Suite talk: Christine Holgate
Our latest perspectives
How ISO 20022 is powering a global payment revolution
ISO 20022 is transforming global payments, enhancing speed, transparency and efficiency as institutions race to meet the deadline.
Turning the Tables
Founder of Artemus Group Adam Flaskas is transforming Brisbane's Howard Smith Wharves into a dining hotspot with sustainability in mind.
Opportunities for issuers emerge amid evolution of syndicated loan markets
Borrowers now have more options for diversifying debt-financing sources, enabling them to meet demand across the full credit spectrum.
Follow the data to make better business decisions
Stay ahead of the curve with CommBank iQ’s insights on Australian spending habits and how they can inform strategic business decisions.
CommBank iQ helps Kayo Sports win by going local.
Kayo Sports (Kayo), partnered with CommBank iQ to enable a new approach to subscription growth in the lead up to the AFL and NRL seasons.
Australian business sends $150k to scammer
BEC scams are very effective if you don’t know what to look out for. See examples and learn how to avoid being scammed.
It’s time to phase out cheques
Australia contemplates a closing date for cheques, rising costs, lower productivity and declining consumer adoption.
Why some businesses are accelerating solar and battery storage plans
In the last 12 months, the number of businesses planning on investing in commercial solar has multiplied.
The digital experience your customers expect
As customers become more digitally savvy, the challenge is to build digital platforms around people.
Going for gold: the business of winning on and off the field, thanks to Visa.
CommBank features parallels with Olympic athletes and Business owners
Shaping tomorrow's energy future
The roadmap to net zero is complicated but we have experts navigating the path.
A roadmap to net-zero cities
Carbon markets are a powerful transitional tool in the journey to net zero and Australia is very well placed to supply the full spectrum of high-in...
Australia’s golden opportunity to lead the world in carbon credits
Carbon markets are a powerful transitional tool in the journey to net zero and Australia is very well placed to supply the full spectrum of high-in...
The changing face of farming explored at Beef
CommBank presented at Beef Australia, Beyond Beef: Charting the Path to CN30, exploring the outlook for the beef sector.
FI bond issuance builds on record 2023 as Kangaroo market deepens
For financial institution (FI) bonds, Australian dollar issuance levels so far in 2024 have been building on records set last year in several areas.
Why businesses must ride the real-time payments wave
The creation of an array of new real-time capabilities, will revolutionise the way consumers and businesses make and receive payments.
Realise the opportunity: understanding mandatory climate-related financial reporting
Mandatory climate-related financial disclosures will likely be rolled out for many large organisations from January 2025.
Bullish outlook for beef sector
CommBank presents at Beef 2024, Beyond Beef: Charting the Path to CN30, exploring the outlook for the beef sector.
Get ready and get ahead: preparing for mandatory climate-related financial reporting
Mandatory climate-related financial disclosures will likely be rolled out for many large organisations from January 2025. How can your business be ...
Connecting capital to accelerate the transition to net-zero
As the shift to sustainable energy picks up pace, experts and investors are working together to accelerate the deployment of capital to fund the tr...
The balancing act of succession planning
Succession planning can be a complex issue to tackle for many farming families, with much at stake.
Electric buses help race to net zero
With state governments and private bus operators all racing to transition their bus fleets to electric by 2050, financing has a critical role to pl...
Technology again reshaping professional services leadership
As new digital tools reshape professional services delivery, leaders are looking closely at which skills their firms need to thrive.
Why there’s no one-size-fits-all solution to business cash flow challenges
Evidence of persistent cash flow challenges can be seen across the Australian business landscape.
Businesses think long-term about assets that drive cost and carbon-efficiency
In the face of rising costs and sustainability imperatives, businesses are exploring new ways to become more efficient and eco-conscious energy con...
How workforce diversity can help emerging regional manufacturing centres thrive
Building a more gender-equal and diverse manufacturing workforce is crucial to bridging labour shortages and modernising the sector.
Driving the competitive edge that keeps SA’s manufacturing sector on the world stage
With goals to open ‘unparalleled opportunity’, the South Australian government’s Advanced Manufacturing Strategy is set to make the state’s manufac...
Local bond issuers turn to US private placements
Early 2023 was a relatively unstable period for debt markets fuelled by increasing interest rates, regional US bank failures and rising inflation. ...
