Commonwealth Bank

All you need to get started

We have a range of home loans to suit your needs, from buying a home, refinancing or investing.

Compare our home loans

2 Year Fixed Package Rate*

Interest rate3.99%PA

Comparison Rate5.00%PA

Our 2 year fixed home loan package rate* is the lowest it’s ever been. Plus you enjoy the peace of mind of knowing exactly how much you will be paying each month.

Learn more

Talk to us

Ready to apply or would you like to discuss your home loan needs?

Speak to a home lending specialist on 1800 006 736

Open from 8am – 8pm Monday – Friday


Already a customer banking online with us?

Save time by using your NetBank details.

Make appointment in NetBank

New customer or don't bank online with us?

Make an appointment online


Things to know before you Can:

* Package requires $150,000 in total home lending, and an annual fee of $395 applies. Rate Lock allows you to lock in the interest rate for a period of 90 days effective from the date we process your request. Rate Lock is only available at application and a fee applies. At the end of the fixed rate period, the interest rate converts to the then current Standard Variable Rate, less any applicable package discount specified in your Loan Contract.

All comparison rates are calculated on the basis of secured credit of $150,000 over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Major banks refer to NAB, ANZ and Westpac and includes St George Bank. Interest rates are subject to change. Applications are subject to credit approval. Eligibility criteria and other conditions may apply to some loans. Full terms and conditions will be included in our loan offer. Fees and charges may be payable. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on this advice. Commonwealth Bank of Australia ABN 48 123 123 124. Australian credit licence 234945.