On the spot home loan pre-approval, and 12 months to shop

When you’re looking for a home to buy, it’s important to know how much you can spend. So it makes sense to get pre-approval for your loan — that way you know what you can afford, and your finances are ready to go when you find the right property.

Commonwealth Bank Home Seeker loan approval service gives you assurance, plus it’s valid for up to 12 months, giving you the time to shop for your home. With a little extra time to look, you can be confident you’ll make the right choice.

Once you’ve found the right property for you, we’ll make a final loan offer (assuming you meet the specified conditions and the property meets our requirements).

Remember, although the amount of your loan is pre-approved, the interest rate is subject to change.

How to apply

Applying is simple. Just complete the 5-minute online application here and one of our Home Loan specialists will call you back at a time that suits you to complete the process.

Important information: Applications for finance are subject to our normal credit approval. Full terms and conditions will be included in our offer of finance. Fees and charges are payable.