Moving to Australia or recently arrived? 

^ DoorDash x CBA Offer eligibility criteria: To be eligible to receive $20 off a DoorDash order and access to a 3 month free period for DoorDash DashPass, you must open a new CommBank Everyday Smart Access account online or in branch between 26 May 2025 (12:01am, AEST) and 27 July 2025 (11:59pm, AEST) and make a minimum deposit of $100 (AUD) or more in one transaction (eligible deposit) before 24 August 2025 (11:59PM, AEST). Offer available for new customers and single account holders only. Excludes new joint accounts. The offer is valid on your first Everyday Smart Access account opened only. Customer eligibility criteria: To be eligible for the offer you must (a) have never held an Everyday Smart Access Account before, (b) be 18 years of age or over, (c) provide a valid email address when opening your new Everyday Smart Access account and be registered to NetBank. Eligible deposit: The eligible deposit must be a single deposit of $100 AUD (or more) which is settled (not pending) by 11:59PM, AEST 24 August 2025. The eligible deposit can be (a) payments or transfers from a third-party account including accounts with another financial institution where you are the account holder, joint account holder or a cardholder or (b) cash deposit at an ATM or CommBank branch. The following payments are not considered eligible for the eligible deposit: (a) Payments or transfers from another CommBank account where you are the account holder, joint account holder or a cardholder or (b) Payments or transfers from accounts that are associated with your CommBank customer record (including where you are not the account holder) through transferring between your own accounts, or other accounts related to you within CommBank.

Offer Redemption: Eligible customers will receive instructions on how to redeem the $20 off a DoorDash order and access to the 3-month free period for DoorDash DashPass via the email address provided to CommBank at the time of applying for the Everyday Account. The offer redemption instructions will be emailed to your email address within 45 days once you meet the DoorDash x CBA Offer eligibility criteria. The new Everyday Smart Access account must remain open during this period in order to receive the offer. Limited to one offer per eligible account per customer. This offer is not available in conjunction with any other Everyday Smart Access account offer. This offer may be withdrawn, amended, or extended at any time.

$20 off a DoorDash Order: New eligible CommBank customers only. Use your unique promo code provided by CommBank to receive $20 off your DoorDash order. Only on orders $20+ (excluding fees). Max discount is $20. At select stores only and excludes alcohol. One redemption per person. This promo code is valid until 31 October 2025 (11:59pm, AEST). If you have not received the promo code, please refer to FAQs. Fees & terms apply. DoorDash DashPass Redemption: Offer strictly valid for customers of the Commonwealth Bank of Australia ABN 48 123 123 124 (CommBank) who successfully redeemed the offer to receive $20 off their DoorDash order using their unique promo code by CommBank (CBA Offer). Offer is for users to receive a free 3-month subscription to DashPass valued at $29.97 incl. GST ($9.99 incl. GST per month). To redeem the offer, users must sign up for DashPass by 11:59pm AEDT on 30 November 2025 using the unique URL provided in the DashPass offer email from DoorDash. This email will be sent to the address linked to the DoorDash account the customer used to redeem the CBA offer. Free DashPass period starts from the day the user successfully signs up to DashPass. If you are an existing DashPass member, you are eligible to redeem the offer provided that you cancel your current DashPass subscription and follow the redemption requirements above to redeem the offer. Unless cancelled before expiry of the free period, the user’s DashPass subscription will automatically renew at DoorDash’s then current standard monthly fee (currently $9.99/month incl. GST) plus any other applicable charges. Full DashPass T&Cs apply - see www.doordash.com/terms. By redeeming the offer, users agree to comply with these terms. Users may cancel their DashPass subscription at any time during the 3-month period without incurring any charges. Must have or create a valid DoorDash account with a valid form of accepted payment on file. Cannot be exchanged, redeemed or substituted for cash or other currency. Non-transferable. Subject to applicable laws, DoorDash may vary, update or cancel this offer at any time. By redeeming the offer, you agree that DoorDash may share offer redemption details with CommBank. See DoorDash Privacy information here and CommBank Privacy Policy here.