Incentives for Aussie businesses to go EV
As Australian businesses search for ways to accelerate their progress towards net zero emissions targets, many are choosing to transition their com...
Upcycled waste takes the heat out of cement’s emissions
Australia's manufacturing sector requires huge amounts of heat and that hasn't really changed since our first factories were built. While there's n...
Agtech at the forefront of cereal breeding programs
Agtech adoption and development of new technologies are critical to Australia's agricultural sustainability, profitability, and resilience. CommBan...
Finance powering Australia's renewable energy future
Conditions couldn't be better at Nyngan Solar Farm, seven hours inland from Sydney. Sun beats down on the 250-hectare site, where fields of solar p...
CommBank’s cutting-edge tool for building sustainability upgrades
With commercial buildings accounting for around 24 per cent of Australia’s national electricity consumption and 10 per cent of national greenhouse ...
EV sector confronts industry challenges head on
Australia has witnessed a rapid acceleration in the adoption of electric cars, with the Electric Vehicle Council reporting more than a 120 per cent...
The eCommerce trends set to accelerate in 2024
Consumers will be even more selective, payment flexibility and innovation will be vital, and new tools to boost online security will gain momentum.
Solar benefits for businesses
To decide whether solar is the right choice for your business, certain inputs can help. Here are the key considerations.
Win-win for Uralla farmers as production optimisation unlocks environmental benefits
NSW livestock producers Hamish and Jess Webb used a CommBank Agri Green Loan to cover start up costs to a soil carbon project that could deliver mo...
Top new strategies businesses are using to boost cash flow
Businesses across Australia are looking at all options to free up cash amid persistent inflation and rising cost pressures.
How cybersecurity experts from top firms manage risks and responses
Professional services firms are strengthening cyber resilience to protect their businesses and clients. Three industry experts share their views on...
6 things we learned about climate tech at SXSW Sydney
As experts debated the pathways to seed, accelerate and scale climate tech innovation for a net-zero future, here’s what we discovered.
8 things cyber experts want us to know about AI right now
Thought-leaders, industry experts and innovators converge at SXSW Sydney to peer into the future and discuss the rise of generative AI in cybersecu...
Yaala Sparkling
Yaala Sparkling: increasing First Nations representation in the native food industry
Helping business customers stay ahead of scammers
Australians are losing hundreds of millions to investment scams. CommBank is staying at the forefront of scam and fraud prevention technology, so b...
Championing change for Aboriginal Housing Company
The Aboriginal Housing Company is paving the way for Indigenous communities in NSW with its residential support and community connection.
Step into the future at SXSW Sydney
Where tech, entertainment and education converge for a festival of ideas and future-think.
Strengthening the business case for productive assets
While economic conditions remain uncertain, many businesses continue to lift investment in assets that can boost productivity and efficiency.
Optimising investment in electric vehicles as business adoption set to soar
Businesses are poised to lead the expansion of Australia’s electric vehicle market. We explore top tips and lesser-known financial incentives that ...
How to defend your cloud-hosted network from cyber threats
We explore how to secure your cloud-hosted network against increasingly sophisticated cyber attacks.
Firms are making it personal when competing for top talent
Professional services firms are finding new ways to attract and retain good people in a stubbornly tight labour market. Two law firm leaders share ...
Lessons from the top: what it takes to win in sport and business
The CommBank Matildas’ rise to sporting superstardom provides a timely reminder about what it takes to succeed.
The importance of strong relationships for one of Australia’s top hotel owners
Salter Brothers has enviable reputation for completing record-breaking hotel deals.
CommBank launches Australian banking first to help prevent payment scams
CommBank launches new tech tools to detect potential financial scams – helping protect you and your customers’ financial transactions.
When bank impersonators go phishing
Bank impersonators used fraudulent SMS and phone calls to scam $20 million from Australians in 2022. Micro, small and medium-sized businesses were ...
New technologies set to amplify professional services expertise
From legal to accounting and insolvency, professional services firms operate at the nexus of convention and innovation.
Understanding the concept of Zero-Trust and how it applies to your business
Organisations from across the public and private sectors have been on the Zero-Trust architecture journey for more than a decade now. So, what is i...
