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Get $20 off with DoorDash and access to a 3 month DoorDash DashPass (with unlimited $0 delivery fees) when you open your first transaction account by 6 July 2025.^
Everyday Smart Access account
A day-to-day bank account for living and working in Australia.
You can open an Everyday Smart Access account up to 14 days before you arrive in Australia, or within 12 months after arriving.
Once you’re in Australia, visit any CommBank branch where you’ll need to provide identification documents and tax residency details before you can use your new account.
Features & benefits
Everyday Smart Access account for students
A bank account for students to pay for everyday things with ease, so you focus on your studies.
You can open an Everyday Smart Access account for students up to 14 days before you arrive in Australia, or within 12 months after arriving.
Once you’re in Australia, visit any CommBank branch where you’ll need to provide identification documents and tax residency details before you can use your new account.
Features & benefits
Verify your identification at any CommBank branch in Australia to start using your digital Debit Mastercard in the CommBank app. You can use it to shop in-store or online, pay bills or set up recurring payments.
Note, we're unable to accept visitor visas under subclass 600, 601 or 651.
If you are already in Australia and arrived more than 12 months ago, please apply here.
Once you arrive in Australia, visit your chosen branch to collect your Debit Mastercard.9
You will need to provide your ID for verification at a CommBank branch within 20 days of opening your account or it may close automatically. You can reapply at any CommBank branch.
Make sure you bring:
Start banking straight away after your identification check.
Download the CommBank app3 or log on to NetBank to:
^DoorDash x CBA Offer eligibility criteria: To be eligible to receive $20 off a DoorDash order and access to a 3 month free period for DoorDash DashPass, you must open a new CommBank Everyday Smart Access account online or in branch between 26 May 2025 (12:01am, AEST) and 6 July 2025 (11:59pm, AEST) and make a minimum deposit of $100 (AUD) or more in one transaction (eligible deposit) before 10 August 2025 (11:59PM, AEST). Offer available for new customers and single account holders only. Excludes new joint accounts. The offer is valid on your first Everyday Smart Access account opened only. Customer eligibility criteria: To be eligible for the offer you must (a) have never held an Everyday Smart Access Account before, (b) be 18 years of age or over, (c) provide a valid email address when opening your new Everyday Smart Access account and be registered to NetBank. Eligible deposit: The eligible deposit must be a single deposit of $100 AUD (or more) which is settled (not pending) by 11:59PM, AEST 10 August 2025. The eligible deposit can be (a) payments or transfers from a third-party account including accounts with another financial institution where you are the account holder, joint account holder or a cardholder or (b) cash deposit at an ATM or CommBank branch. The following payments are not considered eligible for the eligible deposit: (a) Payments or transfers from another CommBank account where you are the account holder, joint account holder or a cardholder or (b) Payments or transfers from accounts that are associated with your CommBank customer record (including where you are not the account holder) through transferring between your own accounts, or other accounts related to you within CommBank.
Offer Redemption: Eligible customers will receive instructions on how to redeem the $20 off a DoorDash order and access to the 3-month free period for DoorDash DashPass via the email address provided to CommBank at the time of applying for the Everyday Account. The offer redemption instructions will be emailed to your email address within 45 days once you meet the DoorDash x CBA Offer eligibility criteria. The new Everyday Smart Access account must remain open during this period in order to receive the offer. Limited to one offer per eligible account per customer. This offer is not available in conjunction with any other Everyday Smart Access account offer. This offer may be withdrawn, amended, or extended at any time.