¹ CommBank 2024 Annual Report, page 41, “We are fortunate to have around one in two new migrants to Australia trust us with their banking needs, and recognise the unique challenges they face in banking and financial wellbeing."

² Awarded ‘Bank of the Year – Digital Banking’ for 2025 (for the 16th year in a row) by Canstar in May 2025.

³A monthly account fee waiver will apply if you’re under 30 years of age, or if you deposit at least $2,000 each calendar month (excludes Bank-initiated transactions). You may also be eligible for a different Monthly Account Fee exemption if you have an aged, disability or war veterans’ pension deposited in your account, have a balance of $50,000 or more in eligible contributing accounts, are reliant on over the counter services because of a disability, or have an eligible home loan. Find out more about rates and fees.

⁴ We’ll automatically apply a waiver to the Monthly Account Fee for 12 months on the Smart Access account if you apply via this button. Find out more about rates and fees. After the initial 12-month period, a monthly fee applies unless you are eligible for a further waiver. A Monthly Account Fee waiver will also apply if you’re under 30 years of age, or if you deposit at least $2,000 each calendar month (excludes Bank initiated transactions). You may also be eligible for a different Monthly Account Fee exemption if you have an aged, disability or war veterans’ pension deposited in your account, have a balance of $50,000 or more in eligible contributing accounts, are reliant on over the counter services because of a disability or have an eligible home loan. Find out more about rates and fees.

⁵ Independent ATM providers may charge a withdrawal fee.

⁶ We’ll pay any correspondent bank fees when you send an IMT in any currency, as long as the originating account currency is different to the payment currency (i.e. a cross-currency IMT) – e.g. using an AUD account to send a payment in USD. We won’t cover any fees that may be charged by the payee’s bank.

⁷ CommBank Half Year Results Presentation, page 44: #1 Retail MFI Share. CommBank 2024 Annual Report, page 39, #1 Net Promoter Score® (NPS) Consumer and Institutional banking.

⁸ Defined as net interest income excluding notable items as reported. Peer data as derived from publicly available disclosures. Represents six months ending 30 September 2024.

⁹To gain full access to your account, an Australian residential address will need to be provided when you visit a Commonwealth Bank of Australia branch to be identified.  Accountholders will not be able to withdraw their funds or have full access to the CommBank app and Netbank until they have arrived in Australia and have been appropriately identified at a CBA branch.

¹⁰ If you are aged under 14 years of age, please apply for a Smart Access Account for Youth once you arrive. 

¹¹ Travel Booking is provided by Hopper Inc (Hopper). Hopper is not part of the CBA Group. CBA is not responsible for the content on this portal, nor the provision of any of the services that are offered through this portal. The services offered are subject to the Travel Booking terms and conditions. CBA does not guarantee the obligations or performance of Hopper or the services it offers. CommBank Awards customers can choose to use all or part of their Awards points for payment of their booking.

¹² Applications are subject to credit approval. Full Conditions of Use will be included at point of application. Bank fees and charges may apply. View the StepPay Terms and Conditions (PDF)

¹³ Not available on Pensioner Security Accounts and Business Transaction Accounts.

¹⁴ Ongoing eligibility conditions apply for CommBank Yello. Offer eligibility conditions also apply and offers may vary between customers. For more information visit commbank.com.au/commbankyello.

The CommBank app is free to download however your mobile network provider charges you for accessing data on your phone. You should refer to your mobile phone plan or contact your provider to find out more. Terms and conditions are available on the CommBank app. NetBank access with NetCode SMS required. Find out about the minimum operating requirements on the CommBank app page.

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The target market for this product will be found within the product’s Target Market Determination.

The advice on this website has been prepared without considering your objectives, financial situation or needs. Because of that, you should, before acting on the advice, consider its appropriateness to your circumstances. Please view our Financial Services Guide (PDF). Full terms and conditions for the transaction and savings accounts (PDF) mentioned and Electronic Banking (PDF) are available here or from any branch of the Commonwealth Bank.