Building a cyber attack recovery plan
Having a cyber attack recovery plan is a critical step in building your business’ resilience.
How manufacturers are fine-tuning operations in search of productivity
Manufacturers are targeting higher production volumes and financial outperformance. First, they’re busy clearing persistent hurdles to shore up the...
Why emotions should guide customer experience design
Knowing how customers make decisions can be more powerful than data sets for driving purchases.
Access management and protecting business from cyber threats
Why managing each user’s access to information is vital in protecting your business from cyber threats.
Improving customer experiences with AI
Artificial intelligence (AI) is helping Australian businesses improve customer experiences and bolstering productivity. AI expert Dan Jermyn shares...
The Anaconda brand experience
Discover how Anaconda decided upon its long-term strategic direction, including aligning the in-store experience with its digital one.
Unpacking Australia's population boom
The lift in population will have implications for labour supply and wages growth, but also inflation in the Australian economy.
Unlocking opportunities for beef dairy industries
At a recent CommBank panel discussion at the Farm World field days in Victoria, industry experts discussed the opportunity for “beef on dairy”
The future of AI: what comes next?
New forms of Artificial Intelligence (AI) have the potential to transform how we live and work in a digital world. While there are many positive ap...
Three Rs of Cyber for Business
Understanding your business’ cyber risk, improving your resilience and planning for recovery are key considerations for any business relying on tec...
How digital payments can help businesses lead in customer experience
If cash is more than 10% of your business receivables, you need to read this.
Vantage Point by Stephen Halmarick - April 2023
Global economic growth is expected to slow to 2.4% in 2023. Aggressive monetary policy tightening by the major central banks to control surging inf...
Economic Insights for the week ahead
Senior Economist Belinda Allen shares her perspective.
Businesses can't afford to ignore cyber security
Why your business can't afford to ignore cyber security
Connecting to the local region key to business success
Having a base in regional communities gives urban planning and infrastructure consultancy Premise the ability to provide the expertise of a top-tie...
Can digital solutions help healthcare professionals meet growing demand?
As patient numbers return to pre-pandemic levels, general practitioners are using digital technology to work more efficiently and improve patient e...
Creating value from carbon neutrality
Australia has a fantastic opportunity to use its land and resources to generate value from high-quality carbon credits. But our systems need to sca...
Why is measuring sustainability on farm good for everyone?
Measuring sustainable farming is good for more than stakeholder reporting.
Australia’s carbon market set for big changes in the years ahead
The release of the Chubb Review and the government’s position paper on changes to the Safeguard Mechanism further solidify a paradigm shift for Aus...
The tools GPs are using to navigate pressures and support patients
How general practices are tackling the industry’s top challenges in pursuit of a better experience for patients and staff.
Indigenous communities can lead in carbon markets
Australia’s First Nations peoples have been caring for Country for countless generations. Their accumulated knowledge could open up opportunities i...
Three challenges facing the transport sector’s green energy transition
Electric trucks are a reality. Renewable diesel is also here. So what are the hurdles to decarbonising Australia’s road transport? Three experts fr...
Combatting climate change with agri solutions
With the transition to a green economy accelerating, Australia’s world-class agricultural sector is reimagining itself for a more sustainable futur...
Mining for the transition
Lithium, cobalt, nickel and copper are the metals of this century as the world turns to battery storage and clean technology. There are opportuniti...
Maximising impact through investment
Assessing environmental, social and governance data remains difficult, but it’s no excuse to delay investing for positive change.
Global energy transition: Trends in Australia’s mining investment
Despite a sharp increase in mining and energy project investment, the evidence does not point to the start of a ‘green’ mining super-cycle.
Driving growth in the circular economy
The circular economy is a massive opportunity for Australia. We can replace the ‘take, make and waste’ model of production with the nine Rs – and s...
China Economic Update
Carol Kong reports on China’s reopening bringing forward the economic recovery, led by household consumption.
Brian Cox’s universal view of the planet
Famed particle physicist Brian Cox provides a whirlwind tour of the universe, black holes and the possibility of alien life. He also makes the case...
Building for a green future
Developers are considering the carbon footprint of projects during their building, ongoing use and eventual end-of-life. The focus is on reducing, ...
