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We offer a range of easy-to-use transaction and savings accounts designed to make the most of your money and help you settle into life in Australia.

Day-to-day banking

Everyday Account

Everyday Account is the all-in-one bank account that gives you the flexibility to bank how you want. You have a variety of access options, the choice between a Debit MasterCard® or Keycard, and access to Australia’s largest banking network. We have the largest ATM network of any Australian bank, so it is easy to find an ATM near you. After hours, you can use NetBank and telephone banking to pay bills and transfer money.

You can also organise for your salary and other direct deposits to be paid straight into your Everyday Account, and link it to other Commonwealth Bank accounts to access and transfer funds.

Everyday Account Smart Access

Smart Access is designed for people who prefer to do their day-to-day banking electronically.  It offers unlimited* Commonwealth Bank transactions, including ATM, internet and EFTPOS, for a low monthly account fee of $4.

Savings accounts


The GoalSaver savings account helps boost your savings by offering a great variable bonus interest  rate, as long as you increase your balance by at least $200 a month (excluding interest) and make no more than one withdrawal.

Setting up a regular savings plan takes the worry out of saving. You determine the date and amount you want to deposit, and we take care of the rest. Of course, you can change your plan whenever you like, so you won’t feel locked in.

Cash Investment Account

If you have excess funds, a Cash Investment Account could be the ideal place to grow your money while you plan your next move. Just set the date and amount you want to deposit, and we take care of the rest.

You will earn competitive daily interest on balances of $10,000 or more. Interest is calculated every day and credited monthly, so you’ll see the returns right away.

When you need access to your money, you can use ATMs, NetBank, EFTPOS, telephone banking or visit any Commonwealth Bank branch to withdraw your funds. We can also give you a cheque book to go with your account.

Open an account or contact us for more information.


Open an account


  • Important information
    * Electronic transactions can be made via Commonwealth Bank ATMs and Bankwest ATMs, online with NetBank, via telephone banking or EFTPOS in Australia. Excludes non-Commonwealth Bank ATMs here and all ATMs overseas, EFTPOS transactions overseas (or purchases involving currency conversion), transfer group payments to third parties, International Money Transfers and separate services such as bank cheques, periodic payments and transfers/deposits to other banks. Everyday Account Smart Access also excludes assisted phone, branch and agency withdrawals and cheques written.

    As this advice has been prepared without considering your objectives, financial situation or needs, you should before acting on this advice, consider its appropriateness to your circumstances. If you have a complaint, the Bank’s dispute resolution process can be accessed on 13 2221. Terms and Conditions issued by Commonwealth Bank of Australia for Electronic Banking Services, Streamline, GoalSaver and Cash Investment Account are available by calling 13 2221, from or from any branch of the Bank.