$20 off a DoorDash Order: New eligible CommBank customers only. Use your unique promo code provided by CommBank to receive $20 off your DoorDash order. Only on orders $20+ (excluding fees). Max discount is $20. At select stores only and excludes alcohol. One redemption per person. This promo code is valid until 31 October 2025 (11:59pm, AEST). If you have not received the promo code, please refer to FAQs. Fees & terms apply. DoorDash DashPass Redemption: Offer strictly valid for customers of the Commonwealth Bank of Australia ABN 48 123 123 124 (CommBank) who successfully redeemed the offer to receive $20 off their DoorDash order using their unique promo code by CommBank (CBA Offer). Offer is for users to receive a free 3-month subscription to DashPass valued at $29.97 incl. GST ($9.99 incl. GST per month). To redeem the offer, users must sign up for DashPass by 11:59pm AEDT on 30 November 2025 using the unique URL provided in the DashPass offer email from DoorDash. This email will be sent to the address linked to the DoorDash account the customer used to redeem the CBA offer. Free DashPass period starts from the day the user successfully signs up to DashPass. If you are an existing DashPass member, you are eligible to redeem the offer provided that you cancel your current DashPass subscription and follow the redemption requirements above to redeem the offer. Unless cancelled before expiry of the free period, the user’s DashPass subscription will automatically renew at DoorDash’s then current standard monthly fee (currently $9.99/month incl. GST) plus any other applicable charges. Full DashPass T&Cs apply - see www.doordash.com/terms. By redeeming the offer, users agree to comply with these terms. Users may cancel their DashPass subscription at any time during the 3-month period without incurring any charges. Must have or create a valid DoorDash account with a valid form of accepted payment on file. Cannot be exchanged, redeemed or substituted for cash or other currency. Non-transferable. Subject to applicable laws, DoorDash may vary, update or cancel this offer at any time. By redeeming the offer, you agree that DoorDash may share offer redemption details with CommBank. See DoorDash Privacy information here and CommBank Privacy Policy here.
1 To gain full access to your account, an Australian residential address will need to be provided when you visit a Commonwealth Bank of Australia branch to be identified.
2 Ongoing eligibility conditions apply for CommBank Yello. Offer eligibility conditions also apply and offers may vary between customers. For more information visit commbank.com.au/commbankyello.
3 Full terms and conditions of the CommBank app are available on the app. The CommBank app is free to download however your mobile network provider charges you for accessing data on your phone. Find out about the minimum operating system requirements on the CommBank app page. NetBank access with NetCode SMS is required.
4 QR Cardless deposits and QR Cardless withdrawals can only be completed with the CommBank app on CommBank app registered devices at a CommBank ATM (only available to QR Cardless eligible CommBank accounts). Daily deposits and withdrawals limits apply. Full terms and conditions in the CommBank app. See also QR Cardless Deposits and QR Cardless Withdrawals.
5 Lock, Block and Limit enables customers with card account access to lock certain transaction types and unlock them only when needed. Excludes transaction flagged as recurring (e.g. direct debits), and transactions not sent to us for authorisation, or made via Tap & Pay set up on an Android device. Other conditions apply.
6 We’ll automatically apply a waiver to the Monthly Account Fee for 12 months on the Smart Access account if you apply via this button. Find out more about rates and fees. After the initial 12-month period, a monthly fee applies unless you are eligible for a further waiver. A Monthly Account Fee waiver will also apply if you’re under 30 years of age, or if you deposit at least $2,000 each calendar month (excludes Bank initiated transactions). You may also be eligible for a different Monthly Account Fee exemption if you have an aged, disability or war veterans’ pension deposited in your account, have a balance of $50,000 or more in eligible contributing accounts, are reliant on over the counter services because of a disability or have an eligible home loan. Find out more about rates and fees.
7 A monthly account fee waiver will apply if you’re under 30 years of age, or if you deposit at least $2,000 each calendar month (excludes Bank-initiated transactions). You may also be eligible for a different Monthly Account Fee exemption if you have an aged, disability or war veterans’ pension deposited in your account, have a balance of $50,000 or more in eligible contributing accounts, are reliant on over the counter services because of a disability, or have an eligible home loan. Find out more about rates and fees.
8 If you are aged under 14 years of age, please apply for a Smart Access Account for Youth once you arrive.
9 To ensure that your card is ready and waiting for you at your chosen branch, you must have opened your account online more than 7 days before arriving in Australia. If you opened your account less than 7 days before, or after you arrive in Australia, or you opened your account as a student, your Debit Mastercard will be mailed out to your Australian address once ID has been verified in branch.
10 The recipient needs to have an Australian bank account (with BSB and account number) and have an active mobile phone number.
11 Canstar 2024 Digital Banking Bank of the Year.
The target market for this product will be found within the product’s Target Market Determination, available here.
The advice on this website has been prepared without considering your objectives, financial situation or needs. Because of that, you should, before acting on the advice, consider its appropriateness to your circumstances. Please view our Financial Services Guide. Full terms and conditions for the transaction and savings accounts mentioned and Electronic Banking are available here or from any branch of the Commonwealth Bank.
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