Factors influencing the supply of labour in 2023
There are a number of competing forces that could impact the labour market in Australia over the next year.
2023 Global & Australian Outlook: The pivot from ‘today’ to ‘tomorrow’
Vantage Point by Stephen Halmarick - Chief Economist
Sustainability lessons from Planet Earth
Award-winning wildlife filmmaker Dr Chadden Hunter’s work on BBC’s Planet Earth series alongside Sir David Attenborough highlight the public’s chan...
How three CEOs are helping drive Australia’s net-zero transition
CEOs from three of Australia’s biggest companies – CommBank CEO Matt Comyn, Qantas CEO Alan Joyce and new Telstra CEO Vicki Brady – discuss their c...
How businesses benefit from IT leaseback options
63% of businesses are ready to consider other options to buying IT assets with cash. Here’s why a leaseback option could work for assets that age q...
Highlights from CommBank's Momentum 2022 conference
A rockstar physicist, a wildlife filmmaker, corporate leaders, farmers and an indigenous ranger shared ideas, delved into issues and discussed solu...
Grand designs of design thinking
It’s human centred, with a collaborative approach and helps teams overcome blocks and biases that stifle innovation. No wonder so many businesses a...
Working capital helps curb supply chain challenges
Access to affordable working capital is vital to manage supply chain challenges and keep a steady cash flow. As interest rates rise, our data shows...
Australia needs to boost its tech talent to meet economic demands
The Productivity Commission warns that a lack of skills and a reliance on legacy systems threatens Australia’s ability to keep pace with developmen...
What’s the biggest scam impacting Australian businesses?
CommBank’s fraud team explains how it works, how to protect your business from scammers, and what to do if they break through your defences.
Leadership for the next decade
Diversity and Inclusion advocate Shirley Chowdhary says the pandemic accelerated demand for greater workplace inclusivity and diversity and the cha...
Protecting business data from cyber threats
Data is one of a company’s most valuable assets. It’s also one of its most vulnerable.
The link between curiosity and business growth
Innovation, agility and an ability to pivot have been the hallmarks of doing business over the past two years.
Financing the batteries that can support Australia’s renewable future
Large-scale batteries are a key component of the electricity grid’s transition to renewable power.
Safeguard Mechanism changes will likely be a paradigm shift for ACCUs
Safeguard Mechanism changes will likely be a paradigm shift for ACCUs
The power of women in regional Australia
Regional and rural Australia breeds resourcefulness and resilience. It’s also home to an increasing number of women small business owners.
The Jobs and Skills Summit: skills, labour supply and productivity
The new Australian government will hold a Jobs + Skills Summit on 1 - 2 September.
Inflation to weigh on hospitality industry
Registered clubs and hospitality venues face mounting inflationary pressure, but a nuanced approach to cost-of-living increases could present the s...
Rising costs and ongoing supply chain issues stimulate adaptation and innovation
New research for CommBank has revealed a robust, positive outlook among Australian businesses, more than two years after the onset of COVID-19.
Digital twin technology – the next frontier
Creating a data-driven digital replica of a business or process is unearthing unprecedented pathways to optimising business outcomes.
Victoria the new leading Australian economy
Victoria has overtaken Tasmania as the top-performing economy in the nation in the latest CommSec State of the States report.
Why confidence among pharmacies has reached a decade high
Australia’s pharmacy businesses are adapting to new demand drivers and unlocking digital opportunities, with community goodwill behind them.
Why electric buses are the future of public transport
With governments and businesses working together to achieve zero-emission bus fleets, we’re reimagining how transport connects our communities.
AI unlocks opportunity across the agriculture supply chain
Research scientists are using artificial intelligence to integrate farm-level data with regional and global intelligence to find the data sweet spo...
CommBank Health and KPMG Report: Healthy Options
The Healthy Options examines the perspectives of patients, providers, and private health insurers to understand the impacts and efficiency opportun...
How could carbon markets move Australia towards a net zero economy?
As Australia’s largest bank, we’re here to help demystify carbon markets and develop innovative sustainable financing solutions for a brighter futu...
Protecting your business from cyber-threats
With global geopolitical turmoil driving an upsurge in cybersecurity risks, experts say you need a combination of strong culture, hardened technolo...
