, you will need to visit a branch and present your student ID again after 5 years to continue receiving the waiver.

    4 A fee up to $11 AUD may apply.

    The target market for this product will be found within the product’s Target Market Determination, available here.

    The advice on this website has been prepared without considering your objectives, financial situation or needs. Because of that, you should, before acting on the advice, consider its appropriateness to your circumstances. Please view our Financial Services Guide (PDF 68KB). Full terms and conditions for the transaction and savings accounts (PDF 660KB) mentioned and Electronic Banking are available here or from any branch of the Commonwealth Bank.