Things you should know: *Fully approved refers to when we have provided you with your loan contract. At our discretion we may choose to price beat other competitors not referred to in this advertisement. Available to new and existing CommBank customers. We reserve the right to terminate or change this offer at any time. Offer involves an interest rate discount off our reference fixed interest rates. The interest rate (but not the discount) included in the letter of offer may change prior to funding. If your loan is a 1–5 year fixed rate loan, Rate Lock allows you to lock in the interest rate for a period of 90 days effective from the date we process your request. A Rate Lock fee is applicable. Eligibility criteria and other conditions may apply to some loans. Guarantee does not apply if a competitor’s advertisement contains an error and the Bank reserves the right to verify the availability of any advertised rate. Applications are subject to credit approval. Full terms and conditions will be included in our loan letter of offer. Fees and charges may be payable. Commonwealth Bank of Australia ABN 48 123 123 124. Australian credit licence 234945.