Help us improve our website by completing a quick survey. Start survey now

Transaction accounts

Everyday Account Smart Access

The all-in-one bank account that provides the flexibility you need.

Unlimited free transactions2 at CommBank and Bankwest ATMs, EFTPOS, and NetBank, plus unassisted phone banking.

  • Over 4,000 ATMs and 1,000 branches to choose from
  • Pay your friends the easy way with our revolutionary mobile app, the CommBank app
  • Option of Debit MasterCard® to pay with your own money - online, over the phone and overseas
Learn more

Everyday Account Complete Access

A bank account for your day-to-day banking that gives you the option of face-to-face banking in addition to banking electronically.

Unlimited free transactions2 at CommBank and Bankwest ATMs, EFTPOS, NetBank, plus assisted phone and branch transactions.

  • Over 4,000 ATMs and 1,000 branches to choose from
  • Pay your friends the easy way with our revolutionary mobile app, the CommBank app
  • Choose a Debit MasterCard® to pay with your own money
Learn more

Pensioner Security Account

An everyday bank account with competitive interest for pensioners or retirees (over age 55).

  • Access your money at over 4,000 CommBank and Bankwest ATMs Australia-wide
  • Register for NetBank and phone banking for account access anytime
  • Use your Keycard to withdraw funds from an ATM or to make an EFTPOS payment in Australia
  • Choose a Debit MasterCard® if you want to pay with your own money online, over the phone or overseas
  • Global access to your money through the Maestro EFTPOS and Cirrus ATM networks
Learn more

Streamline Basic

An everyday bank account for health care or pensioner concession card holders.

Unlimited free transactions2 at CommBank and Bankwest ATMs, EFTPOS, NetBank, plus assisted phone and branch transactions.

  • Register for NetBank, Australia’s #1 online bank, and phone banking for account access anywhere, anytime
  • No monthly account-keeping fee for eligible customers
Learn more

Eligible customers can apply in branch.

Transaction account options

Access your money anywhere MasterCard® is accepted, at over 35 million locations worldwide.

Features include:

  • Make purchases online and over the phone using your own money
  • Secure internet shopping with NetCode

Learn more

Be ready to manage life's little emergencies at any time. A personal overdraft is a great feature of your Everyday Account that allows you to access additional funds, up to an approved limit. 

Features include:

  • $0 establishment fee
  • No monthly interest charges or fees if you don’t use your overdraft
  • Immediate access to funds through your Keycard or Debit MasterCard®

Learn more

Other accounts you might consider

Designed for under 18s, our Youthsaver account offers bonus interest for regular savings. Parental approval required if you are under 16 years of age.

Features:

  • Save on fees – no monthly account fee and no withdrawal fees when you use CommBank ATMs and branches
  • Easy access – CommBank has the most ATMs of any bank in Australia
  • Bank at school – primary school students can bank at school if their school participates in our School Banking program
  • Bonus interest – make just one deposit and no withdrawals each calendar month and you'll earn bonus interest on top of your standard interest
Learn more

How can we help you?

Important information

1Monthly account fee waived for accounts opened after 1 June 2010 with at least $2,000 deposited each calendar month and from 17 October 2011, if you are 21 to 24 years old you will be exempt from monthly account fees if you deposit at least $1000 into the account each calendar month (excludes Bank initiated transactions). You may also be eligible for a different monthly account fee exemption - more information.

2ATM access fees will continue to apply on all overseas ATMs, including the ATMs of ASB Bank in New Zealand and Commonwealth Bank in Indonesia and Vietnam. The owner of another ATM may apply an ATM owner’s fee at the time of the transaction. Excludes EFTPOS transactions overseas (or purchases involving currency conversion), transfer group payments to third parties, International Money Transfers and separate services such as bank cheques, periodic payments and transfers/deposits to other banks.

The advice on this website has been prepared without considering your objectives, financial situation or needs. Because of that, you should, before acting on the advice, consider its appropriateness to your circumstances. Please view our Financial Services Guide. Full Terms and conditions of accounts mentioned or electronic banking are available here or from any branch of the Commonwealth Bank. If you have a complaint, the Bank’s dispute resolution process can be accessed on 13 2221.

MasterCard and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated. PayPass is the trademark of MasterCard International Incorporated.

Loading…
Google+