The Home Loan Protection premium estimate generated by the calculator is based on the information you've provided. The calculator does not provide you a binding quote and is not an application for cover. When you apply for insurance, the actual price may differ. Any information provided has been prepared without considering your objectives, financial situation or needs. Before acting on this information, consider its appropriateness to your circumstances. Loan Protection insurance is issued by The Colonial Mutual Life Assurance Society Limited ABN 12 004 021 809 AFSL 235035(CMLA) a wholly owned but non-guaranteed subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124 (the Bank). The Bank does not guarantee the products provided by CMLA. A Product Disclosure Statement (PDS) is available online, from any Commonwealth Bank branch or by calling 13 3982 and should be considered when making any decision about Loan Protection. You should read the PDS to find out more about benefits, limits, exclusions (including pre-existing conditions) and waiting periods. You can also download the Bank's Home Loan Protection Financial Services Guide (FSG).