The Travelling Economist: United States – Eruption
The second edition from Stephen Halmarick, CommBank’s Chief Economist and Head of Global Economic & Markets Research
The clever ways AI is helping manufacturing
Significant advances in computational power and robotics are being applied to large-scale manufacturing processes with outstanding results.
Balancing risk and opportunity unlocks success for winemakers
Clare Valley winemakers Matt and Ali Paulett have built their family business in new and interesting directions – but every part of the operation s...
Doing good with unused goods
Alison Covington walked away from a successful corporate career to create the Australian arm of Good360, an organisation that connects communities ...
Why digital leadership matters
Accounting firms that have invested in digital skills and technology are setting the pace in a sector that is booming amid soaring client needs and...
WA outlook is strong despite disruption
Labour shortages and supply-chain constraints are the key challenges facing businesses in Western Australia, but the outlook is positive as the sta...
The Travelling Economist: Perth – West is the best
Welcome to the first edition of the Travelling Economist series for 2022 from Stephen Halmarick, Chief Economist, CommBank.
How AI is making healthcare better
Healthcare is one industry that can immediately benefit from the insights, accuracy and speed of artificial intelligence and machine learning.
Will higher funding costs impact sustainable finance?
Our views on the impact of funding costs on sustainable finance.
Mapping Australia's path to transition
Five focus areas where our customers can take actionable steps today to bring Australia closer to its net zero emissions goal.
How social purpose impacts consumer purchasing
Attract more business by becoming purpose-led.
How sustainability helps drive business value
How embedding sustainability helps drive business value.
The role of carbon farming as Australia targets net-zero
Landholders in agriculture have an enormous opportunity to support Australia achieve net-zero carbon emissions targets by 2050.
Sustainability and Hybrid/Electric Vehicles
Sustainability back in focus as interest in hybrid and electric vehicles returns
Australian manufacturing is thriving
CommBank’s inaugural Manufacturing Insights Report shows that the Australian sector is in great shape.
The regtech solutions transforming compliance
Proven by the world’s largest institutions, regulatory technology (regtech) is an important tool for businesses of all sizes, with benefits extendi...
Blockchain adds transparency to supply chains
Blockchain and smart contracts can help strengthen global supply chains impacted by the pandemic by adding transparency and enhancing reaction times.
Supply chains manage ESG risk
Supply chains are in focus as businesses look to embed their ESG strategy across their operations
Western Sydney: the post-pandemic powerhouse
Over the next 30 years, Western Sydney will become an economic powerhouse, driven by manufacturing, logistics, construction, healthcare and a diver...
How good are humans at detecting cyber attacks?
An organisation’s staff are at the forefront of its cyber defences. A new study investigates how to best train your staff for cyber attacks.
Bridging the gap between machine and human decision making
The CommBank Behavioural Science team discusses transparency in automated decisions and embedding human values into AI systems.
Customer spotlight: creating opportunity in Indigenous communities
KAPCO is an Indigenous-run agricultural cooperative and social enterprise. Find out how KAPCO have created a scalable model for Indigenous capacity...
COP26: how the private sector can propel us to net zero
COP26 has reinforced the momentum for change and highlighted the critical role the private sector plays in the transition to net zero. Learn more o...
Carbon markets a global opportunity for collaboration
Carbon pricing will be a key instrument for de-carbonisation, driving the lowest cost abatement across the economy, ensuring polluters pay and supp...
Investing in reimagined cross-border payment propositions
Following this year’s Sibos conference, we discuss our approach to investing in strategic global payments capability.
Investing in a sustainable future
Institutional investors play a vital role in helping carbon intensive businesses transition to long-term sustainability, supporting the broader glo...
How leading businesses are harnessing ESG practices to reach net zero
Four Australian companies explain how they are already transitioning to a more sustainable future.
Cobram Estate forges a future with sustainability at its core
A leading producer of extra virgin olive oil in Australia, Cobram Estate is blazing a trail in sustainable agricultural production.
Getting to net zero: A clear pathway
To play its part in limiting global warming to 1.5 degrees Celsius, Australia must commit to reaching net zero emissions. Business has a crucial ro...
Building through the pandemic
A welcome pipeline of building approvals will drive residential construction across Australia over the next 18 months, albeit amid rising material ...
