Money management tools

Easy to use money management tools to help you stay on top of your finances.  

Keep track of your spending & saving

Stay on top of your bills, set savings goals and more – all in one place.

Discover Money Plan

Stay in control of your bills

Predict bills and manage your regular payments and subscriptions in the CommBank app.

Get started with Bill Sense

Track your spending habits

Categorise your spending and see where your money is going.

Start tracking your spending

Budget & save

Reach your money goals with our range of savings tools and tips.

Learn to budget and save

Identify potential spare cash

Have potential spare cash predicted and identified each pay cycle so you can grow your savings.

Discover Smart Savings

Find the latest government grants or rebates you may be able to claim

Answer a few simple questions in NetBank or the CommBank app and we’ll help you find grants, rebates and concessions you may be eligible to claim. 

Try Benefits Finder

Financial support to help manage your loan repayments

If you’re experiencing temporary financial difficulty or if your circumstances have changed, get in touch with us early for help. We’ll work with you on a personalised basis to find solutions to help manage your loan. 

Support for home loan customers

Home loan support options are available for eligible customers. Take a look at our range of options to help with your repayments.

More about home loan support

Credit card & personal loan support

If you're finding it hard to keep up with credit card or personal loan repayments, see how we can help. 

Get support

Are you experiencing financial difficulty?

Cost of living tips

Hear tips1 from our Personal Finance Expert, Jess Irvine, that may help you with the rising cost of living. 

3 ways to budget your money

How to get help if you’re struggling with the rising cost of living

5 ways to combat the rising cost of living

5 ways to cut your grocery bills

Lower costs on insurance

  • There are a few things you can do to bring costs down on your car, home, health and/or life insurance including:

    • Adjusting your excess to reduce your premium 
    • Review your optional cover inclusions and remove any you don’t need 
    • Update the agreed value of your car
    • Review your building and contents sum insured with the Building Calculator and Contents Calculator
    • Check out our car insurance comparison tool
    • You can also choose to pay your home and car insurance monthly with no additional premium

Have a small business? 

We know you have unique needs as a small business owner. We have a range of support options and exclusive offers for business

Prepare your business for interest rate rises

Learn how a changing rate environment could impact your business and tips to prepare. 

Business rate rise support

Track your cashflow

See a monthly summary of your incoming and outgoing cash flow on eligible business accounts, at a glance. 

Explore Business cash flow view

Stay in control with Smart Alerts

Set alerts in the CommBank app or NetBank and we'll instantly tell you if your account balance is low, high, overdrawn or if you've just been paid. 

Explore Smart Alerts

Latest offers & deals

CommBank Yello Cashback Offers

Access exclusive shopping offers from your favourite brands.

Discover CommBank Yello Cashback Offers

Partner discounts & deals

Get more out of being a CommBank customer with great deals on nbnTM and phone plans (including exclusive discounts for business owners) and conveyancing services, as well as access to wholesale electricity prices.

See all partner offers

Customers with eligible health and life policies can utilise the AIA Vitality program to access exclusive shopping vouchers and discounts across a range of brands and gym memberships.

Find out more about AIA Vitality

Other resources & support

There are a range of independent resources that can help you with managing cost of living expenses.

Community & independent resources

  • MoneySmart has a number of resources to help you with managing cost of living expenses.
  • The National Debt Helpline  is a not-for-profit service that can help you with debt. Access free, confidential financial counselling directly from their website or chat to a financial counsellor.
  • Way Forward is a not-for-profit organisation to assist with long-term financial difficulty and managing debts. If you have debts across multiple organisations and your circumstances are unlikely to change for some time, call Way Forward on 1300 045 502.
  • AskIzzy is a free and anonymous website that connects people in need with housing, a meal, money help, family violence support, counselling and much more.

Find more support resources

Message us in the CommBank app

If you're experiencing financial difficulty or need support with repayments, our virtual assistant can help you find answers or connect you to a specialist to discuss your options.

How to message us

Be aware of scammers who thrive in a cost of living crisis

  • While you’re thinking about how to cut spending or earn extra cash as costs of living continue to increase, scammers are thinking of ways to take advantage of the situation.

    Tell me more

Things you should know

  • 1This presentation is intended to provide general information of an educational nature only. As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on this advice, consider its appropriateness to your circumstances. Terms and conditions for the CommBank products and services mentioned should be considered before making any decisions. Applications for finance are subject to approval. Fees and charges may apply.