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Loans for builders and renovators

Whether you’re building your dream house or renovating your current place, we can help you with a loan that best meets your needs, and help you carry out a successful project.

Our Construction loan

With this flexible loan option, funds are only drawn down as your builder completes various stages of your home. So you only pay interest on the money you’re using for any particular stage. Find out more about our Construction loan.

Line of credit (Viridian)

This is ideal if you want to renovate, as you can withdraw as much or as little as you need (up to your credit and daily card limits). The line of credit (Viridian) enables you to better manage the finance for your renovations.

Apply now

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Standard Variable Rate Home Loan

Enjoy the flexibility of our Standard Variable Rate Home Loan. Our optional add-ons allow you to customise your loan to suit your needs.

Base Variable Rate (Economiser)

If you’re after a simple home loan that will save you money, the Economiser Home Loan could be right for you. It offers limited features at a lower interest rate.

Increase your existing home loan

If you have an existing home loan with us you also have the choice to increase it, putting the extra funds you need at your fingertips. Best of all, you can choose when you’d like your funds, even within 24 hours of applying.

Apply now in NetBank

Talk to an expert

To find out which loan best suits your needs, email one of our home loan experts to arrange an appointment, locate an expert nearest you or call 13 2224.


  • Important information
    Applications for finance are subject to the Bank’s normal credit approval including a valuation if applicable. Full terms and conditions are included in the Loan Offer. Fees and charges are payable.