Bank accounts for day-to-day living with award-winning features to help you stay on track and in control of your money.
Everyday account for everyone
Our Smart Access account comes with a Debit Mastercard you can use for shopping in-store and online. Plus, pay no monthly account fee if you're under 25 or deposit at least $2,000 each month or meet other conditions.1
1 Monthly account fee waived for accounts with at least $2,000 deposited each calendar month (excludes Bank initiated transactions). A monthly account fee waiver will also apply if you’re under 25 years of age, or you’re a full-time or part-time tertiary student at an Australian educational institution or undertaking an Australian Apprenticeship on Student Options. You may also be eligible for a different monthly account fee exemption if you have an aged, disability or war veterans’ pension deposited in your account, have a balance of $50,000 or more in eligible contributing accounts, are reliant on over the counter services because of a disability or have an eligible home loan. Find out more about rates and fees.
2 Not available on Pensioner Security Accounts and Business Transaction Accounts
3 Our 100% security guarantee protects you from unauthorised transactions on personal and business accounts when you protect how you access your accounts and tell us if something is wrong. Tell me more.
The target market for these products will be found within the product’s Target Market Determination, available here.
Full terms and conditions of the CommBank app are available on the app. The CommBank app is free to download however your mobile network provider charges you for accessing data on your phone. The CommBank app is available on Android operating systems 4.1+ and iOS operating system 8.0+. NetBank access with NetCode SMS is required.