Questions? Get help from a Home Lending Specialist

Home loan calculators

How much can I borrow?

Use your income and expenses to estimate how much you may be able to borrow for a home loan.

Calculate

Home loan repayments calculator

Work out how much your home loan repayments might be.

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Upfront cost calculator

Estimate the other costs of buying a property, including government costs, stamp duty, and fees.

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Our popular home loans

Get a great rate on our simple and easy variable home loan. Save on interest with an introductory rate or an ongoing discount for the life of the loan.

OFFER

Extra Home Loan2 (owner occupied)

Interest rate: from 3.54% p.a.
Comparison rate: from 3.55% p.a.

Extra Home Loan2 (investment)

Interest rate: from 3.84% p.a.
Comparison rate: from 3.85% p.a.

Comparison rate warning
Calculate repayments

The home loan rates shown above are interest rates for Principal and Interest repayments.3

Enjoy the certainty of knowing exactly what your monthly repayment will be. 

Fix your repayment for periods of 1 to 5 years and choose from our fixed rate loan options to help you plan your finances.
 

2 Year Fixed Rate with Package1 (owner occupied)

Interest rate: 3.79% p.a.
Comparison rate: 4.87% p.a.

2 Year Fixed Rate with Package1 (investment)

Interest rate: 3.89% p.a.
Comparison rate: 5.35% p.a.

Comparison rate warning
Calculate repayments

The home loan rates shown above are interest rates for Principal and Interest repayments.3

With a variety of features and a competitive variable rate, you’ll enjoy the flexibility of our Standard Variable Rate home loan or Investment home loan.

Great discounts available with our Wealth Package.4

Standard Variable Rate with Package (owner occupied)

Interest rate: 4.62% p.a.
Comparison rate: 5.02% p.a.

Standard Variable Rate with Package (investment)

Interest rate: 5.20% p.a.
Comparison rate: 5.59% p.a.

Comparison rate warning
Calculate repayments

The home loan rates shown above are interest rates for Principal and Interest repayments.3

Get the home buying advantage

couple meeting home lending spcialist

Our variable home loan interest rates are dropping

On 2 July 2019 we announced more reductions to a range of home loan interest rates.

Competitive fixed rate home loans

Plan with confidence knowing exactly what your home loan repayments will be.

$2,000 cashback when you switch your home loan to us

Talk to a Home Lending Specialist today. T&Cs apply.

Benefits

Get a discount on your home loan

Take advantage of special discounts on loans, credit cards, everyday offset and insurance.

See how

Flexible home loan options

We’ve got flexible home loan options to suit your changing lifestyle.

Compare our home loans

Buy with confidence

Get guidance from start to finish on your home buying journey with the support of one of our expert lenders.

Take an expert with you

Things you should know

* At the end of the fixed rate period, the interest rate converts to the applicable Standard Variable Rate relevant to your loan purpose and repayment type at that time, less any applicable package discount specified in your Loan Contract.

1 To be eligible for Wealth Package, you must have a current home loan or line of credit with an initial ‘package lending balance’ of at least $150,000 when you apply for Wealth Package. Package lending balance is the sum of the account balance of eligible home lending accounts and the credit limit of Viridian Line of Credit accounts that you have with us at the time you apply for Wealth Package. Eligible home loans are limited to those accounts that can be included in the Wealth Package. An annual fee and eligibility criteria applies to Wealth Package and terms and conditions are available on request.

2 The rate shown is for Loan to Value Ratios of 70% or less. As at 25 June 2019 the Extra Home Loan reference rate for Owner Occupied home loans is 4.35% p.a. (principal and interest) and the Extra Home Loan reference rate for Investment home loans is 4.70% p.a. (principal and interest).

3 The rates shown are interest rates for Principal and Interest repayments. For all our rates including interest rates for Interest Only payments view our Home Loan Interest Rates.

4 To apply for a Wealth Package, you must have an eligible home loan or line of credit with an initial package lending balance of at least $150,000 at the time of your application. Eligible home loans include: Standard Variable Rate home loan, Fixed Rate home loans and Viridian Line of Credit. A non-refundable annual fee of $395 is payable in advance. The package can be established in the name of one or two individual’s name/s, or in the name of a corporate entity. It cannot be established in the name of a business or family investment trust. Customers with Low Documentation loans are not eligible to apply for Wealth Package. 

Comparison rate calculated on a $150,000 secured loan over a 25 year term. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rates for variable Interest Only loans are based on an initial 5 year Interest Only period. Comparison rates for fixed or guaranteed Interest Only loans are based on an initial Interest Only period equal in length to the fixed or guaranteed period. During an interest only period, your interest only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan.

Interest rates are subject to change. Applications are subject to credit approval. Eligibility criteria and other conditions may apply to some loans. Full terms and conditions will be included in our loan offer. Fees and charges may be payable. The rates shown are interest rates for Principal and Interest repayments, check Home loan interest rates to view all our rates including interest rates for Interest Only repayments. As this information has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on this information. Commonwealth Bank of Australia ABN 48 123 123 124. Australian credit licence 234945.