Private sector can and must lead economic recovery
CommBank presented the 2021 John Monash Oration, where Jennifer Westacott AO spoke about the private sector’s role in leading the economy.
How to access and manage working capital for business success
The importance of working capital cannot be understated in the success of a business. Learn how accessing and managing it has changed with CommBank.
The hallmarks of a resilient business
Not for decades has the resilience of a business – its people, financials and operations – been tested in the way it has over the past year. So wha...
The accelerating digital transformation of Australian business
Even before Covid-19, many businesses were looking for ways to digitise and go online. Learn more about digital transformation with CommBank Foresi...
Developing a deeper understanding of your customers
Developing a deeper understanding of your customer’s changing needs can improve your business. Learn more about your customers today, with CommBank...
Building the workforce of the future
The future workplace is likely to be as much about human capital and connection as it is about flexible working arrangements, technical skills and ...
Royal Adelaide Hospital loan raises bar on sustainability
RAH has secured the first sustainability loan in Australia. Discover how smart financing can help Australia transition to a more sustainable future.
Asia’s smart cities: putting sustainability first
Future-focused cities like Singapore use tech and big data to solve urban challenges, and promote sustainability.
Making AI fit for purpose
Read about the 8 key principles that underpin the federal government’s ethical AI framework.
Tasmania retains top spot among states
Its success in supressing the Covid-19 virus has meant Tasmania hasn’t been forced to lock down its economy to the same extent as other states.
Tapping hydrogen to decarbonise the economy
Hydrogen has been considered an expensive new energy option, but as the countdown to net zero emissions grows globally, it’s attracting renewed int...
The case for a circular economy
Discover how business and consumers can make the switch to a more sustainable circular economy.
Sustainable finance critical for a cleaner, greener future
As investors foresee the end of fossil fuel usage within the next decade, they’re increasingly turning to sustainable investments underpinned by as...
How data can help unlock the future economy
Data and analytics can help change our behaviour and inform the decisions required to address the planet’s challenges.
Unleashing the potential of technology
The CommBank Emerging Technology team has a mission to accelerate the Bank’s adoption of new and emerging technologies.
Appetite for sustainable issuances ripe for growth
Commonwealth Bank recently partnered with KangaNews to assess the state of the green, social and sustainability (GSS) market.
Build cyber security into company culture
The key to fortifying your defence against cyber breaches is to build accountability into every role in your organisation.
Cyber security is everyone’s business
We discuss security in the current environment, what’s at stake for your business, and what you need to do to manage your cyber risk.
Optimism, entrepreneurship and regional hubs to mark post-Covid Australia
In CommBanks first Navigating a new landscape webcast, futurist Bernard Salt predicts that post-Covid Australia will be characterised by optimism, ...
The way we work has changed forever
RedBalloon’s Naomi Simson shares her insights for businesses that have been forced to pivot and digitise in response to the coronavirus.
Data – Are you investing in one of your biggest assets?
Without data, your business is at risk of failing to meet customer expectations, handing market share and profitability over to your competitors.
Working capital to drive high-value manufacturing
Australian manufacturers now have a golden opportunity to upskill their workforce, adopt leading-edge technologies, and commercialise ideas on a gl...
Evidence based financial wellbeing
By understanding how people make financial decisions, we can better design products and services that seek to improve our customers’ financial well...
Removing cash from your business
History shows that crises often lead to significant change in the way things are done
How to address the weakest link in your business' cyber defences
As cyber crime rises, so should our efforts to boost security and address one of the weakest links in cyber defence – people.
How to make cyber security integral to your online business
In the age of coronavirus, protecting one's online business has become more vital than ever. We explore three ways to integrate cyber security into...
Liberating staff through Robotic Process Automation
Robotic Process Automation could prove an effective solution for businesses grappling with the impact of the coronavirus. Rather than replacing hum...
Real-time, trackable cross-border payments edge closer
Payments the world over are becoming faster and marketplaces are increasingly interconnected.
How to create a better digital experience using customer data
Kate Morris, founder of Australia’s beauty retailer Adore Beauty, shares her advice for answering customer pain points using data analysis.
The four traits of innovative organisations
Read our data-first approach to defining innovation and highlights from the CommBank National Business Insights Report (FY19).
